Administradora Americana de Inversiones S.A. (AAISA) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Administradora Americana de Inversiones S.A. CLP 1,300, price CLP 650, upside +100.0%, quality 66 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
51‑month range 97.60 CLP – 713.60 CLP · fair‑value band 273.20 CLP – 1,865 CLP · the 650.00 CLP price screens below the 1,300 CLP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Administradora Americana de Inversiones S.A. operates independently of Administradora de Fondos de Pensiones Capital S.A. as of December 1, 2021.
Stock analysis
Administradora Americana de Inversiones S.A. (AAISA) currently trades at 650.00 CLP, while our model-based Fair Value estimate is 1,300 CLP, implying the stock looks roughly 50.0% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 5,256 CLP per share, and 5 of the 11 models we run sit above the 650.00 CLP price.
Bear case: the Dividend Discount group reads lowest at 147.07 CLP, and 6 of the 11 models stay below the price. Evidence for this calculation is low.
Scenario range: 273.20 CLP (bear) to 1,865 CLP (bull), the price of 650.00 CLP sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 66/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Administradora Americana de Inversiones S.A. reported revenue of 202B CLP in FY2025 versus 10.0B CLP in FY2021, a compound +111.8%/yr. Reported net income was 48.4B CLP in FY2025, compounding +87.8%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.
Key figures
Market cap 650B CLP (≈ $650M) · P/S ratio 1.84 · EPS (TTM) 0.0500 CLP · Dividend yield 2.5% · Net margin 23.9% · Return on equity 17.4% · Return on assets (EBIT) 7.8% · Operating margin 23.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 9% below its 52-week high and 188% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at 100%, AAISA screens cheaper than that median.
Fair Value models
Bear 273.20 CLPFair Value 1,300 CLPBull 1,865 CLP
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.88/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+36.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+43.7%
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years), in CLP (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in CLP: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+47.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+45.1%
Dividend (yield on the price)2.5%
Profit margin 2021 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.258% → 32%
2025 sits 55% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−26.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Chile: IMF forecast 3.0% a year to 2030, 4.5% from 2016 to 2025) that is about −28.8% a year for the price.
Compare Administradora Americana de Inversiones S.A. with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 659 stocks
Beats the industry median on 6/9 measures
Overall it ranks above its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside+100% · Top 25%
Profitability
Return on equity (TTM)17% · Top 25%
Return on assets7% · Top 25%
Net margin (TTM)24% · Below median
Operating margin (TTM)23% · Below median
Growth and dividend
Revenue growth154% · Top 25%
Dividend yield (TTM)2.5% · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Administradora Americana de Inversiones S.A. Fair Value". https://www.fairvalue-calculator.com/stock/AAISA
Frequently asked questions
Is Administradora Americana de Inversiones S.A. (AAISA) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 1,300 CLP versus a price of 650.00 CLP, about +100% upside (undervalued).
What is the fair value of AAISA?
Our model-based fair value for Administradora Americana de Inversiones S.A. is 1,300 CLP (as of Sep 24, 2026), built from audited fundamentals. The current price: 650.00 CLP.
What is the quality score of AAISA?
Administradora Americana de Inversiones S.A. has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Administradora Americana de Inversiones S.A. (AAISA)?
Our model-based price target is the fair value of 1,300 CLP (as of Sep 24, 2026) from 11 valuation models. Cautious scenario 273.20 CLP, optimistic scenario 1,865 CLP. It is a calculation from audited fundamentals, not an analyst target.
What is the Administradora Americana de Inversiones S.A. stock forecast for 2026?
Our models put fair value at 1,300 CLP, about +100% upside versus a price of 650.00 CLP (undervalued). Cautious scenario 273.20 CLP, optimistic scenario 1,865 CLP. The calculation is refreshed regularly with new filings.
What is the revenue of Administradora Americana de Inversiones S.A. (AAISA)?
Administradora Americana de Inversiones S.A. reported trailing-twelve-month revenue of about 260B CLP (latest available figure, as of Sep 24, 2026).
Does Administradora Americana de Inversiones S.A. pay a dividend?
Administradora Americana de Inversiones S.A. currently shows a dividend yield of about 2.46% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Administradora Americana de Inversiones S.A. (AAISA)?
For today's price to be fair in a discounted-cash-flow model, Administradora Americana de Inversiones S.A. would have to grow free cash flow by -26.7 % per year for five years (discount rate 12.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 4 years revenue grew +111.8 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of AAISA use?
Our models discount Administradora Americana de Inversiones S.A. at 12.1 %: a base by market capitalisation (small), country premium for Chile. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Administradora Americana de Inversiones S.A. that is -26.7 % per year a year over ten years, using the same discount rate (12.1 %) and the same formula as our fair value.
How much growth has Administradora Americana de Inversiones S.A. (AAISA) delivered so far?
