Al-Razi Medical Company (9572) fair value: what the stock is really worth
As of Oct 29, 2026: fair value (intrinsic value) of Al-Razi Medical Company stock SAR 11.86, price SAR 22.50, upside -47.3%, quality 56 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 29, 2026.
How to read this chart
40‑month range 22.47 SAR – 81.70 SAR · fair‑value band 8.90 SAR – 15.89 SAR · the 22.50 SAR price screens above the 11.86 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 29, 2026.
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Al-Razi Medical Company engages in the retail sale of medical devices, equipment, and supplies in the Kingdom of Saudi Arabia. The company is involved in the operation of medical device, cosmetic, and pharmaceutical warehouses; specialized and general medical complexes; and one-day surgery centers.
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It also engages in the land transport of goods; operation of storage facilities; and provision of shipping and distribution services. The company was founded in 1986 and is headquartered in Riyadh, the Kingdom of Saudi Arabia.
Stock analysis
Al-Razi Medical Company (9572) currently trades at 22.50 SAR, while our model-based Fair Value estimate is 11.86 SAR, 47.3% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 37.72 SAR per share, and 12 of the 24 models we run sit above the 22.50 SAR price.
Bear case: the Earnings-Based group reads lowest at 7.85 SAR, and 12 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 8.90 SAR (bear) to 15.89 SAR (bull), the price of 22.50 SAR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 56/100 (solid quality), in the Healthcare sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Al-Razi Medical Company reported revenue of 74.4M SAR in FY2025 versus 45.2M SAR in FY2021, a compound +13.3%/yr. Reported net income was 819K SAR in FY2025, compounding −21.5%/yr from FY2021.
Key figures
Market cap 34.2M SAR (≈ $9.1M) Micro · P/E ratio 30.4 · P/S ratio 0.45 · EPS (TTM) 0.7400 SAR · Net margin 1.5% · Return on equity 4.8% · Return on assets (EBIT) 4.3% · Operating margin 2.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 29 out of 100 (low confidence).
What moves the price
The share trades about 43% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Healthcare peers we cover trades at 38% fair-value upside, at −47%, 9572 screens richer than that median.
Fair Value models
Bear8.90 SARFair Value 11.86 SARBull15.89 SAR
Price 22.50 SAR · Upside -47.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.6143 SAR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.82/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+21.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.4%
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−17.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−17.6%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.6% → 2%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−5.7%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Saudi Arabia: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about −7.7% a year for the price.
Compare Al-Razi Medical Company with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Pharmaceutical Retailers · 52 stocks
Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score56 · Above median
Fair Value upside−47.3% · Bottom 25%
Profitability
Return on equity (12 months)4.8% · Below median
Return on assets1.5% · Below median
Net margin (12 months)1.5% · Below median
Operating margin (12 months)2.1% · Below median
Growth and dividend
Revenue growth (quarter YoY)5.9% · Above median
Balance sheet
Debt / equity0.04× · Below median
Valuation Multiplesvs Pharmaceutical Retailers median · lower = cheaper
P/E (12 months)30.4× · Priciest 25%
P/B1.45× · Cheaper than median
P/S (12 months)0.45× · Cheaper than median
Price / free cash flow8.9× · Cheaper than median
EV/EBITDA10.2× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 59
FUTURE (revenue growth)30· sector 21
PAST (return on equity)19· sector 25
HEALTH (low debt)98· sector 97
DIVIDEND (yield)0· sector 64
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Al-Razi Medical Company Fair Value". https://www.fairvalue-calculator.com/stock/9572
Frequently asked questions
Is Al-Razi Medical Company (9572) overvalued or undervalued?
As of Oct 29, 2026, our model estimates a fair value of 11.86 SAR versus a price of 22.50 SAR, about −47% upside (overvalued).
What is the fair value of 9572?
Our model-based fair value for Al-Razi Medical Company is 11.86 SAR (as of Oct 29, 2026), built from audited fundamentals. The current price: 22.50 SAR.
What is the quality score of 9572?
Al-Razi Medical Company has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Al-Razi Medical Company (9572)?
Our model-based price target is the fair value of 11.86 SAR (as of Oct 29, 2026) from 24 valuation models. Cautious scenario 8.90 SAR, optimistic scenario 15.89 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the Al-Razi Medical Company stock forecast for 2026?
Our models put fair value at 11.86 SAR, about −47% upside versus a price of 22.50 SAR (overvalued). Cautious scenario 8.90 SAR, optimistic scenario 15.89 SAR. The calculation is refreshed regularly with new filings.
What is the revenue of Al-Razi Medical Company (9572)?
Al-Razi Medical Company reported trailing-twelve-month revenue of about 76.4M SAR (latest available figure, as of Oct 29, 2026).
What growth is priced into Al-Razi Medical Company (9572)?
For today's price to be fair in a discounted-cash-flow model, Al-Razi Medical Company would have to grow free cash flow by -5.7 % per year for five years (discount rate 9.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 4 years revenue grew +13.3 % per year. As of Oct 29, 2026.
