Fractal Analytics Limited (FRACTAL) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Fractal Analytics Limited ₹428, price ₹727, upside -41.2%, quality 53 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Fractal Analytics Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 1, 2026.
How to read this chart
7‑month range ₹727.35 – ₹1,102 · fair‑value band ₹209.35 – ₹594.71 · the ₹727.35 price screens above the ₹427.90 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 1, 2026.
Follow Fractal Analytics in your weekly email
Every Wednesday you see whether Fractal Analytics is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Fractal Analytics Limited provides artificial intelligence and analytics solutions to automate business workflows, extract insights from data, and optimize enterprise operations. The company delivers engineering solutions at scale, including services to optimize retail and supply chains and improve customer experiences.
Show more
Fractal Analytics Limited provides artificial intelligence and analytics solutions to automate business workflows, extract insights from data, and optimize enterprise operations. The company delivers engineering solutions at scale, including services to optimize retail and supply chains and improve customer experiences. It offers self-serve analytics platforms, conversational AI-based business intelligence tools, and proprietary AI-enabled algorithms for extracting and structuring data from images, videos, and unstructured customer interactions. The company develops machine learning solutions to analyze customer behavior, automated customer interaction insights suites, and GenAI solutions for digital transformation, risk minimization, and security enhancement. It also provides frameworks and methodologies for identifying drivers of client behavior and designing targeted interventions. The company serves clients in financial services, media, retail, consumer goods, investment industries, and global enterprises seeking to optimize supply chains and customer experiences. The company was founded in 2000 and is based in Mumbai, India.
Stock analysis
Fractal Analytics Limited (FRACTAL) currently trades at ₹727.35, while our model-based Fair Value estimate is ₹427.90, 41.2% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Growth Earnings group reads highest at a median of ₹527.75 per share, and 1 of the 24 models we run sit above the ₹727.35 price.
Bear case: the Asset-Based group reads lowest at ₹124.09, and 23 of the 24 models stay below the price. Evidence for this calculation is medium.
Scenario range: ₹209.35 (bear) to ₹594.71 (bull), the price of ₹727.35 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Technology sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Fractal Analytics Limited reported revenue of ₹33.0B in FY2026 versus ₹19.9B in FY2023, a compound +18.5%/yr. Reported net income was ₹2.9B in FY2026, compounding +12.9%/yr from FY2023.
Key figures
Market cap ₹125B (≈ $1.3B) · P/E ratio 38.1 · P/S ratio 3.37 · EPS (TTM) ₹19.10 · Net margin 8.9% · Return on equity 11.6% · Return on assets (EBIT) 2.3% · Operating margin 11.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
For context, the median of 10 Technology peers we cover trades at −23% fair-value upside, at −41%, FRACTAL screens richer than that median.
Fair Value models
Bear ₹209.35Fair Value ₹427.90Bull ₹594.71
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹9.63 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+19.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.5%
’23
’24
’25
’26
What shareholders gained per year (last 3 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+12.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+12.9%
Dividend (yield on the price)0.0%
Profit margin 2023 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−9% → 11%
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+44.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+16.0%
Yearly sales growth analysts expect, extended to five years.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +38.6% a year for the price and +11.4% for the forecasts.
Compare Fractal Analytics Limited with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 366 stocks
Beats the industry median on 6/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score53 · Above median
Fair Value upside−42.2% · Below median
Profitability
Return on equity (TTM)11.6% · Above median
Return on assets6.4% · Top 25%
Net margin (TTM)9.5% · Above median
Operating margin (TTM)11.3% · Above median
Growth and dividend
Revenue growth20.0% · Above median
Valuation Multiplesvs Software - Infrastructure median · lower = cheaper
P/E (TTM)38.1× · Pricier than median
P/B4.00× · Pricier than median
P/S (TTM)3.69× · Pricier than median
P/FCF66.9× · Priciest 25%
EV/EBITDA24.8× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 20
FUTURE (revenue growth)100· sector 55
PAST (return on equity)46· sector 21
HEALTH (low debt)100· sector 97
DIVIDEND (yield)0· sector 34
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Fractal Analytics Limited (FRACTAL) overvalued or undervalued?
As of Oct 1, 2026, our model estimates a fair value of ₹427.90 versus a price of ₹727.35, about −41% upside (overvalued).
What is the fair value of FRACTAL?
Our model-based fair value for Fractal Analytics Limited is ₹427.90 (as of Oct 1, 2026), built from audited fundamentals. The current price: ₹727.35.
What is the quality score of FRACTAL?
Fractal Analytics Limited has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Fractal Analytics Limited (FRACTAL)?
Our model-based price target is the fair value of ₹427.90 (as of Oct 1, 2026) from 24 valuation models. Cautious scenario ₹209.35, optimistic scenario ₹594.71. It is a calculation from audited fundamentals, not an analyst target.
What is the Fractal Analytics Limited stock forecast for 2026?
Our models put fair value at ₹427.90, about −41% upside versus a price of ₹727.35 (overvalued). Cautious scenario ₹209.35, optimistic scenario ₹594.71. The calculation is refreshed regularly with new filings.
