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STOCK COMPARISON

Microsoft vs Yubico AB: Fair Value & Quality

Both stocks run through our valuation models. Here is how Microsoft (MSFT) and Yubico AB (YUBICO) compare, as of Sep 24, 2026.

As of Sep 24, 2026, Fair Value Calculator sees Microsoft as the more attractively valued of the two: Microsoft trades at $501 versus a fair value of $548 (+9%), while Yubico AB trades at SEK 99.05 versus SEK 41.82 (-58%).
Microsoft
MSFT · USD · Information Technology
+9%
upside to fair value
fairly valued
Price$501
Fair Value$548
Quality66/100
Yubico AB
YUBICO.ST · SEK · Information Technology
-58%
upside to fair value
overvalued
PriceSEK 99.05
Fair ValueSEK 41.82
Quality55/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

MicrosoftYubico AB
Valuation
29.8×P/E (TTM)87.7×
11.74×P/S (TTM)4.19×
10.88×P/B5.24×
20.3×EV/EBITDA52.9×
1.19×PEGn/a
+9.4%Fair value upside−57.8%
0.7%Dividend yieldn/a
$3.56Dividend per sharen/a
Profitability
46%Operating margin2%
1.23×EBIT margin trend (5Y)n/a
34%Return on equity6%
15%Return on assets3%
Growth
18%Revenue growth (YoY)-23%
12.4%Avg. growth/yr (3Y)12.4%
14.5%Avg. growth/yr (5Y)n/a
+19.5%Value creation/yr−4.1%
Balance & size
53.9×Interest coverage (EBIT/interest)5.6×
0.12×Debt / equity0.01×
$3.7TMarket cap$879M
expensiveGrowth qualitymixed

Microsoft leads: 7 to 4 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Microsoftof which business quality 65 · market factors 61 Yubico ABof which business quality 59 · market factors 50
ProfitabilityMargins and returns on capital today
75
58
Quality GrowthAre margins and returns improving?
53
8
CashflowEarnings quality: real cash, not paper profit
71
50
Fin. StrengthBalance sheet, leverage, solvency risk
79
100
InvestmentDisciplined investing over empire-building
1
83
Low VolatilityCalm price path (market factor)
57
39
MomentumPrice trend over the last 3–12 months (market factor)
68
67
52W MomentumDistance to the 52-week high (market factor)
55
36
Net IssuanceShare count: buybacks or dilution?
84
45

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyMicrosoftPrice $501Yubico ABPrice SEK 99.05
DCF Models-32%below the price$338-49%below the priceSEK 50.35
Earnings-Based-62%below the price$189-74%below the priceSEK 25.65
Dividend Discount-88%below the price$61.93n/a
Multiples-38%below the price$308-60%below the priceSEK 40.01
Asset-Based-94%below the price$30.98-87%below the priceSEK 12.97
Growth DCF-49%below the price$253-53%below the priceSEK 46.47
Economic Profit-63%below the price$184-78%below the priceSEK 21.30
Growth Earnings-34%below the price$332-66%below the priceSEK 33.96
Minimum-94%below the price$30.98-87%below the priceSEK 12.97
Maximum-32%below the price$338-49%below the priceSEK 50.35
Median-56%below the price$221-66%below the priceSEK 33.96
Geometric mean-67%below the price$166-70%below the priceSEK 30.13

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Microsoft: 26 of 26 models see the stock below the current price.

Yubico AB: 22 of 22 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Microsoft
Price $501
Fair Value $548
Bear $320Bull $793
Yubico AB
Price SEK 99.05
Fair Value SEK 41.82
Bear SEK 31.36Bull SEK 52.27

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Microsoft · Information Technology

Quality score66 · Top 25%
Fair value upside+9% · above median

Yubico AB · Information Technology

Quality score55 · above median
Fair value upside-58% · below median

Bottom line

As of Sep 24, 2026, Fair Value Calculator sees Microsoft as the more attractively valued of the two: Microsoft trades at $501 versus a fair value of $548 (+9%), while Yubico AB trades at SEK 99.05 versus SEK 41.82 (-58%).

Microsoft has the higher quality score (66/100).

Open Microsoft live analysis →
Microsoft · Yubico AB

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.