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Creades AB (0QI9) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Creades AB SEK 78.18, price SEK 86.25, upside -9.4%, quality 59 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? No
- Good quality? Yes
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Some data
Sep 24, 2026
Creades AB
0QI9 · LSEOvervalued / MonitorQuality is not strong enough to offset the price risk.
!Fair value kr 78.18 · Overvalued (−9.4%)
!Quality 59/100
!Mixed Growth (revenue 5y +11.7 %/yr)
✓Highly profitable · 94.3% net margin (TTM)
✓generates free cash flow
✓1.9% dividend yield · Well covered
✓Wide moat 88/100
!Evidence only medium, so the estimate is less certain
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What runs behind every stock
26
valuation models
8 families, DCF to NCAV
37
quality factors
margins, balance sheet, cashflow, debt
6
AI factors
moat, what no ratio measures
2,000+
data points
verified, per stock, median
69 individual criteria per stock, every one traceable See the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range kr 54.46 – kr 134.29 · fair‑value band kr 58.63 – kr 97.72 · the kr 86.25 price screens above the kr 78.18 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Company profile
Creades AB is a private equity and venture capital investment firm specializing in early, mid & late venture, emerging growth, middle market, growth capital and buyout investments. The firm typically invests in small and medium-sized public and private companies. It focuses on Swedish companies.
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Creades AB is a private equity and venture capital investment firm specializing in early, mid & late venture, emerging growth, middle market, growth capital and buyout investments. The firm typically invests in small and medium-sized public and private companies. It focuses on Swedish companies. The firm seeks to invest between SEK50 million ($4.78 million) and SEK500 million ($47.91 million). The firm can take both majority and minority stakes and also a seat on the board of directors of its portfolio companies. The firm uses personal and balance sheet capital for making investments. Creades AB was founded in 2011 and is based in Stockholm, Sweden.
Stock analysis
Creades AB (0QI9) currently trades at kr 86.25, while our model-based Fair Value estimate is kr 78.18, so the stock looks roughly fairly valued today (gap 10.3%).
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Valuation
How firm this estimate is: it rests on 23 models at a data quality of 95/100, which puts the evidence level at medium.
Scenario range: kr 58.63 (bear) to kr 97.72 (bull), the price of kr 86.25 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 59/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Creades AB reported revenue of 110M SEK in FY2025 versus 139M SEK in FY2021, a compound −5.7%/yr. Reported net income was 1.2B SEK in FY2025, compounding −26.7%/yr from FY2021.
Key figures
Market cap 970M SEK (≈ $96.6M) · P/E ratio 0.1 · P/S ratio 1.64 · EPS (TTM) kr 5.80 · Dividend yield 1.9% · Net margin 94.3% · Return on equity 19.9% · Return on assets (EBIT) 3.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 7% below its 52-week high and 34% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −15% fair-value upside, at −9%, 0QI9 screens cheaper than that median.
Fair Value models
Bear kr 58.63
Fair Value kr 78.18
Bull kr 97.72
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (kr 3.17 per share) are deliberately not added.
Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.
Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
P/B Multiple
kr 570.55
kr 760.73
kr 950.91
55
NCAV (Graham)
kr 447.49
kr 599.64
kr 894.98
51
All 2 models by family
Multiples
P/B Multiple
kr 570.55
kr 760.73
kr 950.91
55
Asset-Based
NCAV (Graham)
kr 447.49
kr 599.64
kr 894.98
51
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Set up alert →Quality Score breakdown
Overall quality
59/100
Of which business quality 55 · Market factors (momentum, volatility) 64
Profitability
43
Margins and returns on capital today
Quality Growth
28
Are margins and returns improving?
Cashflow
50
Earnings quality: real cash, not paper profit
Fin. Strength
82
Balance sheet, leverage, solvency risk
Investment
41
Disciplined investing over empire-building
Low Volatility
67
Calm price path (market factor)
Momentum
60
Price trend over the last 3–12 months (market factor)
52W Momentum
65
Distance to the 52-week high (market factor)
Net Issuance
82
Share count: buybacks or dilution?
Revenue & earnings trend
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.
65/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+108.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.7%
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+22.7%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−19.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year−21.1%
Dividend (yield on the price)1.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−21.1% vs 11.9%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.2,300% → 1,098%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 4.5%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+50.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Sweden: IMF forecast 2.0% a year to 2030, 2.9% from 2016 to 2025) that is about +47.2% a year for the price.
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Compare Creades AB with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 655 stocks
Beats the industry median on 9/11 measures
Overall it ranks above its industry peers.
Valuation Multiplesvs Asset Management median · lower = cheaper
Context: sector, industry, market
- Is the Industrials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Industrials
- Undervalued stocks: UK Stocks
- Valuation of the UK market
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
None of the checked exposures detected
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate.
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Blackstone Inc BX | $112.09 | $52.29 | −53% |
| KKR & Co KKR | $93.18 | $29.26 | −69% |
| Brookfield Corporation BN | $36.87 | $13.45 | −64% |
| Apollo Global Management, Inc APO | $116.06 | $197.23 | +70% |
| State Street Corporation STT | $177.78 | $139.37 | −22% |
| Ameriprise Financial, Inc AMP | $494.82 | $595.40 | +20% |
| Ares Management Corporation ARES | $122.01 | $103.68 | −15% |
| Northern Trust Corporation NTRS | $175.73 | $123.42 | −30% |
| Raymond James Financial, Inc RJF | $161.16 | $317.27 | +97% |
| Exor N.V EXO | €68.10 | €136.20 | +100% |
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Frequently asked questions
Is Creades AB (0QI9) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of kr 78.18 versus a price of kr 86.25, about −9% upside (fairly valued).
