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STOCK COMPARISON

Margo Finance vs Visa Inc. Class A: Fair Value & Quality

Both stocks run through our valuation models. Here is how Margo Finance (MARGOFIN) and Visa Inc. Class A (V) compare, as of Aug 20, 2026.

As of Aug 20, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Margo Finance trades at ₹65.87 versus a fair value of ₹34.29 (-48%), while Visa Inc. Class A trades at $366 versus $198 (-46%).
Margo Finance
MARGOFIN.BSE · INR · Financial Services
-48%
upside to fair value
overvalued
Price₹65.87
Fair Value₹34.29
Quality59/100
Visa Inc. Class A
V · USD · Financials
-46%
upside to fair value
overvalued
Price$366
Fair Value$198
Quality82/100
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Head-to-head numbers

Green value = the better side for that row (for valuation multiples: lower = cheaper).

Margo FinanceVisa Inc. Class A
Valuation
28.1×P/E (TTM)30.4×
16.28×P/S (TTM)15.42×
0.26×P/B17.51×
19.6×EV/EBITDA22.0×
—PEG1.53×
—Dividend yield0.7%
—Dividend per share$2.60
Profitability
55%Net margin52%
91%Operating margin67%
1%Return on equity60%
1%Return on assets19%
Growth
898%Revenue growth (YoY)17%
—Avg. growth/yr (3Y)10.9%
32.0%Avg. growth/yr (5Y)12.9%
Balance & size
—Debt / equity0.52×
$3MMarket cap$664B
mixedGrowth qualityhealthy

Margo Finance leads: 7 to 3 metric wins.

Dash = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Margo Financeof which business quality 58 · market factors 34 Visa Inc. Class Aof which business quality 76 · market factors 66
ProfitabilityMargins and returns on capital today
29
76
Quality GrowthAre margins and returns improving?
57
41
CashflowEarnings quality: real cash, not paper profit
67
85
Fin. StrengthBalance sheet, leverage, solvency risk
75
71
InvestmentDisciplined investing over empire-building
33
85
Low VolatilityCalm price path (market factor)
59
83
MomentumPrice trend over the last 3–12 months (market factor)
27
53
52W MomentumDistance to the 52-week high (market factor)
18
71
Net IssuanceBuybacks instead of dilution
82
100

What the models say

The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.

Margo Finance

DCF Models₹47.32
Earnings-Based₹96.62
Multiples₹35.17
Asset-Based₹183
Growth DCF₹19.47
Economic Profit₹157

7 of 11 models see the stock below the current price.

Visa Inc. Class A

DCF Models$236
Earnings-Based$269
Multiples$94.55
Asset-Based$15.30
Growth DCF$219
Economic Profit$190

10 of 11 models see the stock below the current price.

Scenario ranges

From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.

Margo Finance
Bear ₹22.86Fair Value ₹34.29Bull ₹65.10
₹65.87 = current price (white tick)
Visa Inc. Class A
Bear $119Fair Value $198Bull $332
$366 = current price (white tick)

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Margo Finance · Financial Services

Quality score59 · above median
Fair value upside-48% · below median

Visa Inc. Class A · Financials

Quality score82 · Top 25%
Fair value upside-46% · bottom 25%

Bottom line

As of Aug 20, 2026, Fair Value Calculator sees Visa Inc. Class A as the less overvalued of the two: Margo Finance trades at ₹65.87 versus a fair value of ₹34.29 (-48%), while Visa Inc. Class A trades at $366 versus $198 (-46%).

Visa Inc. Class A has the higher quality score (82/100).

See the full analysis →
Margo Finance · Visa Inc. Class A

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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.