What discount rate (WACC) does the fair value of 9572 use?
Our models discount Al-Razi Medical Company at 9.0 %: a base by market capitalisation (nano), damped by beta 0.38, country premium for Saudi Arabia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Al-Razi Medical Company that is -5.7 % per year a year over ten years, using the same discount rate (9.0 %) and the same formula as our fair value.
How much growth has Al-Razi Medical Company (9572) delivered so far?
Over the past 4 years revenue at Al-Razi Medical Company grew +13.3 % a year. The price currently implies -5.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Al-Razi Medical Company (9572) growing?
The median revenue growth in the sector is +3.7 % a year. That is the yardstick for the growth priced into Al-Razi Medical Company (-5.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Al-Razi Medical Company (9572)?
The free-cash-flow yield on the price is 11.25 %: that much free cash flow Al-Razi Medical Company produces per unit of market value. When it exceeds the discount rate of our models (9.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Al-Razi Medical Company (9572)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Al-Razi Medical Company it is 11.86 SAR per share (as of Oct 29, 2026), against a price of 22.50 SAR. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Al-Razi Medical Company stock overvalued or undervalued in 2026?
As of Oct 29, 2026, 9572 trades above its calculated fair value: price 22.50 SAR, fair value 11.86 SAR, a gap of about −47% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 9572?
No. The price is what the market pays today (22.50 SAR); the fair value is what the company's own numbers justify (11.86 SAR). For Al-Razi Medical Company the two are 10.64 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is Al-Razi Medical Company worth?
The market values Al-Razi Medical Company at about 34.2M SAR (market capitalisation, as of Oct 29, 2026). Per share that is 22.50 SAR; our models calculate a fair value of 11.86 SAR per share.
What do the bullish and bearish scenarios say about 9572?
Our models span a range for Al-Razi Medical Company: cautious scenario 8.90 SAR, base 11.86 SAR, optimistic 15.89 SAR per share (as of Oct 29, 2026, price 22.50 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 9572?
Al-Razi Medical Company trades at a price-to-earnings ratio of 30.4 (as of Oct 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 11.86 SAR is built from several models across several years. Other multiples: P/B 1.5, P/S 0.4, EV/EBITDA 10.2.
How solid is the balance sheet of Al-Razi Medical Company (9572)?
Balance-sheet figures for Al-Razi Medical Company (as of Oct 29, 2026): return on equity 4.8%, debt of 0.04 per unit of equity. They feed the Quality Score of 56/100, which measures business quality independently of the share price.
How far is 9572 from its 52-week high?
Al-Razi Medical Company trades at 22.50 SAR, about 43% below its 52-week high of 39.36 SAR and at the low of 22.47 SAR (as of Oct 29, 2026). Distance from the high says nothing about value: that is what the fair value of 11.86 SAR is for.
Which stocks are comparable to Al-Razi Medical Company?
From the same area (Healthcare) we also value JD Health International Inc, Alibaba Health Information Technology Limited, Yifeng Pharmacy Chain Co, DaShenLin Pharmaceutical Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Al-Razi Medical Company stock attractive at the current price?
The data as of Oct 29, 2026: price 22.50 SAR, calculated fair value 11.86 SAR (−47%), Quality Score 56/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 9572 calculated?
We run Al-Razi Medical Company through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 11.86 SAR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.1 % above its aggregate fair value. Al-Razi Medical Company itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Al-Razi Medical Company (9572)?
The closing price on Oct 29, 2026 was 22.50 SAR. Our model-based fair value is 11.86 SAR, about −47% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Al-Razi Medical Company right now?
The price sits above even our optimistic bull case (15.89 SAR). The favourable scenario is already priced in. Solid but not exceptional quality (56/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Al-Razi Medical Company
How large is the market capitalisation of Al-Razi Medical Company (9572)?
The market capitalisation of Al-Razi Medical Company is 34.2M SAR (≈ $9.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Al-Razi Medical Company (9572)?
The price-to-sales ratio of Al-Razi Medical Company is 0.45 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Al-Razi Medical Company (9572)?
Earnings per share at Al-Razi Medical Company are 0.7400 SAR (price ÷ EPS = P/E 30.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Al-Razi Medical Company (9572)?
The net margin of Al-Razi Medical Company is 1.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Al-Razi Medical Company (9572)?
The return on equity (ROE) of Al-Razi Medical Company is 4.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Al-Razi Medical Company (9572)?
On an EBIT basis the return on assets of Al-Razi Medical Company is 4.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Al-Razi Medical Company (9572)?
The operating margin of Al-Razi Medical Company is 2.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Al-Razi Medical Company (9572)?
Revenue at Al-Razi Medical Company is growing +5.9% versus a year earlier (3y avg +12.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Al-Razi Medical Company (9572)?
Earnings per share at Al-Razi Medical Company are growing +245% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Al-Razi Medical Company (9572) carry?
The net debt of Al-Razi Medical Company is 2.5M SAR (fiscal year 2025, ≈ 0.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Oct 29, 2026