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Fengyinhe Holdings (8030) Fair Value & Analysis

Financial Services · HK · Market cap HK$482M

FH Fengyinhe Holdings 8030 · HK
PriceHK$1.48
Fair ValueHK$0.9520
Upside-35.7%
Quality45/100
Mixed Growth
Highly profitable · 39.6% net margin
Low debt · generates free cash flow
Ranks above peers (9/13)
Wide moat 96/100
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Evidence: High Range HK$0.7140 – HK$1.19 Share as image

Fair value as of: Jul 2, 2026

From 24 valuation models · updated 28 days ago

Share price −1.3% over the past month.

What matters now

  • The price sits above even our optimistic bull case (HK$1.19). The favourable scenario is already priced in.
  • Solid but not exceptional quality (45/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (12 months)

HK$13.03 HK$0.7300 Fair Value HK$0.9520 Jul 2025 Jul 2026

12‑month range HK$0.7300 – HK$13.03 · fair‑value band HK$0.7140 – HK$1.19 · the HK$1.48 price screens above the HK$0.9520 fair value. As of Jul 2, 2026.

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Analysis

Fengyinhe Holdings (8030) currently trades at HK$1.48, while our model-based Fair Value estimate is HK$0.9520, implying the stock looks roughly 35.7% overvalued today. We read business quality at 45/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Fengyinhe Holdings generated revenue of HK$120M at a net margin of 39.6%. Revenue grew 6.4% year over year. It earns a return on equity of 23.0%. The balance sheet holds a net cash position of HK$155M. Fundamentals as of Jul 2, 2026

Our scenario range runs from HK$0.7140 (bear case) to HK$1.19 (bull case); at HK$1.48, the current price sits above that range. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside, at -36%, 8030 screens richer than that median.

Key figures & financial health

Revenue (TTM) HK$120M
Revenue growth (YoY) +6.4%
Net margin 39.6%
Return on equity 23.0%
Free cash flow HK$126M FY2025
P/E ratio 8.6
More key figures
Operating margin 54.1%
EPS (TTM) HK$0.0800
EPS growth (YoY) -31.4%
Net cash HK$155M FY2025

Figures from reported company fundamentals · as of Jul 2, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 45/100
Profitability 62
Quality Growth 0
Cashflow 100
Fin. Strength 99
Investment 33
Low Volatility 50
Momentum 8
52W Momentum 3
Net Issuance 0

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Fengyinhe Holdings Limited, an investment holding company, provides various financial services to real estate market in Mainland China. It operates through two segments, Operation of Financial Services Platform; and Provision of Entrusted Loan, Pawn Loan, Other Loan Services, and Financial Consultation Services.

Full company description

Fengyinhe Holdings Limited, an investment holding company, provides various financial services to real estate market in Mainland China. It operates through two segments, Operation of Financial Services Platform; and Provision of Entrusted Loan, Pawn Loan, Other Loan Services, and Financial Consultation Services. The company provides financial services platforms; short-term and long-term loans; and financial consultation services to borrowers and financial institutions. It also engages in the investment of property development projects; and offers finance lease services. Fengyinhe Holdings Limited was founded in 2001 and is headquartered in Shenzhen, China.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Fengyinhe Holdings reported revenue of HK$111M in FY2025 versus HK$20.1M in FY2021, a compound +53.3%/yr. Reported net income was HK$46.3M in FY2025.

Revenue +53.3%/yr
FY21 HK$20.1M
FY22 HK$76.7M
FY23 HK$84.5M
FY24 HK$126M
FY25 HK$111M
Net income
FY21 −HK$266M
FY22 HK$2.6M
FY23 HK$16.9M
FY24 HK$54.9M
FY25 HK$46.3M

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Cite: Fair Value Calculator (2026). "Fengyinhe Holdings Fair Value". https://www.fairvalue-calculator.com/stock/8030

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 / 35
FUTURE 32 / 8
PAST 92 / 25
HEALTH 96 / 95
DIVIDEND 0 / 69

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

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BlackRock, Inc UU2 €923.80 €569.37 -38%
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BH Macro Limited BHMU $0.0442 $0.0900 +104%
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BioPharma Credit PLC BPCR $0.0095 $0.0200 +111%
Brookfield Corporation BN $44.13 $11.09 -75%
KKR & Co KKR $96.90 $61.30 -37%
Brookfield Asset Management Ltd BAM C$66.82 C$34.17 -49%

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Frequently asked questions

Is Fengyinhe Holdings (8030) overvalued or undervalued?
As of Jul 2, 2026, our model estimates a fair value of HK$0.9520 versus a price of HK$1.48, about −36% (overvalued).
What is the fair value of 8030?
Our model-based fair value for Fengyinhe Holdings is HK$0.9520 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$1.48.
What is the quality score of 8030?
Fengyinhe Holdings has a Quality Score of 45/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Fengyinhe Holdings (8030)?
Fengyinhe Holdings reported trailing-twelve-month revenue of about HK$120M (latest available figure, as of Jul 2, 2026).
What is the net profit margin of 8030?
The net profit margin of Fengyinhe Holdings is about 39.6%, meaning it keeps roughly 39.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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