Pendragon PLC (PDGNF) fair value: what the stock is really worth
As of Sep 16, 2026: fair value of Pendragon PLC $1.02, price $5.99, upside -83.0%, quality 50 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Pendragon PLC for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $2.81 – $10.00 · fair‑value band $1.02 – $1.38 · the $5.99 price screens above the $1.02 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 23, 2026.
Follow Pendragon in your weekly email
Every Wednesday you see whether Pendragon is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Pinewood Technologies Group PLC operates as a cloud-based dealer management software provider that offers software solutions to the automotive industry in the United Kingdom and internationally. It offers end-to-end solution that empowers vehicle retailers with efficient business processes.
Show more
Pinewood Technologies Group PLC operates as a cloud-based dealer management software provider that offers software solutions to the automotive industry in the United Kingdom and internationally. It offers end-to-end solution that empowers vehicle retailers with efficient business processes. The company was formerly known as Pendragon PLC and changed its name to Pinewood Technologies Group PLC in February 2024. Pinewood Technologies Group PLC was founded in 1981 and is headquartered in Nottingham, the United Kingdom.
Stock analysis
Pendragon PLC (PDGNF) currently trades at $5.99, while our model-based Fair Value estimate is $1.02, implying the stock looks roughly 487.5% overvalued today.
Show more
Valuation
Bull case: the Growth Earnings group reads highest at a median of $7.26 per share, and 3 of the 13 models we run sit above the $5.99 price.
Bear case: the Earnings-Based group reads lowest at $0.8300, and 10 of the 13 models stay below the price. Evidence for this calculation is medium.
Scenario range: $1.02 (bear) to $1.38 (bull), the price of $5.99 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 50/100 (solid quality), in the Consumer Cyclical sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Pendragon PLC reported revenue of £40.5M in FY2025 versus £2.8B in FY2020, a compound −57.0%/yr. Reported net income was £50.3M in FY2025.
Key figures
Market cap $690M · P/S ratio 16.6 · EPS (TTM) $0.7800 · Net margin 124% · Return on equity 15.9% · Return on assets (EBIT) 4.3% · Operating margin 24.9% · Revenue (TTM) $22.6M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 5% below its 52-week high and 110% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 9% fair-value upside, at −83%, PDGNF screens richer than that median.
Fair Value models
Bear $1.02Fair Value $1.02Bull $1.38
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($0.5706 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.16/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−77.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−57.0%
Start year 2020 (pandemic). Over 10 years: −37.5% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−37.5%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−12.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−12.8%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−13% vs −5%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.2% → 21%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 54.7%/yr over ~7Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto & Truck Dealerships · 106 stocks
Beats the industry median on 6/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score49 · Below median
Fair Value upside−83% · Bottom 25%
Profitability
Return on equity (TTM)16% · Top 25%
Return on assets4% · Above median
Net margin (TTM)124% · Top 25%
Operating margin (TTM)25% · Top 25%
Growth and dividend
Revenue growth13% · Above median
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Auto & Truck Dealerships median · lower = cheaper
P/B3.38× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
P/S (TTM)30.51× · Priciest 25%
EV/EBITDA17.5× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 39
FUTURE (revenue growth)66· sector 8
PAST (return on equity)63· sector 20
HEALTH (low debt)100· sector 90
DIVIDEND (yield)0· sector 78
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Pendragon PLC Fair Value". https://www.fairvalue-calculator.com/stock/PDGNF
Frequently asked questions
Is Pendragon PLC (PDGNF) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $1.02 versus the last price from Sep 16, 2026 of $5.99, about −83% upside (overvalued).
What is the fair value of PDGNF?
Our model-based fair value for Pendragon PLC is $1.02 (as of Sep 23, 2026), built from audited fundamentals. Last price (from Sep 16, 2026): $5.99.
What is the quality score of PDGNF?
Pendragon PLC has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Pendragon PLC (PDGNF)?
Our model-based price target is the fair value of $1.02 (as of Sep 23, 2026) from 13 valuation models. Cautious scenario $1.02, optimistic scenario $1.38. It is a calculation from audited fundamentals, not an analyst target.
