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Presurance Holdings (PRHI) Fair Value & Analysis

Financial Services · US · Market cap $18.9M

Price$4.62
Fair Value$1.62
Upside-64.9%
Quality95/100
Evidence: Low Range $1.21 – $2.42

Fair value as of: Jun 26, 2026

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Analysis

Presurance Holdings (PRHI) currently trades at $4.62, while our model-based Fair Value estimate is $1.62 — implying the stock looks roughly 64.9% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

About the company

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial products, including commercial property, general liability, liquor liability and commercial automobile and specialty personal product lines. Additionally, it offers homeowners insurance and dwelling fire insurance products to individuals owners of lower value homes in Texas, Illinois and Indiana. The company was formerly known as Conifer Holdings, Inc. and changed its name to Presurance Holdings, Inc. in September 2025. The company was founded in 2009 and is headquartered in Troy, Michigan.

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Frequently asked questions

Is Presurance Holdings (PRHI) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $1.62 versus a price of $4.62 — about −65% (overvalued). Model-based estimate, not financial advice.
What is the fair value of PRHI?
Our 21-model fair value for Presurance Holdings is $1.62 (as of Jun 26, 2026), built from audited fundamentals. The current price is $4.62.
What is the quality score of PRHI?
Presurance Holdings has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.