STOCK COMPARISON
Evertec Inc Dr1 vs Microsoft: Fair Value & Quality
Both stocks run through our valuation models. Here is how Evertec Inc Dr1 (EVTC31) and Microsoft (MSFT) compare, as of Aug 10, 2026.
As of Aug 10, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Evertec Inc Dr1 trades at BRL 151 versus a fair value of BRL 56.27 (-63%), while Microsoft trades at $500 versus $274 (-45%).
Evertec Inc Dr1
EVTC31.SA · BRL · Technology
-63%
upside to fair value
overvalued
PriceBRL 151
Fair ValueBRL 56.27
Quality57/100
Microsoft
MSFT · USD · Information Technology
-45%
upside to fair value
overvalued
Price$500
Fair Value$274
Quality68/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Evertec Inc Dr1Microsoft
Valuation
14.5×P/E (TTM)22.9×
1.98×P/S (TTM)8.99×
3.04×P/B8.33×
9.9×EV/EBITDA15.6×
—PEG1.19×
0.1%Dividend yield0.9%
BRL 0.20Dividend per share$3.56
Profitability
14%Net margin39%
18%Operating margin46%
20%Return on equity34%
5%Return on assets15%
Growth
8%Revenue growth (YoY)18%
14.6%Avg. growth/yr (3Y)12.4%
—Avg. growth/yr (5Y)14.5%
Balance & size
1.69×Debt / equity0.12×
$2BMarket cap$2.9T
healthyGrowth qualityexpensive
Microsoft leads: 5 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Evertec Inc Dr1of which business quality 56 · market factors 41
Microsoftof which business quality 65 · market factors 51
ProfitabilityMargins and returns on capital today
51
75
Quality GrowthAre margins and returns improving?
40
53
CashflowEarnings quality: real cash, not paper profit
66
71
Fin. StrengthBalance sheet, leverage, solvency risk
42
79
InvestmentDisciplined investing over empire-building
36
1
Low VolatilityCalm price path (market factor)
51
57
MomentumPrice trend over the last 3–12 months (market factor)
43
48
52W MomentumDistance to the 52-week high (market factor)
28
51
Net IssuanceBuybacks instead of dilution
100
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Evertec Inc Dr1
DCF ModelsBRL 52.26
Earnings-BasedBRL 29.78
Dividend DiscountBRL 3.39
MultiplesBRL 49.78
Asset-BasedBRL 6.76
Growth DCFBRL 35.94
Economic ProfitBRL 18.97
Growth EarningsBRL 53.85
26 of 26 models see the stock below the current price.
Microsoft
DCF Models$289
Earnings-Based$189
Dividend Discount$61.93
Multiples$206
Asset-Based$30.98
Growth DCF$201
Economic Profit$184
Growth Earnings$276
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Evertec Inc Dr1
Bear BRL 24.40Fair Value BRL 56.27Bull BRL 78.03
BRL 151 = current price (white tick)
Microsoft
Bear $159Fair Value $274Bull $358
$500 = current price (white tick)
Compare two other stocks
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Evertec Inc Dr1 · Technology
Quality score57 · above median
Fair value upside-63% · below median
Microsoft · Information Technology
Quality score68 · Top 25%
Fair value upside-45% · below median
Bottom line
As of Aug 10, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Evertec Inc Dr1 trades at BRL 151 versus a fair value of BRL 56.27 (-63%), while Microsoft trades at $500 versus $274 (-45%).
Microsoft has the higher quality score (68/100).
See the full analysis →
More comparisons
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
