Sahara Housingfina Corporation Limited (511533) Fair Value & Analysis
Financial · IN · Market cap ₹256M
Fair value as of: Aug 13, 2026
From 8 valuation models · updated 5 days ago
A solid business, but screening 84% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (₹7.98). The favourable scenario is already priced in.
- Solid but not exceptional quality (59/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range ₹30.80 – ₹126.05 · fair‑value band ₹4.79 – ₹7.98 · the ₹39.49 price screens above the ₹6.39 fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
Sahara Housingfina Corporation Limited (511533) currently trades at ₹39.49, while our model-based Fair Value estimate is ₹6.39, implying the stock looks roughly 83.8% overvalued today. The Quality Score stands at 59/100 (solid quality), in the Financial sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Sahara Housingfina Corporation Limited generated revenue of ₹77.8M at a net margin of 28.4%. Revenue declined 1.1% year over year. It earns a return on equity of 4.9%. Net debt stands at ₹193M. Fundamentals as of Aug 13, 2026
Our scenario range runs from ₹4.79 (bear case) to ₹7.98 (bull case); at ₹39.49, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 39% below its 52-week high and 32% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial peers we cover trades at -6% fair-value upside, at -84%, 511533 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 8 models by family
Widest divergence: Growth DCF (₹126.84) versus Earnings-Based (₹4.08). Highest evidence: Growth DCF (80).
Notify me when 511533 reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 56 · Market factors (momentum, volatility) 36
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Sahara Housingfina Corporation Limited provides housing finance to individuals and corporates for the purchase, construction, extension, repair, and renovation of houses in India. The company was formerly known as Livewell Home Finance Limited and changed its name to Sahara Housingfina Corporation Limited in January 2005.
Full company description
Sahara Housingfina Corporation Limited provides housing finance to individuals and corporates for the purchase, construction, extension, repair, and renovation of houses in India. The company was formerly known as Livewell Home Finance Limited and changed its name to Sahara Housingfina Corporation Limited in January 2005. Sahara Housingfina Corporation Limited was incorporated in 1991 and is based in Kolkata, India.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Sahara Housingfina Corporation Limited reported revenue of ₹71.2M in FY2026 versus ₹124M in FY2022, a compound −12.9%/yr. Reported net income was ₹3.4M in FY2026, compounding −33.7%/yr from FY2022.
511533 screens 84% overvalued. Compare with Parsharti Investment Limited →
Peer Group
Financials · 3151 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Mortgage Investment” was too small, so the broader sector is used.)
Valuation Multiples vs Financials median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Mortgage Investment stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Parsharti Investment Limited 511702 | ₹160.20 | ₹320.40 | +100% |
| IDBI Bank Limited 500116 | ₹82.87 | ₹89.34 | +8% |
| Yes Bank Limited 532648 | ₹22.70 | ₹14.65 | -35% |
| Punjab National Bank 532461 | ₹117.50 | ₹226.68 | +93% |
| Bank of Maharashtra 532525 | ₹81.09 | ₹85.55 | +6% |
| Sunteck Realty Limited 512179 | ₹299.45 | ₹153.98 | -49% |
| Brigade Enterprises Limited 532929 | ₹593.25 | ₹559.71 | -6% |
| JSW Holdings 532642 | ₹11,811 | ₹1,628 | -86% |
| Nirlon Limited 500307 | ₹638.10 | ₹499.10 | -22% |
| Religare Enterprises Limited 532915 | ₹238.60 | ₹69.27 | -71% |
Compare Sahara Housingfina Corporation Limited with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
Frequently asked questions
Is Sahara Housingfina Corporation Limited (511533) overvalued or undervalued?
What is the fair value of 511533?
What is the quality score of 511533?
What is the revenue of Sahara Housingfina Corporation Limited (511533)?
What is the net profit margin of 511533?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Sahara Housingfina Corporation Limited and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.