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TCFC Finance Limited (532284) Fair Value & Analysis

Financial · IN · Market cap ₹186M

TF TCFC Finance Limited 532284 · BSE
Price₹24.84
Fair Value₹25.20
Upside+1.4%
Quality47/100
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Evidence: Low Range ₹13.98 – ₹34.69

Fair value as of: Jul 4, 2026

From 3 valuation models · updated today

Share price −13.2% over the past month.

Price vs Fair Value (12 months)

₹49.83 ₹23.56 Fair Value ₹25.20 Jun 2025 Jul 2026

12‑month range ₹23.56 – ₹49.83 · fair‑value band ₹13.98 – ₹34.69 · the ₹24.84 price screens below the ₹25.20 fair value. As of Jul 4, 2026.

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Analysis

TCFC Finance Limited (532284) currently trades at ₹24.84, while our model-based Fair Value estimate is ₹25.20 — implying the stock looks roughly 1.4% undervalued today. We read business quality at 47/100 (below-average quality), in the Financial sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low) — always confirm before acting.

Over the trailing twelve months, TCFC Finance Limited generated revenue of ₹44.0M at a net margin of 68.1%. Revenue grew 146.4% year over year. It earns a return on equity of 3.4%. Net debt stands at ₹6.8M. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) ₹44.0M
Revenue growth (YoY) +146%
Net margin 68.1%
Return on equity 3.4%
Free cash flow −₹16.0M FY2026
P/E ratio 9.8
More key figures
Operating margin 79.2%
EPS (TTM) ₹2.85
EPS growth (YoY) +194%
Net debt ₹6.8M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

TCFC Finance Limited operates as a non-banking finance company in India. It offers finance services; invests and trades in equity shares, mutual funds, debt securities, etc.; and invests in real estate, as well as involved in initial public offers of companies. The company was incorporated in 1990 and is based in Mumbai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

TCFC Finance Limited reported revenue of ₹33.0M in FY2026 versus ₹73.4M in FY2022, a compound −18.1%/yr. Reported net income was −₹18.2M in FY2026.

Revenue −18.1%/yr
FY22 ₹73.4M
FY23 ₹18.6M
FY24 ₹175M
FY25 ₹23.1M
FY26 ₹33.0M
Net income
FY22 ₹61.8M
FY23 ₹6.0M
FY24 ₹123M
FY25 ₹12.2M
FY26 −₹18.2M

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Frequently asked questions

Is TCFC Finance Limited (532284) undervalued?
As of Jul 4, 2026, our model estimates a fair value of ₹25.20 versus a price of ₹24.84 — about +1% (undervalued). Model-based estimate, not financial advice.
What is the fair value of 532284?
Our model-based fair value for TCFC Finance Limited is ₹25.20 (as of Jul 4, 2026), built from audited fundamentals. The current price is ₹24.84.
What is the quality score of 532284?
TCFC Finance Limited has a Quality Score of 47/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of TCFC Finance Limited (532284)?
TCFC Finance Limited reported trailing-twelve-month revenue of about ₹44.0M (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 532284?
The net profit margin of TCFC Finance Limited is about 68.1%, meaning it keeps roughly 68.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.