Clio Infotech Limited (530839) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Clio Infotech Limited ₹16.50, price ₹13.46, upside +22.6%, quality 63 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range ₹1.17 – ₹16.91 · fair‑value band ₹9.25 – ₹31.75 · the ₹13.46 price screens below the ₹16.50 fair value. Dashed = 300-day average. As of Sep 24, 2026.
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Clio Infotech Limited, an information technology company, provides software solutions and IT services to insurance, capital market, asset and wealth management, manufacturing, retail distribution, telecom, and healthcare. The company was formerly known as Clio Finance Limited and changed its name to Clio Infotech Limited in December 1999.
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Clio Infotech Limited, an information technology company, provides software solutions and IT services to insurance, capital market, asset and wealth management, manufacturing, retail distribution, telecom, and healthcare. The company was formerly known as Clio Finance Limited and changed its name to Clio Infotech Limited in December 1999. Clio Infotech Limited was incorporated in 1992 and is based in Mumbai, India.
Stock analysis
Clio Infotech Limited (530839) currently trades at ₹13.46, while our model-based Fair Value estimate is ₹16.50, implying the stock looks roughly 18.4% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of ₹53.76 per share, and 11 of the 19 models we run sit above the ₹13.46 price.
Bear case: the Asset-Based group reads lowest at ₹10.09, and 8 of the 19 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹9.25 (bear) to ₹31.75 (bull), the price of ₹13.46 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 63/100 (solid quality), in the Information Technology sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Clio Infotech Limited reported revenue of ₹28.4M in FY2026 versus ₹0 in FY2022. Reported net income was ₹6.6M in FY2026.
Key figures
Market cap ₹52.9M (≈ $549K) · P/S ratio 28.1 · EPS (TTM) ₹−100,000 · Net margin 23.3% · Return on assets (EBIT) −0.7% · Operating margin −0.3% · Revenue growth (YoY) +1.0% · Free cash flow ₹24.7M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 224% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Information Technology peers we cover trades at −10% fair-value upside, at 23%, 530839 screens cheaper than that median.
Fair Value models
Bear ₹9.25Fair Value ₹16.50Bull ₹31.75
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.81/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+1,847.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+436.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+119.7%
Start year 2021 (pandemic). Over 10 years: +26.8% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.7%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−1,069.6% (2021) → 19.8% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: rate outside our plausibility band
not computed
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+6.8%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +2.5% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.IT Services · 28 stocks
Beats the industry median on 4/8 measures
A mixed picture versus its industry peers.
Valuation
Quality Score62 · Top 25%
Fair Value upside+81.2% · Top 25%
Profitability
Return on assets0.0% · Below median
Net margin (TTM)23.3% · Top 25%
Operating margin (TTM)−0.3% · Bottom 25%
Growth and dividend
Revenue growth1.0% · Below median
Balance sheet
Debt / equity1.01× · Highest 25%
Valuation Multiplesvs IT Services median · lower = cheaper
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Is Clio Infotech Limited (530839) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹16.50 versus a price of ₹13.46, about +23% upside (undervalued).
What is the fair value of 530839?
Our model-based fair value for Clio Infotech Limited is ₹16.50 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹13.46.
What is the quality score of 530839?
Clio Infotech Limited has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Clio Infotech Limited (530839)?
Our model-based price target is the fair value of ₹16.50 (as of Sep 24, 2026) from 20 valuation models. Cautious scenario ₹9.25, optimistic scenario ₹31.75. It is a calculation from audited fundamentals, not an analyst target.
What is the Clio Infotech Limited stock forecast for 2026?
Our models put fair value at ₹16.50, about +23% upside versus a price of ₹13.46 (undervalued). Cautious scenario ₹9.25, optimistic scenario ₹31.75. The calculation is refreshed regularly with new filings.
What growth is priced into Clio Infotech Limited (530839)?
For today's price to be fair in a discounted-cash-flow model, Clio Infotech Limited would have to grow free cash flow by +6.8 % per year for five years (discount rate 12.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +119.7 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of 530839 use?
