L Agence Automobiliere vs Carvana: Fair Value & Quality
Both stocks run through our valuation models. Here is how L Agence Automobiliere (MLAA) and Carvana (CVNA) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Carvana as the less overvalued of the two: L Agence Automobiliere trades at €2.00 versus a fair value of €0.21 (-90%), while Carvana trades at $70.85 versus $20.89 (-71%).
L Agence Automobiliere
MLAA.PA · EUR · Consumer Discretionary
-90%
upside to fair value
overvalued
Price€2.00
Fair Value€0.21
Quality41/100
Carvana
CVNA · USD · Consumer Discretionary
-71%
upside to fair value
overvalued
Price$70.85
Fair Value$20.89
Quality47/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
L Agence AutomobiliereCarvana
Valuation
—P/E (TTM)38.3×
—P/S (TTM)3.21×
11.43×P/B20.98×
60.4×EV/EBITDA31.9×
Profitability
0%Net margin6%
0%Operating margin9%
—Return on equity60%
0%Return on assets11%
Growth
0%Revenue growth (YoY)52%
—Avg. growth/yr (3Y)14.3%
11.5%Avg. growth/yr (5Y)29.5%
Balance & size
3.39×Debt / equity1.40×
$2MMarket cap$72B
mixedGrowth qualityhealthy
Carvana leads: 1 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
L Agence Automobiliereof which business quality 43 · market factors 48Carvanaof which business quality 47 · market factors 22
InvestmentDisciplined investing over empire-building
33
63
Low VolatilityCalm price path (market factor)
0
0
MomentumPrice trend over the last 3–12 months (market factor)
63
29
52W MomentumDistance to the 52-week high (market factor)
77
35
Net IssuanceBuybacks instead of dilution
82
0
CashflowEarnings quality: real cash, not paper profit
—
40
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
L Agence Automobiliere
Earnings-Based€0.21
Multiples€0.21
Asset-Based€0.14
Economic Profit€0.14
Growth Earnings€0.31
9 of 9 models see the stock below the current price.
Carvana
DCF Models$34.74
Earnings-Based$43.91
Dividend Discount$107
Multiples$21.09
Asset-Based$2.06
Growth DCF$26.92
Economic Profit$18.96
Growth Earnings$58.29
24 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
L Agence Automobiliere
Bear €0.15Fair Value €0.21Bull €0.26
€2.00 = current price (white tick)
Carvana
Bear $10.50Fair Value $20.89Bull $25.80
$70.85 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
L Agence Automobiliere · Consumer Discretionary
Quality score41 · bottom 25%
Fair value upside-90% · bottom 25%
Carvana · Consumer Discretionary
Quality score47 · below median
Fair value upside-71% · bottom 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Carvana as the less overvalued of the two: L Agence Automobiliere trades at €2.00 versus a fair value of €0.21 (-90%), while Carvana trades at $70.85 versus $20.89 (-71%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
