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Argo Investments Limited (ARG) Fair Value & Analysis

Financial Services · AU · Market cap A$6.7B

AI Argo Investments Limited ARG · AU
PriceA$9.44
Fair ValueA$5.87
Upside-37.8%
Quality68/100
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Mixed Growth
Highly profitable · 89.6% net margin
generates free cash flow
4.29% dividend yield
Mixed vs. peers (6/13)
Moderate moat 64/100
Evidence: High Range A$4.40 – A$7.34 Share as image

Fair value as of: Jul 20, 2026

From 2 valuation models · updated 20 days ago

Fair value updated Jul 20, 2026, revised from A$5.86 to A$5.87 (+0.2%) since Jun 26, 2026. Share price +3.7% over the past month.

A solid business, but screening 38% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (A$7.34). The favourable scenario is already priced in.
  • Solid but not exceptional quality (68/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

A$9.44 A$7.24 Fair Value A$5.87 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 20, 2026.

How to read this chart

60‑month range A$7.24 – A$9.44 · fair‑value band A$4.40 – A$7.34 · the A$9.44 price screens above the A$5.87 fair value. Dashed = 300-day average. As of Jul 20, 2026.

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Analysis

Argo Investments Limited (ARG) currently trades at A$9.44, while our model-based Fair Value estimate is A$5.87, implying the stock looks roughly 37.8% overvalued today. The Quality Score stands at 68/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Argo Investments Limited generated revenue of A$301M at a net margin of 89.6%. Revenue grew 1.2% year over year. It earns a return on equity of 4.0%. The balance sheet holds a net cash position of A$118M. Fundamentals as of Jul 20, 2026

Our scenario range runs from A$4.40 (bear case) to A$7.34 (bull case); at A$9.44, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 12% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -38%, ARG screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
P/B Multiple A$5.78 A$7.70 A$9.63 55
NCAV (Graham) A$4.53 A$6.07 A$9.06 50
All 2 models by family
Multiples
P/B Multiple A$5.78 A$7.70 A$9.63 55
Asset-Based
NCAV (Graham) A$4.53 A$6.07 A$9.06 50

Widest divergence: Multiples (A$7.70) versus Asset-Based (A$6.07). Highest evidence: P/B Multiple (55).

Key figures & financial health

Revenue (TTM) A$301M
Revenue growth (YoY) +1.2%
Net margin 89.6%
Return on equity 4.0%
Free cash flow A$226M FY2025
P/E ratio 24.9
More key figures
Operating margin 95.9%
EPS (TTM) A$0.3500
Dividend yield 4.4%
EPS growth (YoY) +8.2%
Net cash A$118M FY2025

Figures from reported company fundamentals · as of Jul 20, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 68/100

Of which business quality 65 · Market factors (momentum, volatility) 69

Profitability 34
Margins and returns on capital today
Quality Growth 55
Are margins and returns improving?
Cashflow 81
Earnings quality: real cash, not paper profit
Fin. Strength 76
Balance sheet, leverage, solvency risk
Investment 76
Disciplined investing over empire-building
Low Volatility 100
Calm price path (market factor)
Momentum 47
Price trend over the last 3–12 months (market factor)
52W Momentum 70
Distance to the 52-week high (market factor)
Net Issuance 72
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Argo Investments Limited is a publicly owned investment manager. The firm manages separate client focused equity portfolios for its clients. It invests in public equity markets of Australia. The firm employs a qualitative analysis with bottom-up stock picking approach to create its portfolio. It conducts in-house analysis to make its investments.

Full company description

Argo Investments Limited is a publicly owned investment manager. The firm manages separate client focused equity portfolios for its clients. It invests in public equity markets of Australia. The firm employs a qualitative analysis with bottom-up stock picking approach to create its portfolio. It conducts in-house analysis to make its investments. Argo Investments Limited was founded in 1946 and is based in Adelaide, Australia with an additional office in Sydney, Australia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Argo Investments Limited reported revenue of A$284M in FY2025 versus A$186M in FY2021, a compound +11.2%/yr. Reported net income was A$260M in FY2025, compounding +10.5%/yr from FY2021.

Growth Quality 57/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
A$284M
Latest YoY
−0.6%
Avg. growth/yr (3Y)
−5.1%
Avg. growth/yr (5Y)
+5.0%
Avg. growth/yr (24Y)
+5.8%
Revenue +11.2%/yr
FY21 A$186M
FY22 A$332M
FY23 A$296M
FY24 A$286M
FY25 A$284M
Net income +10.5%/yr
FY21 A$174M
FY22 A$313M
FY23 A$272M
FY24 A$253M
FY25 A$260M

ARG screens 38% overvalued. Compare with Fondul Proprietatea SA →

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Cite: Fair Value Calculator (2026). "Argo Investments Limited Fair Value". https://www.fairvalue-calculator.com/stock/ARG

Peer Group

Asset Management · 973 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 67 · Above median
Fair Value upside −38% · Below median
Return on equity (TTM) 4% · Below median
Return on assets 2% · Below median
Net margin (TTM) 90% · Top 25%
Operating margin (TTM) 96% · Top 25%
Revenue growth 1% · Above median
Dividend yield (TTM) 4.3% · Above median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 25.6× · Pricier than 75% of peers
P/B 0.70× · Cheaper than median
P/S (TTM) 15.86× · Pricier than 75% of peers
P/FCF 21.1× · Pricier than median
EV/EBITDA 16.1× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 6 · sector 6
PAST 16 · sector 26
HEALTH 0 · sector 95
DIVIDEND 86 · sector 69

VALUE 0: the price sits above our fair-value range.

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 20, 2026).

Stock Price Fair Value vs Fair Value
Fondul Proprietatea SA FP $0.0420 $0.0800 +90%
BlackRock, Inc BLK $1,136 $465.75 -59%
Blackstone Inc BX $124.56 $16.35 -87%
Investor AB INVEB kr 423.70 kr 847.40 +100%
Brookfield Corporation BN C$62.45 C$10.12 -84%
KKR & Co KKR $100.94 $44.88 -56%
AB Industrivärden INDUA kr 532.50 kr 1,065 +100%
Jio Financial Services Limited JIOFIN ₹242.98 ₹40.19 -83%
Hedef Holding HEDEF 267.25 TRY 320.98 TRY +20%
Bajaj Holdings BAJAJHLDNG ₹10,398 ₹9,202 -12%

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Frequently asked questions

Is Argo Investments Limited (ARG) overvalued or undervalued?
As of Jul 20, 2026, our model estimates a fair value of A$5.87 versus a price of A$9.44, about −38% (overvalued).
What is the fair value of ARG?
Our model-based fair value for Argo Investments Limited is A$5.87 (as of Jul 20, 2026), built from audited fundamentals. The current price is A$9.44.
What is the quality score of ARG?
Argo Investments Limited has a Quality Score of 68/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Argo Investments Limited (ARG)?
Argo Investments Limited reported trailing-twelve-month revenue of about A$301M (latest available figure, as of Jul 20, 2026).
What is the net profit margin of ARG?
The net profit margin of Argo Investments Limited is about 89.6%, meaning it keeps roughly 89.6% of revenue as net income. Based on the latest reported figures.
Does Argo Investments Limited pay a dividend?
Argo Investments Limited currently shows a dividend yield of about 4.36% relative to its recent price (as of Jul 20, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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