What is the revenue of Fractal Analytics Limited (FRACTAL)?
Fractal Analytics Limited reported trailing-twelve-month revenue of about ₹34.5B (latest available figure, as of Oct 1, 2026).
What growth is priced into Fractal Analytics Limited (FRACTAL)?
For today's price to be fair in a discounted-cash-flow model, Fractal Analytics Limited would have to grow free cash flow by +44.3 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew +18.5 % per year. As of Oct 1, 2026.
What discount rate (WACC) does the fair value of FRACTAL use?
Our models discount Fractal Analytics Limited at 13.9 %: a base by market capitalisation (small), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Fractal Analytics Limited that is +44.3 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.
How much growth has Fractal Analytics Limited (FRACTAL) delivered so far?
Over the past 3 years revenue at Fractal Analytics Limited grew +18.5 % a year. The price currently implies +44.3 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Fractal Analytics Limited (FRACTAL) growing?
The median revenue growth in the sector is +15.6 % a year. That is the yardstick for the growth priced into Fractal Analytics Limited (+44.3 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Fractal Analytics Limited (FRACTAL)?
The free-cash-flow yield on the price is 1.52 %: that much free cash flow Fractal Analytics Limited produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Fractal Analytics Limited (FRACTAL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Fractal Analytics Limited it is ₹427.90 per share (as of Oct 1, 2026), against a price of ₹727.35. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Fractal Analytics Limited stock overvalued or undervalued in 2026?
As of Oct 1, 2026, FRACTAL trades above its calculated fair value: price ₹727.35, fair value ₹427.90, a gap of about −41% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FRACTAL?
No. The price is what the market pays today (₹727.35); the fair value is what the company's own numbers justify (₹427.90). For Fractal Analytics Limited the two are ₹299.45 per share apart. That gap is exactly why we show both numbers side by side.
How much is Fractal Analytics Limited worth?
The market values Fractal Analytics Limited at about ₹125B (market capitalisation, as of Oct 1, 2026). Per share that is ₹727.35; our models calculate a fair value of ₹427.90 per share.
What do the bullish and bearish scenarios say about FRACTAL?
Our models span a range for Fractal Analytics Limited: cautious scenario ₹209.35, base ₹427.90, optimistic ₹594.71 per share (as of Oct 1, 2026, price ₹727.35). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FRACTAL?
Fractal Analytics Limited trades at a price-to-earnings ratio of 38.1 (as of Oct 1, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹427.90 is built from several models across several years. Other multiples: P/B 4.0, P/S 3.7, EV/EBITDA 24.8.
How solid is the balance sheet of Fractal Analytics Limited (FRACTAL)?
Balance-sheet figures for Fractal Analytics Limited (as of Oct 1, 2026): return on equity 11.6%. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
Which stocks are comparable to Fractal Analytics Limited?
From the same area (Technology) we also value Microsoft Corporation, Palantir Technologies Inc, Oracle Corporation, CrowdStrike Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Fractal Analytics Limited stock attractive at the current price?
The data as of Oct 1, 2026: price ₹727.35, calculated fair value ₹427.90 (−41%), Quality Score 53/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FRACTAL calculated?
We run Fractal Analytics Limited through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹427.90, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. Fractal Analytics Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Fractal Analytics Limited (FRACTAL)?
The closing price on Oct 1, 2026 was ₹727.35. Our model-based fair value is ₹427.90, about −41% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Fractal Analytics Limited right now?
The price sits above even our optimistic bull case (₹594.71). The favourable scenario is already priced in. The model range is unusually wide (₹209.35 to ₹594.71). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Fractal Analytics Limited
How large is the market capitalisation of Fractal Analytics Limited (FRACTAL)?
The market capitalisation of Fractal Analytics Limited is ₹125B (≈ $1.3B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Fractal Analytics Limited (FRACTAL)?
The price-to-sales ratio of Fractal Analytics Limited is 3.37 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Fractal Analytics Limited (FRACTAL)?
Earnings per share at Fractal Analytics Limited are ₹19.10 (price ÷ EPS = P/E 38.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Fractal Analytics Limited (FRACTAL)?
The net margin of Fractal Analytics Limited is 8.9% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Fractal Analytics Limited (FRACTAL)?
The return on equity (ROE) of Fractal Analytics Limited is 11.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Fractal Analytics Limited (FRACTAL)?
On an EBIT basis the return on assets of Fractal Analytics Limited is 2.3% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Fractal Analytics Limited (FRACTAL)?
The operating margin of Fractal Analytics Limited is 11.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Fractal Analytics Limited (FRACTAL)?
Revenue at Fractal Analytics Limited is growing +20.0% versus a year earlier (3y avg +18.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Fractal Analytics Limited (FRACTAL)?
Earnings per share at Fractal Analytics Limited are growing +77.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Fractal Analytics Limited (FRACTAL) carry?
The net debt of Fractal Analytics Limited is ₹793M (fiscal year 2026, ≈ 0.4 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Fractal Analytics Limited in the live analysis
One click puts Fractal Analytics Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
