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UBA Investments Limited (0768) Fair Value & Analysis

Financial Services · HK · Market cap HK$47.1M

UI UBA Investments Limited 0768 · HK
PriceHK$0.0320
Fair ValueHK$0.0422
Upside+31.9%
Quality71/100
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Mixed Growth
generates free cash flow
Ranks above peers (7/9)
Narrow moat 27/100
Evidence: High Range HK$0.0361 – HK$0.0463 Share as image

Fair value as of: Aug 13, 2026

From 9 valuation models · updated 2 days ago

Fair value updated Aug 13, 2026, revised from HK$0.0390 to HK$0.0422 (+8.2%) since Aug 5, 2026. Share price −5.9% over the past month.

A solid business, screening 32% undervalued on our models.

What matters now

  • The rarer combination: high quality (71/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case (HK$0.0361). The market is more pessimistic than our downside scenario.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

HK$0.0810 HK$0.0170 Fair Value HK$0.0422 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range HK$0.0170 – HK$0.0810 · fair‑value band HK$0.0361 – HK$0.0463 · the HK$0.0320 price screens below the HK$0.0422 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

UBA Investments Limited (0768) currently trades at HK$0.0320, while our model-based Fair Value estimate is HK$0.0422, implying the stock looks roughly 31.9% undervalued today. The Quality Score stands at 71/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Trailing-twelve-month revenue stands at HK$3.4M. Revenue declined 74.0% year over year. It earns a return on equity of 9.7%. The balance sheet holds a net cash position of HK$25.5M. Fundamentals as of Aug 13, 2026

Our scenario range runs from HK$0.0361 (bear case) to HK$0.0463 (bull case); at HK$0.0320, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 44% below its 52-week high, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -33% fair-value upside, at 32%, 0768 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$0.2300 HK$0.3700 HK$0.5700 72
P/E Multiple HK$0.0700 HK$0.1000 HK$0.1200 63
Residual Income HK$0.0600 HK$0.0700 HK$0.0700 61
All 9 models by family
DCF Models
5Y P/E Exit HK$0.1500 HK$0.2500 HK$0.3800 38
10Y P/E Exit HK$0.1900 HK$0.3000 HK$0.4800 35
Earnings-Based
Graham-Dodd HK$0.0500 HK$0.3500 HK$0.4900 54
Lynch FV HK$0.1800 HK$0.2600 HK$0.3400 50
Multiples
P/E Multiple HK$0.0700 HK$0.1000 HK$0.1200 63
P/B Multiple HK$0.0800 HK$0.1100 HK$0.1400 55
Asset-Based
NCAV (Graham) HK$0.0400 HK$0.0500 HK$0.0800 50
Growth DCF
Growth DCF HK$0.2300 HK$0.3700 HK$0.5700 72
Economic Profit
Residual Income HK$0.0600 HK$0.0700 HK$0.0700 61

Widest divergence: Growth DCF (HK$0.3700) versus Asset-Based (HK$0.0500). Highest evidence: Growth DCF (72).

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Key figures & financial health

Revenue (TTM) HK$3.4M
Revenue growth (YoY) -74.0%
Net margin 277%
Return on equity 9.7%
Free cash flow HK$24.5M FY2025
P/E ratio 3.2
More key figures
Operating margin -1,177%
EPS (TTM) HK$0.0100
EPS growth (YoY) -55.4%
Net cash HK$25.5M FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 71/100

Of which business quality 72 · Market factors (momentum, volatility) 19

Profitability 43
Margins and returns on capital today
Quality Growth 52
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 72
Balance sheet, leverage, solvency risk
Investment 86
Disciplined investing over empire-building
Low Volatility 48
Calm price path (market factor)
Momentum 11
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

UBA Investments Limited operates as an investment holding company in Hong Kong. It principally invests in listed and unlisted securities, including equity securities and convertible bonds.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

UBA Investments Limited reported revenue of HK$5.7M in FY2026 versus HK$4.4M in FY2022, a compound +6.2%/yr. Reported net income was HK$9.4M in FY2026.

Growth Quality 74/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2026)
HK$5.7M
Latest YoY
+1,723.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.9%
Avg. growth/yr (26Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−4.4%
Revenue +6.2%/yr
FY22 HK$4.4M
FY23 −HK$7.9M
FY24 −HK$730K
FY25 HK$310K
FY26 HK$5.7M
Net income
FY22 −HK$129K
FY23 −HK$14.4M
FY24 −HK$7.4M
FY25 HK$10.3M
FY26 HK$9.4M

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Cite: Fair Value Calculator (2026). "UBA Investments Limited Fair Value". https://www.fairvalue-calculator.com/stock/0768

Peer Group

Asset Management · 692 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 70 · Top 25%
Fair Value upside +25% · Above median
Return on equity (TTM) 10% · Above median
Return on assets -2% · Bottom 25%
Revenue growth -74% · Bottom 25%

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 3.2× · Cheaper than 75% of peers
P/B 0.06× · Cheaper than 75% of peers
P/S (TTM) 1.76× · Cheaper than median
P/FCF 0.2× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 67 · sector 38
FUTURE 0 · sector 14
PAST 39 · sector 25
HEALTH 0 · sector 95
DIVIDEND 0 · sector 85

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
BlackRock, Inc BLK $1,161 $465.75 -60%
Blackstone Inc BX $146.41 $52.88 -64%
Investor AB INVEB kr 417.90 kr 835.80 +100%
AB Industrivärden INDUA kr 544.00 kr 375.93 -31%
ICICIAMC ICICIAMC ₹3,077 ₹1,132 -63%
Jio Financial Services Limited JIOFIN ₹256.05 ₹171.84 -33%
Hedef Holding HEDEF 267.25 TRY 321.44 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹11,579 ₹11,257 -3%
HDFC Asset Management Company HDFCAMC ₹2,490 ₹866.78 -65%
Nippon Life Asset Management Limited NAMINDIA ₹1,182 ₹311.00 -74%

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Frequently asked questions

Is UBA Investments Limited (0768) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of HK$0.0422 versus a price of HK$0.0320, about +32% (undervalued).
What is the fair value of 0768?
Our model-based fair value for UBA Investments Limited is HK$0.0422 (as of Aug 13, 2026), built from audited fundamentals. The current price is HK$0.0320.
What is the quality score of 0768?
UBA Investments Limited has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of UBA Investments Limited (0768)?
UBA Investments Limited reported trailing-twelve-month revenue of about HK$3.4M (latest available figure, as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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