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Yubico AB (YUBICO) Fair Value & Analysis

Technology · SE · Market cap 5.5B SEK

YA Yubico AB YUBICO · ST
Pricekr 87.85
Fair Valuekr 41.82
Upside-52.4%
Quality55/100
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Mixed Growth
Thin margins · 4.7% net margin
Low debt · generates free cash flow
Mixed vs. peers (6/13)
Narrow moat 40/100
Evidence: High Range kr 31.36 – kr 52.27 Share as image

Fair value as of: Jul 18, 2026

From 22 valuation models · updated 24 days ago

Share price +47.3% over the past month.

A solid business, but screening 52% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (kr 52.27). The favourable scenario is already priced in.
  • Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

kr 319.50 kr 30.78 Fair Value kr 41.82 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.

How to read this chart

60‑month range kr 30.78 – kr 319.50 · fair‑value band kr 31.36 – kr 52.27 · the kr 87.85 price screens above the kr 41.82 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.

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Analysis

Yubico AB (YUBICO) currently trades at kr 87.85, while our model-based Fair Value estimate is kr 41.82, implying the stock looks roughly 52.4% overvalued today. The Quality Score stands at 55/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Yubico AB generated revenue of 2.1B SEK at a net margin of 4.7%. Revenue declined 23.1% year over year. It earns a return on equity of 6.0%. The balance sheet holds a net cash position of 856M SEK. Fundamentals as of Jul 18, 2026

Our scenario range runs from kr 31.36 (bear case) to kr 52.27 (bull case); at kr 87.85, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat. The share trades about 41% below its 52-week high and 197% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at -52%, YUBICO screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF kr 41.37 kr 53.62 kr 69.81 80
Residual Income kr 15.75 kr 16.69 kr 18.22 76
Rev-Margin DCF kr 33.11 kr 43.83 kr 55.64 74
All 22 models by family
DCF Models
FCF DCF kr 40.68 kr 54.10 kr 72.75 38
5Y Revenue Exit kr 33.11 kr 43.43 kr 56.02 39
5Y EBITDA Exit kr 35.27 kr 47.31 kr 60.72 41
5Y P/E Exit kr 33.88 kr 44.80 kr 55.69 38
10Y Revenue Exit kr 35.19 kr 44.89 kr 56.79 36
10Y EBITDA Exit kr 37.07 kr 47.47 kr 60.17 37
10Y P/E Exit kr 36.21 kr 45.80 kr 56.55 35
Earnings-Based
Graham-Dodd kr 10.16 kr 25.67 kr 33.36 54
PEG = 1.0 kr 4.75 kr 6.78 kr 8.81 46
EPV kr 25.65 kr 28.10 kr 30.21 59
Multiples
P/E Multiple kr 22.40 kr 29.87 kr 37.34 63
P/S Multiple kr 19.04 kr 25.39 kr 31.74 58
P/B Multiple kr 19.04 kr 25.39 kr 31.74 55
EV/EBIT kr 39.27 kr 48.97 kr 58.67 53
EV/EBITDA kr 35.11 kr 43.42 kr 51.73 54
EV/Revenue kr 29.78 kr 38.19 kr 46.60 43
Asset-Based
NCAV (Graham) kr 9.68 kr 12.97 kr 19.35 50
Growth DCF
Growth DCF kr 41.37 kr 53.62 kr 69.81 80
Rev-Margin DCF kr 33.11 kr 43.83 kr 55.64 74
Economic Profit
Residual Income kr 15.75 kr 16.69 kr 18.22 76
ROIC Compounder kr 26.35 kr 29.99 kr 33.97 72
Growth Earnings
Growth-Adj P/E kr 17.39 kr 24.84 kr 32.29 68

Widest divergence: DCF Models (kr 45.80) versus Asset-Based (kr 12.97). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 2.1B SEK
Revenue growth (YoY) -23.1%
Net margin 4.7%
Return on equity 6.0%
Free cash flow 254M SEK FY2025
P/E ratio 56.9
More key figures
Operating margin 2.5%
EPS (TTM) kr 1.13
EPS growth (YoY) -56.9%
Net cash 856M SEK FY2025

Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 55/100

Of which business quality 59 · Market factors (momentum, volatility) 45

Profitability 58
Margins and returns on capital today
Quality Growth 8
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 100
Balance sheet, leverage, solvency risk
Investment 83
Disciplined investing over empire-building
Low Volatility 39
Calm price path (market factor)
Momentum 62
Price trend over the last 3–12 months (market factor)
52W Momentum 25
Distance to the 52-week high (market factor)
Net Issuance 45
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Yubico AB provides authentication solutions for use in computers, networks, and online services. It provides YubiKey 5, YubiKey 5 FIPS, YubiKey Bio, and security key series hardware products.