Our models discount Clio Infotech Limited at 12.4 %: a base by market capitalisation (nano), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Clio Infotech Limited that is +6.8 % per year a year over ten years, using the same discount rate (12.4 %) and the same formula as our fair value.
How much growth has Clio Infotech Limited (530839) delivered so far?
Over the past 5 years revenue at Clio Infotech Limited grew +119.7 % a year. The price currently implies +6.8 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Clio Infotech Limited (530839) growing?
The median revenue growth in the sector is +8.1 % a year. That is the yardstick for the growth priced into Clio Infotech Limited (+6.8 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Clio Infotech Limited (530839)?
The free-cash-flow yield on the price is 16.67 %: that much free cash flow Clio Infotech Limited produces per unit of market value. When it exceeds the discount rate of our models (12.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Clio Infotech Limited (530839)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Clio Infotech Limited it is ₹16.50 per share (as of Sep 24, 2026), against a price of ₹13.46. It is the blended result of 20 valuation models (cash flow, earnings, asset, dividend).
Is Clio Infotech Limited stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 530839 trades below its calculated fair value: price ₹13.46, fair value ₹16.50, a gap of about +23% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 530839?
No. The price is what the market pays today (₹13.46); the fair value is what the company's own numbers justify (₹16.50). For Clio Infotech Limited the two are ₹3.04 per share apart. That gap is exactly why we show both numbers side by side.
How much is Clio Infotech Limited worth?
The market values Clio Infotech Limited at about ₹52.9M (market capitalisation, as of Sep 24, 2026). Per share that is ₹13.46; our models calculate a fair value of ₹16.50 per share.
What do the bullish and bearish scenarios say about 530839?
Our models span a range for Clio Infotech Limited: cautious scenario ₹9.25, base ₹16.50, optimistic ₹31.75 per share (as of Sep 24, 2026, price ₹13.46). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Clio Infotech Limited (530839)?
Balance-sheet figures for Clio Infotech Limited (as of Sep 24, 2026): debt of 1.01 per unit of equity. They feed the Quality Score of 63/100, which measures business quality independently of the share price.
How far is 530839 from its 52-week high?
Clio Infotech Limited trades at ₹13.46, about 13% below its 52-week high of ₹15.41 and 224% above the low of ₹4.15 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹16.50 is for.
Which stocks are comparable to Clio Infotech Limited?
From the same area (Information Technology) we also value BLUECLOUDS, CEINSYSTECH, SOFTSOL, ALPHALOGIC, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Clio Infotech Limited stock attractive at the current price?
The data as of Sep 24, 2026: price ₹13.46, calculated fair value ₹16.50 (+23%), Quality Score 63/100, from 20 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 530839 calculated?
We run Clio Infotech Limited through 20 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹16.50, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Clio Infotech Limited currently trades 18 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Clio Infotech Limited (530839)?
The closing price on Oct 1, 2026 was ₹13.46. Our model-based fair value is ₹16.50, about +23% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Clio Infotech Limited right now?
The model range is unusually wide (₹9.25 to ₹31.75). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid quality (63/100) at a price below fair value, the discount is the argument here, not the business quality. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of Clio Infotech Limited
How large is the market capitalisation of Clio Infotech Limited (530839)?
The market capitalisation of Clio Infotech Limited is ₹52.9M (≈ $549K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Clio Infotech Limited (530839)?
The price-to-sales ratio of Clio Infotech Limited is 28.1 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Clio Infotech Limited (530839)?
Earnings per share at Clio Infotech Limited are ₹−100,000. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Clio Infotech Limited (530839)?
The net margin of Clio Infotech Limited is 23.3% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Clio Infotech Limited (530839)?
On an EBIT basis the return on assets of Clio Infotech Limited is −0.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Clio Infotech Limited (530839)?
The operating margin of Clio Infotech Limited is −0.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Clio Infotech Limited (530839)?
Revenue at Clio Infotech Limited is growing +1.0% versus a year earlier (3y avg +437%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does Clio Infotech Limited (530839) carry?
The net debt of Clio Infotech Limited is ₹111M (fiscal year 2026, ≈ 4.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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