Loto Interactive Ltd (8198) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of Loto Interactive Ltd HK$0.10, price HK$0.95, upside -89.3%, quality 14 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range HK$0.1510 – HK$4.95 · fair‑value band HK$0.0680 – HK$0.1275 · the HK$0.9500 price screens above the HK$0.1020 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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Crypto Flow Technology Limited, an investment holding company, provides storage, electricity, and related services in Hong Kong, Australia, and the United States. It operates through four segments: Big Data Centre Services; Money Lending Business; Analysis Platform; and Exchange and OTC Services.
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Crypto Flow Technology Limited, an investment holding company, provides storage, electricity, and related services in Hong Kong, Australia, and the United States. It operates through four segments: Big Data Centre Services; Money Lending Business; Analysis Platform; and Exchange and OTC Services. The company operates big data centers that provide various services, including premises, hardware support, power supply, ancillary supervision, and management services. It is also involved in money lending business; and research and development activities for blockchain; and business models of infrastructure platform. In addition, the company engages in the development of Web3.0 platform; operation of on-chain data and analysis platform, as well as digital asset exchange and over-the counter services business. The company was formerly known as Loto Interactive Limited and changed its name to Crypto Flow Technology Limited in October 2022. Crypto Flow Technology Limited was incorporated in 1998 and is headquartered in Admiralty, Hong Kong.
Stock analysis
Loto Interactive Ltd (8198) currently trades at HK$0.9500, while our model-based Fair Value estimate is HK$0.1020, 89.3% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: HK$0.0680 (bear) to HK$0.1275 (bull), the price of HK$0.9500 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 14/100 (below-average quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Loto Interactive Ltd reported revenue of HK$47.2M in FY2025 versus HK$8.7M in FY2021, a compound +52.8%/yr. Reported net income was −HK$89.2M in FY2025.
Key figures
Market cap HK$1.0B (≈ $129M) · P/S ratio 21.4 · EPS (TTM) HK$−0.0500 · Net margin −189% · Return on equity −83.3% · Return on assets (EBIT) −24.6% · Operating margin −58.2% · Revenue (TTM) HK$47.2M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 28 out of 100 (low confidence).
What moves the price
The share trades about 76% below its 52-week high and 7% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 53% fair-value upside, at −89%, 8198 screens richer than that median.
Fair Value models
Bear HK$0.0680Fair Value HK$0.1020Bull HK$0.1275
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.0/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−18.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−34.2%
Start year 2020 (pandemic). Over 10 years: −1.9% a year
Revenue growth 24 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−4.7%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−9.2% (2020) → −194.2% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Information Technology Services · 470 stocks
Beats the industry median on 1/9 measures
Overall it trails its industry peers.
Valuation
Quality Score22 · Bottom 25%
Fair Value upside−89.3% · Bottom 25%
Profitability
Return on assets−20.5% · Bottom 25%
Net margin (TTM)−188.9% · Bottom 25%
Operating margin (TTM)−58.2% · Bottom 25%
Growth and dividend
Revenue growth−23.4% · Bottom 25%
Balance sheet
Debt / equity0.98× · Highest 25%
Valuation Multiplesvs Information Technology Services median · lower = cheaper
P/B0.73× · Cheapest 25%
P/S (TTM)2.73× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 44
FUTURE (revenue growth)0· sector 32
PAST (return on equity)0· sector 36
HEALTH (low debt)51· sector 97
DIVIDEND (yield)0· sector 43
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Loto Interactive Ltd (8198) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$0.1020 versus a price of HK$0.9500, about −89% upside (overvalued).
What is the fair value of 8198?
Our model-based fair value for Loto Interactive Ltd is HK$0.1020 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$0.9500.
What is the quality score of 8198?
Loto Interactive Ltd has a Quality Score of 14/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Loto Interactive Ltd (8198)?
Our model-based price target is the fair value of HK$0.1020 (as of Sep 27, 2026) from 1 valuation models. Cautious scenario HK$0.0680, optimistic scenario HK$0.1275. It is a calculation from audited fundamentals, not an analyst target.
