Universal Inc (1325) Fair Value & Analysis

Consumer Cyclical · TW · Market cap 2.3B TWD

Below-average quality, and screening another 34% overvalued on our models.

What matters now

• The price sits above even our optimistic bull case (21.88 TWD). The favourable scenario is already priced in.
• Weak quality (43/100) and above fair value at the same time, the margin of safety is missing on both counts.
• The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
• A fairly wide model range (11.55 TWD to 21.88 TWD) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range 20.55 TWD – 90.66 TWD · fair‑value band 11.55 TWD – 21.88 TWD · the 26.65 TWD price screens above the 17.50 TWD fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

Universal Inc (1325) currently trades at 26.65 TWD, while our model-based Fair Value estimate is 17.50 TWD, implying the stock looks roughly 34.3% overvalued today. The Quality Score stands at 43/100 (below-average quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, Universal Inc generated revenue of 266M TWD at a net margin of -24.2%. Revenue declined 30.4% year over year. It earns a return on equity of -2.5%. The balance sheet holds a net cash position of 375M TWD. Fundamentals as of Aug 13, 2026

Our scenario range runs from 11.55 TWD (bear case) to 21.88 TWD (bull case); at 26.65 TWD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 27% below its 52-week high and 6% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -7% fair-value upside, at -34%, 1325 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Key figures & financial health

Quality Score breakdown

About the company

Universal Incorporation, together with its subsidiaries, manufactures and sells nonwoven fabrics and its related products in Taiwan, the United States, Northeast Asia, and China.

Full company description

Universal Incorporation, together with its subsidiaries, manufactures and sells nonwoven fabrics and its related products in Taiwan, the United States, Northeast Asia, and China. It offers SMMS and SMS fabrics for use in the hygiene, medical, and industrial markets; spun bond fabrics that are used in the hygiene, medical, industrial, and agricultural markets; and melt-blown fabrics for use in filtration, insulators, and absorbents. The company also provides HEPA filter media products for air purifier, air conditioner, and clean room; cabin air filter media products; composite filter media products for anti-bacteria and VOCs removal; respirator and face mask filter media products; recycled PP resin products; medical face, surgical, and medical activated carbon mask products; and medical D2 respirator and protective surgical respirator face mask products. In addition, it offers in-line and post-treatment products; and outsourcing services, such as non-woven and film laminations, ultrasonic bonding, coatings, and printings. Universal Incorporation was incorporated in 1962 and is based in Taipei, Taiwan.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Universal Inc reported revenue of 291M TWD in FY2025 versus 1.2B TWD in FY2021, a compound −29.7%/yr. Reported net income was −59.6M TWD in FY2025.

1325 screens 34% overvalued. Compare with Shenzhou International Group →

Peer Group

Textile Manufacturing · 321 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Textile Manufacturing median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

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10 more Textile Manufacturing stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.