UBA Investments Ltd (0768) fair value: what the stock is really worth
As of Sep 29, 2026: fair value of UBA Investments Ltd HK$0.06, price HK$0.05, upside +26.7%, quality 59 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range HK$0.0170 – HK$0.0790 · fair‑value band HK$0.0529 – HK$0.0652 · the HK$0.0450 price screens below the HK$0.0570 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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UBA Investments Limited operates as an investment holding company in Hong Kong. It principally invests in listed and unlisted securities, including equity securities and convertible bonds.
Stock analysis
UBA Investments Ltd (0768) currently trades at HK$0.0450, while our model-based Fair Value estimate is HK$0.0570, implying the stock looks roughly 21.1% undervalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of HK$0.2600 per share, and 6 of the 6 models we run sit above the HK$0.0450 price.
Bear case: the Asset-Based group reads lowest at HK$0.0500, and 0 of the 6 models stay below the price. Evidence for this calculation is low.
Scenario range: HK$0.0529 (bear) to HK$0.0652 (bull), the price of HK$0.0450 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 59/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
UBA Investments Ltd reported revenue of HK$5.7M in FY2026 versus HK$4.4M in FY2022, a compound +6.2%/yr. Reported net income was HK$9.4M in FY2026.
Key figures
Market cap HK$57.2M (≈ $7.3M) · P/E ratio 4.5 · P/S ratio 7.51 · EPS (TTM) HK$0.0100 · Net margin 277% · Return on equity 9.7% · Return on assets (EBIT) −1.2% · Operating margin −1,177%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 8% below its 52-week high and 50% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at 27%, 0768 screens cheaper than that median.
Fair Value models
Bear HK$0.0529Fair Value HK$0.0570Bull HK$0.0652
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (HK$0.0050 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.42/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+1,723.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.9%
Start year 2021 (pandemic). Over 10 years: −33.3% a year
Revenue growth 26 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−4.4%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 661 stocks
Beats the industry median on 6/9 measures
Overall it ranks above its industry peers.
Valuation
Quality Score62 · Above median
Fair Value upside+26.7% · Above median
Profitability
Return on equity (TTM)9.7% · Above median
Return on assets−1.8% · Bottom 25%
Net margin (TTM)167.0% · Top 25%
Growth and dividend
Revenue growth−74.0% · Bottom 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
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Is UBA Investments Ltd (0768) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$0.0570 versus a price of HK$0.0450, about +27% upside (undervalued).
What is the fair value of 0768?
Our model-based fair value for UBA Investments Ltd is HK$0.0570 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$0.0450.
What is the quality score of 0768?
UBA Investments Ltd has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for UBA Investments Ltd (0768)?
Our model-based price target is the fair value of HK$0.0570 (as of Sep 27, 2026) from 6 valuation models. Cautious scenario HK$0.0529, optimistic scenario HK$0.0652. It is a calculation from audited fundamentals, not an analyst target.
What is the UBA Investments Ltd stock forecast for 2026?
Our models put fair value at HK$0.0570, about +27% upside versus a price of HK$0.0450 (undervalued). Cautious scenario HK$0.0529, optimistic scenario HK$0.0652. The calculation is refreshed regularly with new filings.
What is the revenue of UBA Investments Ltd (0768)?
UBA Investments Ltd reported trailing-twelve-month revenue of about HK$3.4M (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of UBA Investments Ltd (0768)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For UBA Investments Ltd it is HK$0.0570 per share (as of Sep 27, 2026), against a price of HK$0.0450. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is UBA Investments Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 0768 trades below its calculated fair value: price HK$0.0450, fair value HK$0.0570, a gap of about +27% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0768?
No. The price is what the market pays today (HK$0.0450); the fair value is what the company's own numbers justify (HK$0.0570). For UBA Investments Ltd the two are HK$0.0120 per share apart. That gap is exactly why we show both numbers side by side.
How much is UBA Investments Ltd worth?
The market values UBA Investments Ltd at about HK$57.2M (market capitalisation, as of Sep 27, 2026). Per share that is HK$0.0450; our models calculate a fair value of HK$0.0570 per share.
What do the bullish and bearish scenarios say about 0768?
Our models span a range for UBA Investments Ltd: cautious scenario HK$0.0529, base HK$0.0570, optimistic HK$0.0652 per share (as of Sep 27, 2026, price HK$0.0450). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0768?
UBA Investments Ltd trades at a price-to-earnings ratio of 4.5 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of HK$0.0570 is built from several models across several years. Other multiples: P/B 0.6, P/S 16.8.
How solid is the balance sheet of UBA Investments Ltd (0768)?
Balance-sheet figures for UBA Investments Ltd (as of Sep 27, 2026): return on equity 9.7%. They feed the Quality Score of 59/100, which measures business quality independently of the share price.
How far is 0768 from its 52-week high?
UBA Investments Ltd trades at HK$0.0450, about 8% below its 52-week high of HK$0.0490 and 50% above the low of HK$0.0300 (as of Sep 29, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.0570 is for.
Which stocks are comparable to UBA Investments Ltd?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Corporation, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is UBA Investments Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price HK$0.0450, calculated fair value HK$0.0570 (+27%), Quality Score 59/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0768 calculated?
We run UBA Investments Ltd through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.0570, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. UBA Investments Ltd currently trades 21 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of UBA Investments Ltd (0768)?
The closing price on Sep 29, 2026 was HK$0.0450. Our model-based fair value is HK$0.0570, about +27% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with UBA Investments Ltd right now?
The price is below even our cautious bear case (HK$0.0529). The market is more pessimistic than our downside scenario. Solid quality (59/100) at a price below fair value, the discount is the argument here, not the business quality. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of UBA Investments Ltd
How large is the market capitalisation of UBA Investments Ltd (0768)?
The market capitalisation of UBA Investments Ltd is HK$57.2M (≈ $7.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of UBA Investments Ltd (0768)?
The price-to-sales ratio of UBA Investments Ltd is 7.51 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of UBA Investments Ltd (0768)?
Earnings per share at UBA Investments Ltd are HK$0.0100 (price ÷ EPS = P/E 4.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of UBA Investments Ltd (0768)?
The net margin of UBA Investments Ltd is 277% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of UBA Investments Ltd (0768)?
The return on equity (ROE) of UBA Investments Ltd is 9.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of UBA Investments Ltd (0768)?
On an EBIT basis the return on assets of UBA Investments Ltd is −1.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of UBA Investments Ltd (0768)?
The operating margin of UBA Investments Ltd is −1,177% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at UBA Investments Ltd (0768)?
Revenue at UBA Investments Ltd is growing −74.0% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at UBA Investments Ltd (0768)?
Earnings per share at UBA Investments Ltd are growing −55.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does UBA Investments Ltd (0768) generate?
The free cash flow of UBA Investments Ltd is −HK$5.5M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does UBA Investments Ltd (0768) hold?
UBA Investments Ltd holds more cash than debt, HK$25.5M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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