Both stocks run through our valuation models. Here is how TomTom (TOM2) and SAP (SAP) compare, as of Aug 15, 2026.
As of Aug 15, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: TomTom trades at €4.26 versus a fair value of €0.71 (-83%), while SAP trades at €180 versus €170 (-6%).
TomTom
TOM2.AS · EUR · Consumer Discretionary
-83%
upside to fair value
overvalued
Price€4.26
Fair Value€0.71
Quality59/100
SAP
SAP.XETRA · EUR · Information Technology
-6%
upside to fair value
fairly valued
Price€180
Fair Value€170
Quality81/100
Head-to-head numbers
Green value = the better side for that row (for valuation multiples: lower = cheaper).
TomTomSAP
Valuation
114.7×P/E (TTM)22.1×
1.22×P/S (TTM)4.99×
4.73×P/B4.16×
13.2×EV/EBITDA15.7×
51.27×PEG1.37×
—Dividend yield1.8%
—Dividend per share€2.50
Profitability
1%Net margin20%
11%Operating margin30%
3%Return on equity16%
3%Return on assets9%
Growth
-8%Revenue growth (YoY)6%
1.1%Avg. growth/yr (3Y)6.0%
1.0%Avg. growth/yr (5Y)6.1%
Balance & size
—Debt / equity0.09×
$661MMarket cap$186B
weakGrowth qualityhealthy
SAP leads: 2 to 10 metric wins.
Dash = not meaningfully computable, for example with negative equity.
Quality in detail
The quality score, broken down into the same factor families as on the stock page, 0 to 100 per family.
TomTomof which business quality 57 · market factors 28SAPof which business quality 78 · market factors 42
ProfitabilityMargins and returns on capital today
36
62
Quality GrowthAre margins and returns improving?
48
76
CashflowEarnings quality: real cash, not paper profit
InvestmentDisciplined investing over empire-building
100
94
Low VolatilityCalm price path (market factor)
52
61
MomentumPrice trend over the last 3–12 months (market factor)
20
39
52W MomentumDistance to the 52-week high (market factor)
13
23
Net IssuanceBuybacks instead of dilution
96
84
What the models say
The median fair value (base case) per model family, each in the currency of its trading venue. Green = above the current price, red = below.
TomTom
DCF Models€2.97
Earnings-Based€0.71
Multiples€0.89
Asset-Based€0.75
Growth DCF€3.28
Economic Profit€0.71
12 of 14 models see the stock below the current price.
SAP
DCF Models€149
Earnings-Based€60.32
Dividend Discount€41.03
Multiples€147
Asset-Based€25.68
Growth DCF€131
Economic Profit€69.81
Growth Earnings€156
22 of 26 models see the stock below the current price.
Scenario ranges
From our cautious bear case to the optimistic bull case. The white tick is the current price: left of fair value means room to run.
TomTom
Bear €0.70Fair Value €0.71Bull €0.71
€4.26 = current price (white tick)
SAP
Bear €104Fair Value €170Bull €220
€180 = current price (white tick)
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Ranked within their sector
Where each stock sits within its sector peer group. Band = middle 50% of peers, tick = median, dot = this stock.
TomTom · Consumer Discretionary
Quality score59 · above median
Fair value upside-83% · bottom 25%
SAP · Information Technology
Quality score81 · Top 25%
Fair value upside-6% · above median
Bottom line
As of Aug 15, 2026, Fair Value Calculator sees SAP as the less overvalued of the two: TomTom trades at €4.26 versus a fair value of €0.71 (-83%), while SAP trades at €180 versus €170 (-6%).
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A model-based valuation snapshot from 21 models. Values change with price and fundamentals; the date shown above applies.
