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STOCK COMPARISON

Petrolimex Insurance vs Progressive: Fair Value & Quality

Both stocks run through our valuation models. Here is how Petrolimex Insurance (PGI) and Progressive (PGR) compare, as of Sep 25, 2026.

As of Sep 25, 2026, Fair Value Calculator sees Progressive as the less overvalued of the two: Petrolimex Insurance trades at VND 22,000 versus a fair value of VND 14,441 (-34%), while Progressive trades at $203 versus $160 (-21%).
Petrolimex Insurance
PGI.VN · VND · Financials
-34%
upside to fair value
overvalued
PriceVND 22,000
Fair ValueVND 14,441
Quality51/100
Progressive
PGR · USD · Financials
-21%
upside to fair value
overvalued
Price$203
Fair Value$160
Quality65/100
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Head-to-head numbers

Green is the better side of a row, red the weaker one (for valuation multiples: lower = cheaper). Grey rows are for reference only and are not scored.

betterweakerfor reference, not scored

Petrolimex InsuranceProgressive
Valuation
9.7×P/E (TTM)10.3×
0.63×P/S (TTM)1.50×
1.25×P/B4.43×
6.8×EV/EBITDA9.3×
n/aPEG35.19×
−34.4%Fair value upside−21.1%
7.1%Dividend yield0.2%
n/aDividend per share$0.40
Profitability
10%Operating margin16%
n/aEBIT margin trend (5Y)0.96×
13%Return on equity38%
2%Return on assets8%
Growth
13%Revenue growth (YoY)9%
7.7%Avg. growth/yr (3Y)20.9%
6.5%Avg. growth/yr (5Y)15.5%
+0.6%Value creation/yr+33.4%
Balance & size
n/aInterest coverage (EBIT/interest)51.2×
n/aDebt / equity0.23×
$94MMarket cap$134B
expensiveGrowth qualitymixed

Progressive leads: 5 to 7 metric wins.

n/a = not meaningfully computable, for example with negative equity.

Quality in detail

The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.

Petrolimex Insuranceof which business quality 47 · market factors 69 Progressiveof which business quality 65 · market factors 49
ProfitabilityMargins and returns on capital today
37
61
Quality GrowthAre margins and returns improving?
47
64
CashflowEarnings quality: real cash, not paper profit
36
81
Fin. StrengthBalance sheet, leverage, solvency risk
34
54
InvestmentDisciplined investing over empire-building
73
37
Low VolatilityCalm price path (market factor)
81
87
MomentumPrice trend over the last 3–12 months (market factor)
65
37
52W MomentumDistance to the 52-week high (market factor)
63
25
Net IssuanceShare count: buybacks or dilution?
82
86

What the models say

How far the median fair value (base case) per model family sits from the current price, in percent. The amount in the currency of the trading venue is shown underneath.

above the price, more than 15% above close to the price, 85% to 115% of the price below the price, more than 15% below

Model familyPetrolimex InsurancePrice VND 22,000ProgressivePrice $203
Dividend Discount-39%below the priceVND 13,475n/a
Multiples+21%above the priceVND 26,721-20%below the price$163
Asset-Based-46%below the priceVND 11,801-83%below the price$35.00
Economic Profit-24%below the priceVND 16,662+4%close to the price$212
Minimum-46%below the priceVND 11,801-83%below the price$35.00
Maximum+21%above the priceVND 26,721+4%close to the price$212
Median-32%below the priceVND 15,068-20%below the price$163
Geometric mean-26%below the priceVND 16,312-48%below the price$107

Minimum, maximum, median and geometric mean refer to the family values in this table. Geometric because deviations are ratios: half the price and twice the price average to 100%, not 125%.

Petrolimex Insurance: 4 of 6 models see the stock below the current price.

Progressive: 2 of 4 models see the stock below the current price.

Scenario ranges

From our cautious bear scenario to the optimistic bull scenario. The white tick is the current price (value above it), the green tick the fair value (value below it): if the price sits left of the fair value, there is room to rise.

Petrolimex Insurance
Price VND 22,000
Fair Value VND 14,441
Bear VND 13,423Bull VND 15,724
Progressive
Price $203
Fair Value $160
Bear $120Bull $200

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Ranked within their sector

Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.

Petrolimex Insurance · Financials

Quality score51 · below median
Fair value upside-34% · below median

Progressive · Financials

Quality score65 · Top 25%
Fair value upside-21% · below median

Bottom line

As of Sep 25, 2026, Fair Value Calculator sees Progressive as the less overvalued of the two: Petrolimex Insurance trades at VND 22,000 versus a fair value of VND 14,441 (-34%), while Progressive trades at $203 versus $160 (-21%).

Progressive has the higher quality score (65/100).

Open Progressive live analysis →

More comparisons

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A model-based valuation snapshot from 26 models. Values change with price and fundamentals; the date shown above applies.