What is the fair value of 0QI9?
Our model-based fair value for Creades AB is kr 78.18 (as of Sep 24, 2026), built from audited fundamentals. The current price: kr 86.25.
What is the quality score of 0QI9?
Creades AB has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Creades AB (0QI9)?
Our model-based price target is the fair value of kr 78.18 (as of Sep 24, 2026) from 2 valuation models. Cautious scenario kr 58.63, optimistic scenario kr 97.72. It is a calculation from audited fundamentals, not an analyst target.
What is the Creades AB stock forecast for 2026?
Our models put fair value at kr 78.18, about −9% upside versus a price of kr 86.25 (fairly valued). Cautious scenario kr 58.63, optimistic scenario kr 97.72. The calculation is refreshed regularly with new filings.
Does Creades AB pay a dividend?
Creades AB currently shows a dividend yield of about 1.86% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Creades AB (0QI9)?
For today's price to be fair in a discounted-cash-flow model, Creades AB would have to grow free cash flow by +50.1 % per year for five years (discount rate 13.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -7.1 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of 0QI9 use?
Our models discount Creades AB at 13.5 %: a base by market capitalisation (micro), damped by beta 1.06, country premium for United Kingdom. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Creades AB that is +50.1 % per year a year over ten years, using the same discount rate (13.5 %) and the same formula as our fair value.
How much growth has Creades AB (0QI9) delivered so far?
Over the past 5 years revenue at Creades AB grew -7.1 % a year. The price currently implies +50.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Creades AB (0QI9) growing?
The median revenue growth in the sector is +7.2 % a year. That is the yardstick for the growth priced into Creades AB (+50.1 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Creades AB (0QI9)?
The free-cash-flow yield on the price is 1.09 %: that much free cash flow Creades AB produces per unit of market value. When it exceeds the discount rate of our models (13.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Creades AB (0QI9)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Creades AB it is kr 78.18 per share (as of Sep 24, 2026), against a price of kr 86.25. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Creades AB stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0QI9 trades above its calculated fair value: price kr 86.25, fair value kr 78.18, a gap of about −9% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0QI9?
No. The price is what the market pays today (kr 86.25); the fair value is what the company's own numbers justify (kr 78.18). For Creades AB the two are kr 8.07 per share apart. That gap is exactly why we show both numbers side by side.
How much is Creades AB worth?
The market values Creades AB at about 970M SEK (market capitalisation, as of Sep 24, 2026). Per share that is kr 86.25; our models calculate a fair value of kr 78.18 per share.
What do the bullish and bearish scenarios say about 0QI9?
Our models span a range for Creades AB: cautious scenario kr 58.63, base kr 78.18, optimistic kr 97.72 per share (as of Sep 24, 2026, price kr 86.25). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0QI9?
Creades AB trades at a price-to-earnings ratio of 0.1 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of kr 78.18 is built from several models across several years. Other multiples: P/S 0.0.
How solid is the balance sheet of Creades AB (0QI9)?
Balance-sheet figures for Creades AB (as of Sep 24, 2026): return on equity 19.9%. They feed the Quality Score of 59/100, which measures business quality independently of the share price.
How far is 0QI9 from its 52-week high?
Creades AB trades at kr 86.25, about 7% below its 52-week high of kr 92.40 and 34% above the low of kr 64.15 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of kr 78.18 is for.
Which stocks are comparable to Creades AB?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Corporation, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Creades AB stock attractive at the current price?
The data as of Sep 24, 2026: price kr 86.25, calculated fair value kr 78.18 (−9%), Quality Score 59/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0QI9 calculated?
We run Creades AB through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of kr 78.18, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Creades AB itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Creades AB (0QI9)?
The closing price on Oct 2, 2026 was kr 86.25. Our model-based fair value is kr 78.18, about −9% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Creades AB right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Creades AB (0QI9) come from?
Earnings per share at Creades AB grew +19.9 % a year from 2013 to 2023. Broken into its drivers: revenue per share −8.2 %, EBIT margin +30.2 %, tax rate −1.1 %, residual (interest, one-offs) +1.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Creades AB
How large is the market capitalisation of Creades AB (0QI9)?
The market capitalisation of Creades AB is 970M SEK (≈ $96.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Creades AB (0QI9)?
The price-to-sales ratio of Creades AB is 1.64 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Creades AB (0QI9)?
Earnings per share at Creades AB are kr 5.80 (price ÷ EPS = P/E 0.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Creades AB (0QI9)?
The dividend yield of Creades AB is 1.9% (payout 27.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Creades AB (0QI9)?
The net margin of Creades AB is 94.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Creades AB (0QI9)?
The return on equity (ROE) of Creades AB is 19.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Creades AB (0QI9)?
On an EBIT basis the return on assets of Creades AB is 3.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Creades AB (0QI9)?
The operating margin of Creades AB is 94.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Creades AB (0QI9)?
Revenue at Creades AB is growing +290% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Creades AB (0QI9)?
Earnings per share at Creades AB are growing +297% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Creades AB (0QI9) hold?
Creades AB holds more cash than debt, 273M SEK net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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