What is the Pendragon PLC stock forecast for 2026?
Our models put fair value at $1.02, about −83% upside versus the last price from Sep 16, 2026 of $5.99 (overvalued). Cautious scenario $1.02, optimistic scenario $1.38. The calculation is refreshed regularly with new filings.
What is the revenue of Pendragon PLC (PDGNF)?
Pendragon PLC reported trailing-twelve-month revenue of about $22.6M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Pendragon PLC (PDGNF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Pendragon PLC it is $1.02 per share (as of Sep 23, 2026), against a price of $5.99. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Pendragon PLC stock overvalued or undervalued in 2026?
As of Sep 23, 2026, PDGNF trades above its calculated fair value: price $5.99, fair value $1.02, a gap of about −83% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PDGNF?
No. The price is what the market pays today ($5.99); the fair value is what the company's own numbers justify ($1.02). For Pendragon PLC the two are $4.97 per share apart. That gap is exactly why we show both numbers side by side.
How much is Pendragon PLC worth?
The market values Pendragon PLC at about $690M (market capitalisation, as of Sep 23, 2026). Per share that is $5.99; our models calculate a fair value of $1.02 per share.
What do the bullish and bearish scenarios say about PDGNF?
Our models span a range for Pendragon PLC: cautious scenario $1.02, base $1.02, optimistic $1.38 per share (as of Sep 23, 2026, price $5.99). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Pendragon PLC (PDGNF)?
Balance-sheet figures for Pendragon PLC (as of Sep 23, 2026): return on equity 15.9%, debt of 0.00 per unit of equity. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is PDGNF from its 52-week high?
Pendragon PLC trades at $5.99, about 5% below its 52-week high of $6.31 and 110% above the low of $2.85 (as of Sep 16, 2026). Distance from the high says nothing about value: that is what the fair value of $1.02 is for.
Which stocks are comparable to Pendragon PLC?
From the same area (Consumer Cyclical) we also value Carvana Co, Penske Automotive Group, Hotai Motor Co, CarMax, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Pendragon PLC stock attractive at the current price?
The data as of Sep 23, 2026: price $5.99, calculated fair value $1.02 (−83%), Quality Score 50/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PDGNF calculated?
We run Pendragon PLC through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $1.02, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.2 % above its aggregate fair value. Pendragon PLC itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Pendragon PLC (PDGNF)?
The latest price we hold is from Sep 16, 2026 and stands at $5.99. Our model-based fair value is $1.02, about −83% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Pendragon PLC right now?
The price sits above even our optimistic bull case ($1.38). The favourable scenario is already priced in. Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Pendragon PLC
How large is the market capitalisation of Pendragon PLC (PDGNF)?
The market capitalisation of Pendragon PLC is $690M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Pendragon PLC (PDGNF)?
The price-to-sales ratio of Pendragon PLC is 16.6 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Pendragon PLC (PDGNF)?
Earnings per share at Pendragon PLC are $0.7800. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Pendragon PLC (PDGNF)?
The net margin of Pendragon PLC is 124% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Pendragon PLC (PDGNF)?
The return on equity (ROE) of Pendragon PLC is 15.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Pendragon PLC (PDGNF)?
On an EBIT basis the return on assets of Pendragon PLC is 4.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Pendragon PLC (PDGNF)?
The operating margin of Pendragon PLC is 24.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Pendragon PLC (PDGNF)?
Revenue at Pendragon PLC is growing +13.2% versus a year earlier (3y avg −77.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Pendragon PLC (PDGNF)?
Earnings per share at Pendragon PLC are growing +1.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Pendragon PLC (PDGNF) generate?
The free cash flow of Pendragon PLC is −$4.6M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Pendragon PLC (PDGNF) carry?
The net debt of Pendragon PLC is $46.8M (fiscal year 2023). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Pendragon PLC in the live analysis
One click puts Pendragon PLC on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Some data
Sep 23, 2026