Both stocks run through our valuation models. Here is how Pendragon (PDGNF) and Carvana (CVNA) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Pendragon as the less overvalued of the two: Pendragon trades at $5.50 versus a fair value of $2.78 (-49%), while Carvana trades at $70.85 versus $20.89 (-71%).
Pendragon
PDGNF · USD · Consumer Discretionary
-49%
upside to fair value
overvalued
Price$5.50
Fair Value$2.78
Quality50/100
Carvana
CVNA · USD · Consumer Discretionary
-71%
upside to fair value
overvalued
Price$70.85
Fair Value$20.89
Quality47/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
PendragonCarvana
Valuation
—P/E (TTM)38.3×
16.64×P/S (TTM)3.21×
1.84×P/B20.98×
9.1×EV/EBITDA31.9×
Profitability
—Net margin6%
25%Operating margin9%
16%Return on equity60%
4%Return on assets11%
Growth
13%Revenue growth (YoY)52%
-77.6%Avg. growth/yr (3Y)14.3%
-57.0%Avg. growth/yr (5Y)29.5%
Balance & size
0.00×Debt / equity1.40×
$376MMarket cap$72B
weakGrowth qualityhealthy
Carvana leads: 4 to 6 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Pendragonof which business quality 49 · market factors 56Carvanaof which business quality 47 · market factors 22
ProfitabilityMargins and returns on capital today
62
72
Quality GrowthAre margins and returns improving?
63
54
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
67
63
Low VolatilityCalm price path (market factor)
50
0
MomentumPrice trend over the last 3–12 months (market factor)
54
29
52W MomentumDistance to the 52-week high (market factor)
64
35
Net IssuanceBuybacks instead of dilution
0
0
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Pendragon
DCF Models$6.63
Earnings-Based$2.97
Dividend Discount$0.81
Multiples$2.67
Asset-Based$1.58
Economic Profit$2.92
Growth Earnings$9.66
11 of 15 models see the stock below the current price.
Carvana
DCF Models$34.74
Earnings-Based$43.91
Dividend Discount$107
Multiples$21.09
Asset-Based$2.06
Growth DCF$26.92
Economic Profit$18.96
Growth Earnings$58.29
24 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Pendragon
Bear $1.96Fair Value $2.78Bull $3.59
$5.50 = current price (white tick)
Carvana
Bear $10.50Fair Value $20.89Bull $25.80
$70.85 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Pendragon · Consumer Discretionary
Quality score50 · below median
Fair value upside-49% · bottom 25%
Carvana · Consumer Discretionary
Quality score47 · below median
Fair value upside-71% · bottom 25%
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Pendragon as the less overvalued of the two: Pendragon trades at $5.50 versus a fair value of $2.78 (-49%), while Carvana trades at $70.85 versus $20.89 (-71%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
