Clime Investment Management Ltd (CIW) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Clime Investment Management Ltd A$0.18, price A$0.30, upside -40.0%, quality 58 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range A$0.2772 – A$0.6388 · fair‑value band A$0.1400 – A$0.1800 · the A$0.3000 price screens above the A$0.1800 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.
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Clime Investment Management Limited is a publicly owned investment manager. The firm provides its services to private wealth groups, self managed superannuation funds, family offices and individual investors. The firm manages client focused portfolios and funds for its clients. It invests in the public equity markets across the globe.
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Clime Investment Management Limited is a publicly owned investment manager. The firm provides its services to private wealth groups, self managed superannuation funds, family offices and individual investors. The firm manages client focused portfolios and funds for its clients. It invests in the public equity markets across the globe. It employs a combination of quantitative analysis and qualitative to make its investments. Clime Investment Management Limited was founded in 1996 and is based in Sydney, Australia.
Stock analysis
Clime Investment Management Ltd (CIW) currently trades at A$0.3000, while our model-based Fair Value estimate is A$0.1800, implying the stock looks roughly 66.7% overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of A$0.4500 per share, and 1 of the 9 models we run sit above the A$0.3000 price.
Bear case: the Dividend Discount group reads lowest at A$0.0300, and 8 of the 9 models stay below the price. Evidence for this calculation is low.
Scenario range: A$0.1400 (bear) to A$0.1800 (bull), the price of A$0.3000 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 58/100 (solid quality), in the Financial Services sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Clime Investment Management Ltd reported revenue of A$13.4M in FY2025 versus A$16.9M in FY2021, a compound −5.6%/yr. Reported net income was A$511K in FY2025, compounding −31.2%/yr from FY2021.
Key figures
Market cap A$24.7M (≈ $17.3M) · P/E ratio 30.0 · P/S ratio 1.14 · EPS (TTM) A$0.0100 · Dividend yield 2.7% · Net margin 3.8% · Return on equity 4.2% · Return on assets (EBIT) 1.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (low confidence).
What moves the price
The share trades about 30% below its 52-week high and 8% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at −40%, CIW screens richer than that median.
Fair Value models
Bear A$0.1400Fair Value A$0.1800Bull A$0.1800
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (A$0.0020 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.35/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+18.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.4%
Start year 2020 (pandemic). Over 10 years: +3.9% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.7%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−20.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−23.6%
Dividend (yield on the price)2.7%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−24% vs −20%, slowing
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → −36%
Compare Clime Investment Management Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 656 stocks
Beats the industry median on 3/12 measures
Overall it trails its industry peers.
Valuation
Quality Score57 · Below median
Fair Value upside−40% · Bottom 25%
Profitability
Return on equity (TTM)4% · Below median
Return on assets−2% · Bottom 25%
Net margin (TTM)7% · Below median
Operating margin (TTM)−26% · Bottom 25%
Growth and dividend
Revenue growth−12% · Below median
Dividend yield (TTM)2.7% · Below median
Balance sheet
Debt / equity0.03× · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
P/E (TTM)30.0× · Priciest 25%
P/B0.81× · Cheaper than median
P/S (TTM)1.37× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 56
FUTURE (revenue growth)0· sector 21
PAST (return on equity)17· sector 22
HEALTH (low debt)99· sector 95
DIVIDEND (yield)53· sector 81
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Clime Investment Management Ltd (CIW) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of A$0.1800 versus a price of A$0.3000, about −40% upside (overvalued).
What is the fair value of CIW?
Our model-based fair value for Clime Investment Management Ltd is A$0.1800 (as of Sep 23, 2026), built from audited fundamentals. The current price: A$0.3000.
What is the quality score of CIW?
Clime Investment Management Ltd has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Clime Investment Management Ltd (CIW)?
Our model-based price target is the fair value of A$0.1800 (as of Sep 23, 2026) from 9 valuation models. Cautious scenario A$0.1400, optimistic scenario A$0.1800. It is a calculation from audited fundamentals, not an analyst target.
What is the Clime Investment Management Ltd stock forecast for 2026?
Our models put fair value at A$0.1800, about −40% upside versus a price of A$0.3000 (overvalued). Cautious scenario A$0.1400, optimistic scenario A$0.1800. The calculation is refreshed regularly with new filings.