Over the past 4 years revenue at Administradora Americana de Inversiones S.A. grew +111.8 % a year. The price currently implies -26.7 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Administradora Americana de Inversiones S.A. (AAISA) growing?
The median revenue growth in the sector is +8.4 % a year. That is the yardstick for the growth priced into Administradora Americana de Inversiones S.A. (-26.7 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Administradora Americana de Inversiones S.A. (AAISA)?
The free-cash-flow yield on the price is 35.94 %: that much free cash flow Administradora Americana de Inversiones S.A. produces per unit of market value. When it exceeds the discount rate of our models (12.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Administradora Americana de Inversiones S.A. (AAISA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Administradora Americana de Inversiones S.A. it is 1,300 CLP per share (as of Sep 24, 2026), against a price of 650.00 CLP. It is the blended result of 11 valuation models (cash flow, earnings, asset, dividend).
Is Administradora Americana de Inversiones S.A. stock overvalued or undervalued in 2026?
As of Sep 24, 2026, AAISA trades below its calculated fair value: price 650.00 CLP, fair value 1,300 CLP, a gap of about +100% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of AAISA?
No. The price is what the market pays today (650.00 CLP); the fair value is what the company's own numbers justify (1,300 CLP). For Administradora Americana de Inversiones S.A. the two are 650.00 CLP per share apart. That gap is exactly why we show both numbers side by side.
How much is Administradora Americana de Inversiones S.A. worth?
The market values Administradora Americana de Inversiones S.A. at about 650B CLP (market capitalisation, as of Sep 24, 2026). Per share that is 650.00 CLP; our models calculate a fair value of 1,300 CLP per share.
What do the bullish and bearish scenarios say about AAISA?
Our models span a range for Administradora Americana de Inversiones S.A.: cautious scenario 273.20 CLP, base 1,300 CLP, optimistic 1,865 CLP per share (as of Sep 24, 2026, price 650.00 CLP). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Administradora Americana de Inversiones S.A. (AAISA)?
Balance-sheet figures for Administradora Americana de Inversiones S.A. (as of Sep 24, 2026): return on equity 17.4%. They feed the Quality Score of 66/100, which measures business quality independently of the share price.
How far is AAISA from its 52-week high?
Administradora Americana de Inversiones S.A. trades at 650.00 CLP, about 9% below its 52-week high of 713.60 CLP and 188% above the low of 225.98 CLP (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 1,300 CLP is for.
Which stocks are comparable to Administradora Americana de Inversiones S.A.?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Administradora Americana de Inversiones S.A. stock attractive at the current price?
The data as of Sep 24, 2026: price 650.00 CLP, calculated fair value 1,300 CLP (+100%), Quality Score 66/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of AAISA calculated?
We run Administradora Americana de Inversiones S.A. through 11 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 1,300 CLP, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Administradora Americana de Inversiones S.A. currently trades 100 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Administradora Americana de Inversiones S.A. (AAISA)?
The closing price on Sep 23, 2026 was 650.00 CLP. Our model-based fair value is 1,300 CLP, about +100% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Administradora Americana de Inversiones S.A. right now?
The model range is unusually wide (273.20 CLP to 1,865 CLP). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (66/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Administradora Americana de Inversiones S.A.
How large is the market capitalisation of Administradora Americana de Inversiones S.A. (AAISA)?
The market capitalisation of Administradora Americana de Inversiones S.A. is 650B CLP (≈ $650M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Administradora Americana de Inversiones S.A. (AAISA)?
The price-to-sales ratio of Administradora Americana de Inversiones S.A. is 1.84 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Administradora Americana de Inversiones S.A. (AAISA)?
Earnings per share at Administradora Americana de Inversiones S.A. are 0.0500 CLP. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Administradora Americana de Inversiones S.A. (AAISA)?
The dividend yield of Administradora Americana de Inversiones S.A. is 2.5%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Administradora Americana de Inversiones S.A. (AAISA)?
The net margin of Administradora Americana de Inversiones S.A. is 23.9% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Administradora Americana de Inversiones S.A. (AAISA)?
The return on equity (ROE) of Administradora Americana de Inversiones S.A. is 17.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Administradora Americana de Inversiones S.A. (AAISA)?
On an EBIT basis the return on assets of Administradora Americana de Inversiones S.A. is 7.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Administradora Americana de Inversiones S.A. (AAISA)?
The operating margin of Administradora Americana de Inversiones S.A. is 23.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Administradora Americana de Inversiones S.A. (AAISA)?
Revenue at Administradora Americana de Inversiones S.A. is growing +154% versus a year earlier (3y avg +43.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Administradora Americana de Inversiones S.A. (AAISA)?
Earnings per share at Administradora Americana de Inversiones S.A. are growing +261% versus a year earlier. How much earnings per share grew versus a year earlier.
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