Full company description

Yubico AB provides authentication solutions for use in computers, networks, and online services. It provides YubiKey 5, YubiKey 5 FIPS, YubiKey Bio, and security key series hardware products. The company also offers YubiHSM, a hardware security module application for protection of cryptographic hardware security for applications, servers, and computing devices; Yubico authenticator, safest authenticator app experience on mobile and desktop; and software development kits. In addition, it provides YubiEnterprise delivery, a service that streamlines the distribution of YubiKeys to end users; and computer login tools. The company serves technology, financial services, cryptocurrency, retail and hospitality, pharmaceuticals, education, healthcare, federal government, state and local government, manufacturing, elections and political campaigns, energy and natural resources, telecommunications, defense, insurance organizations, and federal systems integrators. It operates in Sweden, the Americas, the Asia Pacific, rest of Europe, the Middle East, and Africa. Yubico AB was founded in 2007 and is headquartered in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Yubico AB reported revenue of kr 2.2B in FY2025 versus kr 1.6B in FY2022, a compound +12.4%/yr. Reported net income was kr 128M in FY2025.

Growth Quality 81/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
2.2B SEK
Latest YoY
−4.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.4%
Revenue +12.4%/yr
FY22 kr 1.6B
FY23 kr 1.8B
FY24 kr 2.3B
FY25 kr 2.2B
Net income
FY21 −kr 7.3M
FY22 −kr 800K
FY23 kr 142M
FY24 kr 372M
FY25 kr 128M

YUBICO screens 52% overvalued. Compare with Microsoft Corporation →

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Cite: Fair Value Calculator (2026). "Yubico AB Fair Value". https://www.fairvalue-calculator.com/stock/YUBICO

Peer Group

Software - Infrastructure · 370 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 55 · Above median
Fair Value upside −52% · Below median
Return on equity (TTM) 6% · Above median
Return on assets 3% · Above median
Net margin (TTM) 5% · Above median
Operating margin (TTM) 2% · Below median
Revenue growth -23% · Bottom 25%
Debt / equity 0.01× · Lower than median

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/E (TTM) 56.9× · Pricier than 75% of peers
P/B 3.33× · Pricier than median
P/S (TTM) 2.66× · Pricier than median
P/FCF 2.3× · Cheaper than median
EV/EBITDA 31.4× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 0 · sector 47
PAST 24 · sector 15
HEALTH 99 · sector 98
DIVIDEND 0 · sector 28

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $384.00 $274.17 -29%
Oracle Corporation ORAC C$9.08 C$2.94 -68%
Fortinet, Inc FTNT $160.78 $44.96 -72%
Synopsys, Inc 1SNPS €354.50 €93.61 -74%
Block, Inc XYZ A$114.53 A$70.69 -38%
CoreWeave, Inc CRWV $79.94 $44.89 -44%
Range Intelligent Computing Technology Group 300442 ¥71.60 ¥34.00 -53%
Oracle Financial Services Software Limited OFSS ₹11,651 ₹5,821 -50%
360 Security Technology Inc 601360 ¥9.64 ¥5.05 -48%
One97 Communications Limited PAYTM ₹1,342 ₹181.50 -86%

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Frequently asked questions

Is Yubico AB (YUBICO) overvalued or undervalued?
As of Jul 18, 2026, our model estimates a fair value of kr 41.82 versus a price of kr 87.85, about −52% (overvalued).
What is the fair value of YUBICO?
Our model-based fair value for Yubico AB is kr 41.82 (as of Jul 18, 2026), built from audited fundamentals. The current price is kr 87.85.
What is the quality score of YUBICO?
Yubico AB has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Yubico AB (YUBICO)?
Yubico AB reported trailing-twelve-month revenue of about 2.1B SEK (latest available figure, as of Jul 18, 2026).
What is the net profit margin of YUBICO?
The net profit margin of Yubico AB is about 4.7%, meaning it keeps roughly 4.7% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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