Both stocks run through our valuation models. Here is how Carma (CMA) and Carvana (CVNA) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Carma as the less overvalued of the two: Carma trades at A$0.82 versus a fair value of A$0.51 (-38%), while Carvana trades at $70.85 versus $20.89 (-71%).
Carma
CMA.AU · AUD · Real Estate
-38%
upside to fair value
overvalued
PriceA$0.82
Fair ValueA$0.51
Quality51/100
Carvana
CVNA · USD · Consumer Discretionary
-71%
upside to fair value
overvalued
Price$70.85
Fair Value$20.89
Quality47/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
CarmaCarvana
Valuation
—P/E (TTM)38.3×
1.08×P/S (TTM)3.21×
1.05×P/B20.98×
—EV/EBITDA31.9×
Profitability
-60%Net margin6%
-33%Operating margin9%
—Return on equity60%
0%Return on assets11%
Growth
34%Revenue growth (YoY)52%
—Avg. growth/yr (3Y)14.3%
—Avg. growth/yr (5Y)29.5%
Balance & size
—Debt / equity1.40×
$91MMarket cap$72B
expensiveGrowth qualityhealthy
Carvana leads: 2 to 4 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Carmaof which business quality 51 · market factors 17Carvanaof which business quality 47 · market factors 22
ProfitabilityMargins and returns on capital today
11
72
Quality GrowthAre margins and returns improving?
57
54
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
86
63
Low VolatilityCalm price path (market factor)
0
0
MomentumPrice trend over the last 3–12 months (market factor)
34
29
52W MomentumDistance to the 52-week high (market factor)
7
35
Net IssuanceBuybacks instead of dilution
80
0
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Carma
Asset-BasedA$0.42
1 of 1 models see the stock below the current price.
Carvana
DCF Models$34.74
Earnings-Based$43.91
Dividend Discount$107
Multiples$21.09
Asset-Based$2.06
Growth DCF$26.92
Economic Profit$18.96
Growth Earnings$58.29
24 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Carma
Bear A$0.34Fair Value A$0.51Bull A$0.64
A$0.82 = current price (white tick)
Carvana
Bear $10.50Fair Value $20.89Bull $25.80
$70.85 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Carma · Real Estate
Quality score51 · below median
Fair value upside-38% · below median
Carvana · Consumer Discretionary
Quality score47 · below median
Fair value upside-71% · bottom 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Carma as the less overvalued of the two: Carma trades at A$0.82 versus a fair value of A$0.51 (-38%), while Carvana trades at $70.85 versus $20.89 (-71%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