What is the Loto Interactive Ltd stock forecast for 2026?
Our models put fair value at HK$0.1020, about −89% upside versus a price of HK$0.9500 (overvalued). Cautious scenario HK$0.0680, optimistic scenario HK$0.1275. The calculation is refreshed regularly with new filings.
What is the revenue of Loto Interactive Ltd (8198)?
Loto Interactive Ltd reported trailing-twelve-month revenue of about HK$47.2M (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of Loto Interactive Ltd (8198)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Loto Interactive Ltd it is HK$0.1020 per share (as of Sep 27, 2026), against a price of HK$0.9500. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Loto Interactive Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 8198 trades above its calculated fair value: price HK$0.9500, fair value HK$0.1020, a gap of about −89% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 8198?
No. The price is what the market pays today (HK$0.9500); the fair value is what the company's own numbers justify (HK$0.1020). For Loto Interactive Ltd the two are HK$0.8480 per share apart. That gap is exactly why we show both numbers side by side.
How much is Loto Interactive Ltd worth?
The market values Loto Interactive Ltd at about HK$1.0B (market capitalisation, as of Sep 27, 2026). Per share that is HK$0.9500; our models calculate a fair value of HK$0.1020 per share.
What do the bullish and bearish scenarios say about 8198?
Our models span a range for Loto Interactive Ltd: cautious scenario HK$0.0680, base HK$0.1020, optimistic HK$0.1275 per share (as of Sep 27, 2026, price HK$0.9500). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Loto Interactive Ltd (8198)?
Balance-sheet figures for Loto Interactive Ltd (as of Sep 27, 2026): return on equity −83.3%, debt of 0.98 per unit of equity. They feed the Quality Score of 14/100, which measures business quality independently of the share price.
How far is 8198 from its 52-week high?
Loto Interactive Ltd trades at HK$0.9500, about 76% below its 52-week high of HK$4.00 and 7% above the low of HK$0.8850 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.1020 is for.
Which stocks are comparable to Loto Interactive Ltd?
From the same area (Technology) we also value International Business Machines Corporation, Accenture plc, Tata Consultancy Services Limited, Infosys Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Loto Interactive Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price HK$0.9500, calculated fair value HK$0.1020 (−89%), Quality Score 14/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 8198 calculated?
We run Loto Interactive Ltd through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.1020, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. Loto Interactive Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Loto Interactive Ltd (8198)?
The closing price on Sep 30, 2026 was HK$0.9500. Our model-based fair value is HK$0.1020, about −89% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Loto Interactive Ltd right now?
The price sits above even our optimistic bull case (HK$0.1275). The favourable scenario is already priced in. Weak quality (14/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (HK$0.0680 to HK$0.1275) leaves room in how you read the outcome.
Key figures of Loto Interactive Ltd
How large is the market capitalisation of Loto Interactive Ltd (8198)?
The market capitalisation of Loto Interactive Ltd is HK$1.0B (≈ $129M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Loto Interactive Ltd (8198)?
The price-to-sales ratio of Loto Interactive Ltd is 21.4 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Loto Interactive Ltd (8198)?
Earnings per share at Loto Interactive Ltd are HK$−0.0500. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Loto Interactive Ltd (8198)?
The net margin of Loto Interactive Ltd is −189% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Loto Interactive Ltd (8198)?
The return on equity (ROE) of Loto Interactive Ltd is −83.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Loto Interactive Ltd (8198)?
On an EBIT basis the return on assets of Loto Interactive Ltd is −24.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Loto Interactive Ltd (8198)?
The operating margin of Loto Interactive Ltd is −58.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Loto Interactive Ltd (8198)?
Revenue at Loto Interactive Ltd is growing −23.4% versus a year earlier (3y avg +16.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Loto Interactive Ltd (8198) generate?
The free cash flow of Loto Interactive Ltd is −HK$42.7M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Loto Interactive Ltd (8198) hold?
Loto Interactive Ltd holds more cash than debt, HK$74.2M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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