Fractal Analytics vs Microsoft: Fair Value & Quality
Both stocks run through our valuation models. Here is how Fractal Analytics (FRACTAL) and Microsoft (MSFT) compare, as of Aug 17, 2026.
As of Aug 17, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Fractal Analytics trades at ₹834 versus a fair value of ₹476 (-43%), while Microsoft trades at $495 versus $381 (-23%).
Fractal Analytics
FRACTAL.NSE · INR · Technology
-43%
upside to fair value
overvalued
Price₹834
Fair Value₹476
Quality53/100
Microsoft
MSFT · USD · Information Technology
-23%
upside to fair value
overvalued
Price$495
Fair Value$381
Quality68/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Fractal AnalyticsMicrosoft
Valuation
48.5×P/E (TTM)22.9×
4.68×P/S (TTM)8.99×
4.84×P/B8.33×
32.7×EV/EBITDA15.6×
—PEG1.19×
—Dividend yield0.9%
—Dividend per share$3.56
Profitability
9%Net margin39%
16%Operating margin46%
12%Return on equity34%
6%Return on assets15%
Growth
17%Revenue growth (YoY)18%
18.5%Avg. growth/yr (3Y)12.4%
—Avg. growth/yr (5Y)14.5%
Balance & size
—Debt / equity0.12×
$2BMarket cap$2.9T
healthyGrowth qualityexpensive
Microsoft leads: 3 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Fractal Analyticsof which business quality 54 · market factors 30Microsoftof which business quality 65 · market factors 52
ProfitabilityMargins and returns on capital today
45
75
Quality GrowthAre margins and returns improving?
50
53
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
25
1
Low VolatilityCalm price path (market factor)
20
57
MomentumPrice trend over the last 3–12 months (market factor)
37
49
52W MomentumDistance to the 52-week high (market factor)
29
51
Net IssuanceBuybacks instead of dilution
82
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Fractal Analytics
DCF Models₹521
Earnings-Based₹336
Multiples₹385
Asset-Based₹124
Growth DCF₹375
Economic Profit₹201
Growth Earnings₹528
24 of 24 models see the stock below the current price.
Microsoft
DCF Models$333
Earnings-Based$189
Dividend Discount$61.93
Multiples$308
Asset-Based$30.98
Growth DCF$249
Economic Profit$184
Growth Earnings$332
26 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Fractal Analytics
Bear ₹224Fair Value ₹476Bull ₹595
₹834 = current price (white tick)
Microsoft
Bear $192Fair Value $381Bull $480
$495 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Fractal Analytics · Technology
Quality score53 · above median
Fair value upside-43% · below median
Microsoft · Information Technology
Quality score68 · Top 25%
Fair value upside-23% · above median
Bottom line
As of Aug 17, 2026, Fair Value Calculator sees Microsoft as the less overvalued of the two: Fractal Analytics trades at ₹834 versus a fair value of ₹476 (-43%), while Microsoft trades at $495 versus $381 (-23%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
