Tokio Marine Holdings vs Progressive: Fair Value & Quality
Both stocks run through our valuation models. Here is how Tokio Marine Holdings (TKOMY) and Progressive (PGR) compare, as of Aug 10, 2026.
As of Aug 10, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Tokio Marine Holdings trades at $50.61 versus a fair value of $43.12 (-15%), while Progressive trades at $215 versus $253 (+17%).
Tokio Marine Holdings
TKOMY · USD · Financials
-15%
upside to fair value
overvalued
Price$50.61
Fair Value$43.12
Quality52/100
Progressive
PGR · USD · Financials
+17%
upside to fair value
undervalued
Price$215
Fair Value$253
Quality65/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
Tokio Marine HoldingsProgressive
Valuation
14.3×P/E (TTM)11.7×
—P/S (TTM)1.50×
—P/B4.43×
—EV/EBITDA9.3×
1.73×PEG35.19×
3.0%Dividend yield0.2%
$218Dividend per share$0.40
Profitability
12%Net margin13%
38%Operating margin16%
19%Return on equity38%
4%Return on assets8%
Growth
-5%Revenue growth (YoY)9%
8.0%Avg. growth/yr (3Y)20.9%
8.4%Avg. growth/yr (5Y)15.5%
Balance & size
0.04×Debt / equity0.23×
$87BMarket cap$134B
healthyGrowth qualitymixed
Progressive leads: 4 to 7 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
Tokio Marine Holdingsof which business quality 45 · market factors 75Progressiveof which business quality 64 · market factors 58
ProfitabilityMargins and returns on capital today
39
61
Quality GrowthAre margins and returns improving?
35
64
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
68
37
Low VolatilityCalm price path (market factor)
78
88
MomentumPrice trend over the last 3–12 months (market factor)
69
48
52W MomentumDistance to the 52-week high (market factor)
82
41
Net IssuanceBuybacks instead of dilution
100
81
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
Tokio Marine Holdings
Multiples$5,528
Asset-Based$1,908
Economic Profit$4,683
0 of 4 models see the stock below the current price.
Progressive
Multiples$163
Asset-Based$34.90
Economic Profit$211
3 of 4 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
Tokio Marine Holdings
Bear $32.34Fair Value $43.12Bull $53.90
$50.61 = current price (white tick)
Progressive
Bear $189Fair Value $253Bull $316
$215 = current price (white tick)
Compare two other stocks
Tap a field and type again, ticker or company name.
Free, no sign-up
Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
Tokio Marine Holdings · Financials
Quality score52 · below median
Fair value upside-15% · below median
Progressive · Financials
Quality score65 · Top 25%
Fair value upside+17% · above median
Bottom line
As of Aug 10, 2026, Fair Value Calculator sees Progressive as the more attractively valued of the two: Tokio Marine Holdings trades at $50.61 versus a fair value of $43.12 (-15%), while Progressive trades at $215 versus $253 (+17%).
Progressive has the higher quality score (65/100).
Just your email for the monthly Top-25 report of the most undervalued quality stocks, with fair value, quality and price target. Plus 14 days of Pro to try, no card.
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click. Not financial advice.
A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
