Presurance Holdings vs Progressive: Fair Value & Quality
Both stocks run through our valuation models. Here is how Presurance Holdings (PRHI) and Progressive (PGR) compare, as of Aug 11, 2026.
As of Aug 11, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Presurance Holdings trades at $4.65 versus a fair value of $1.62 (-65%), while Progressive trades at $215 versus $253 (+17%).
Presurance Holdings
PRHI · USD · Financials
-65%
upside to fair value
overvalued
Price$4.65
Fair Value$1.62
Quality42/100
Progressive
PGR · USD · Financials
+17%
upside to fair value
undervalued
Price$215
Fair Value$253
Quality65/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Presurance HoldingsProgressive
Valuation
—P/E (TTM)11.7×
0.58×P/S (TTM)1.50×
2.11×P/B4.43×
—EV/EBITDA9.3×
—PEG35.19×
—Dividend yield0.2%
—Dividend per share$0.40
Profitability
-50%Net margin13%
1%Operating margin16%
-64%Return on equity38%
-4%Return on assets8%
Growth
-39%Revenue growth (YoY)9%
-28.6%Avg. growth/yr (3Y)20.9%
-18.6%Avg. growth/yr (5Y)15.5%
Balance & size
1.36×Debt / equity0.23×
$19MMarket cap$134B
weakGrowth qualitymixed
Progressive leads: 2 to 8 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Presurance Holdingsof which business quality 42 · market factors 25Progressiveof which business quality 64 · market factors 58
ProfitabilityMargins and returns on capital today
0
61
Quality GrowthAre margins and returns improving?
38
64
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
37
Low VolatilityCalm price path (market factor)
27
88
MomentumPrice trend over the last 3–12 months (market factor)
32
48
52W MomentumDistance to the 52-week high (market factor)
10
41
Net IssuanceBuybacks instead of dilution
58
81
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Presurance Holdings
Asset-Based$1.62
1 of 1 models see the stock below the current price.
Progressive
Multiples$163
Asset-Based$34.90
Economic Profit$211
3 of 4 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Presurance Holdings
Bear $1.21Fair Value $1.62Bull $2.42
$4.65 = current price (white tick)
Progressive
Bear $189Fair Value $253Bull $316
$215 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Presurance Holdings · Financials
Quality score42 · bottom 25%
Fair value upside-65% · bottom 25%
Progressive · Financials
Quality score65 · Top 25%
Fair value upside+17% · above median
Bottom line
As of Aug 11, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Presurance Holdings trades at $4.65 versus a fair value of $1.62 (-65%), while Progressive trades at $215 versus $253 (+17%).
Progressive has the higher quality score (65/100).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