What is the revenue of Clime Investment Management Ltd (CIW)?
Clime Investment Management Ltd reported trailing-twelve-month revenue of about A$12.7M (latest available figure, as of Sep 23, 2026).
Does Clime Investment Management Ltd pay a dividend?
Clime Investment Management Ltd currently shows a dividend yield of about 2.67% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of Clime Investment Management Ltd (CIW)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Clime Investment Management Ltd it is A$0.1800 per share (as of Sep 23, 2026), against a price of A$0.3000. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is Clime Investment Management Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, CIW trades above its calculated fair value: price A$0.3000, fair value A$0.1800, a gap of about −40% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CIW?
No. The price is what the market pays today (A$0.3000); the fair value is what the company's own numbers justify (A$0.1800). For Clime Investment Management Ltd the two are A$0.1200 per share apart. That gap is exactly why we show both numbers side by side.
How much is Clime Investment Management Ltd worth?
The market values Clime Investment Management Ltd at about A$24.7M (market capitalisation, as of Sep 23, 2026). Per share that is A$0.3000; our models calculate a fair value of A$0.1800 per share.
What do the bullish and bearish scenarios say about CIW?
Our models span a range for Clime Investment Management Ltd: cautious scenario A$0.1400, base A$0.1800, optimistic A$0.1800 per share (as of Sep 23, 2026, price A$0.3000). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CIW?
Clime Investment Management Ltd trades at a price-to-earnings ratio of 30.0 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$0.1800 is built from several models across several years. Other multiples: P/B 0.8, P/S 1.4.
How solid is the balance sheet of Clime Investment Management Ltd (CIW)?
Balance-sheet figures for Clime Investment Management Ltd (as of Sep 23, 2026): return on equity 4.2%, debt of 0.03 per unit of equity. They feed the Quality Score of 58/100, which measures business quality independently of the share price.
How far is CIW from its 52-week high?
Clime Investment Management Ltd trades at A$0.3000, about 30% below its 52-week high of A$0.4257 and 8% above the low of A$0.2772 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.1800 is for.
Which stocks are comparable to Clime Investment Management Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Clime Investment Management Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price A$0.3000, calculated fair value A$0.1800 (−40%), Quality Score 58/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CIW calculated?
We run Clime Investment Management Ltd through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of A$0.1800, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Clime Investment Management Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Clime Investment Management Ltd (CIW)?
The closing price on Sep 24, 2026 was A$0.3000. Our model-based fair value is A$0.1800, about −40% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Clime Investment Management Ltd right now?
The price sits above even our optimistic bull case (A$0.1800). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (58/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Clime Investment Management Ltd
How large is the market capitalisation of Clime Investment Management Ltd (CIW)?
The market capitalisation of Clime Investment Management Ltd is A$24.7M (≈ $17.3M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Clime Investment Management Ltd (CIW)?
The price-to-sales ratio of Clime Investment Management Ltd is 1.14 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Clime Investment Management Ltd (CIW)?
Earnings per share at Clime Investment Management Ltd are A$0.0100 (price ÷ EPS = P/E 30.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Clime Investment Management Ltd (CIW)?
The dividend yield of Clime Investment Management Ltd is 2.7% (payout 80.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Clime Investment Management Ltd (CIW)?
The net margin of Clime Investment Management Ltd is 3.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Clime Investment Management Ltd (CIW)?
The return on equity (ROE) of Clime Investment Management Ltd is 4.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Clime Investment Management Ltd (CIW)?
On an EBIT basis the return on assets of Clime Investment Management Ltd is 1.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Clime Investment Management Ltd (CIW)?
The operating margin of Clime Investment Management Ltd is −26.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Clime Investment Management Ltd (CIW)?
Revenue at Clime Investment Management Ltd is growing −11.5% versus a year earlier (3y avg +3.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Clime Investment Management Ltd (CIW)?
Earnings per share at Clime Investment Management Ltd are growing −50.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Clime Investment Management Ltd (CIW) generate?
The free cash flow of Clime Investment Management Ltd is −A$292K (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Clime Investment Management Ltd (CIW) hold?
Clime Investment Management Ltd holds more cash than debt, A$816K net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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