Clime Investment Management Ltd (CIW) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Clime Investment Management Ltd stock A$0.20, price A$0.27, that is 24.5% below the price, quality 38 out of 100. Rating: overvalued. Calculated from audited financials with 9 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range A$0.2500 – A$0.6295 · fair‑value band A$0.1200 – A$0.2200 · the A$0.2650 price screens above the A$0.2000 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Clime Investment Management Limited is a publicly owned investment manager. The firm provides its services to private wealth groups, self managed superannuation funds, family offices and individual investors. The firm manages client focused portfolios and funds for its clients.
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It invests in the public equity markets across the globe. It employs a combination of quantitative analysis and qualitative to make its investments. Clime Investment Management Limited was founded in 1996 and is based in Sydney, Australia.
Stock analysis
Clime Investment Management Ltd (CIW) currently trades at A$0.2650, while our model-based Fair Value estimate is A$0.2000, 25% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of A$0.3000 per share, and 2 of the 9 models we run sit above the A$0.2650 price.
Bear case: the Dividend Discount group reads lowest at A$0.0900, and 7 of the 9 models stay below the price. Data coverage for this calculation is low.
Scenario range: A$0.1200 (bear) to A$0.2200 (bull), the price of A$0.2650 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 38/100 (below-average quality), in the Financial Services sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Clime Investment Management Ltd reported revenue of A$6.8M in FY2026 versus A$12.0M in FY2022, a compound −13.0%/yr. Reported net income was A$800K in FY2026, compounding +69.5%/yr from FY2022.
Key figures
Market cap A$21.6M (≈ $14.9M) Micro · P/E ratio 26.5 · P/S ratio 2.85 · EPS (TTM) A$0.0100 · Dividend yield 3.0% · Net margin 10.6% · Return on equity 3.1% · Return on assets (EBIT) −2.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 28 out of 100 (low confidence).
What moves the price
The share trades about 31% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at −25%, CIW screens richer than that median.
Fair Value models
BearA$0.1200Fair Value A$0.2000BullA$0.2200
Price A$0.2650 · Downside -24.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then (A$0.0007 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.19/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−48.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−20.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−16.5%
Start year 2021 (pandemic). Over 10 years: −2.8% a year
Revenue growth 26 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
≈ +9.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year≈ +6.9%
Dividend (yield on the price)3.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 6.9% / −15.2%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.21% → −32%
⚠ Revenue per share shrinking 1.6%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
⚠ Base effect: the rate starts in the earnings trough around 2021 (starting value 0.007 per share, median 0.024 in 2016 to 2019). It measures the recovery from the trough, not lasting growth.
Compare Clime Investment Management Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks
Beats the industry median on 3/12 measures
Overall it trails its industry peers.
Valuation
Quality Score38 · Bottom 25%
Fair Value upside−24.5% · Bottom 25%
Profitability
Return on equity (12 months)3.1% · Below median
Return on assets2.3% · Below median
Net margin (12 months)10.6% · Bottom 25%
Operating margin (12 months)−20.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−11.5% · Bottom 25%
Dividend yield (12 months)3.0% · Below median
Balance sheet
Debt / equity0.02× · Below median
Valuation Multiplesvs Asset Management median · lower = cheaper
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Is Clime Investment Management Ltd (CIW) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of A$0.2000 versus a price of A$0.2650, about 25% lower (overvalued).
What is the fair value of CIW?
Our model-based fair value for Clime Investment Management Ltd is A$0.2000 (as of Nov 7, 2026), built from audited fundamentals. The current price: A$0.2650.
What is the quality score of CIW?
Clime Investment Management Ltd has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Clime Investment Management Ltd (CIW)?
Our model-based price target is the fair value of A$0.2000 (as of Nov 7, 2026) from 9 valuation models. Cautious scenario A$0.1200, optimistic scenario A$0.2200. It is a calculation from audited fundamentals, not an analyst target.
What is the Clime Investment Management Ltd stock forecast for 2026?
Our models put fair value at A$0.2000, about 25% lower versus a price of A$0.2650 (overvalued). Cautious scenario A$0.1200, optimistic scenario A$0.2200. The calculation is refreshed regularly with new filings.
What is the revenue of Clime Investment Management Ltd (CIW)?
Clime Investment Management Ltd reported trailing-twelve-month revenue of about A$7.6M (latest available figure, as of Nov 7, 2026).
Does Clime Investment Management Ltd pay a dividend?
Clime Investment Management Ltd currently shows a dividend yield of 3.02% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Clime Investment Management Ltd (CIW) and when is the ex-dividend date?
Clime Investment Management Ltd pays a dividend of A$0.008 per share a year, a dividend yield of 3.0%. The last ex-dividend date was Jul 3, 2026. The payout ratio is 80.0% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Clime Investment Management Ltd (CIW)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Clime Investment Management Ltd it is A$0.2000 per share (as of Nov 7, 2026), against a price of A$0.2650. It is the blended result of 9 valuation models in 6 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Clime Investment Management Ltd stock overvalued or undervalued in 2026?
As of Nov 7, 2026, CIW trades above its calculated fair value: price A$0.2650, fair value A$0.2000, a gap of about −25% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CIW?
No. The price is what the market pays today (A$0.2650); the fair value is what the company's own numbers justify (A$0.2000). For Clime Investment Management Ltd the two are A$0.0650 per share apart. That gap is exactly why we show both numbers side by side.
How much is Clime Investment Management Ltd worth?
The market values Clime Investment Management Ltd at about A$21.6M (market capitalisation, as of Nov 7, 2026). Per share that is A$0.2650; our models calculate a fair value of A$0.2000 per share.
What do the bullish and bearish scenarios say about CIW?
Our models span a range for Clime Investment Management Ltd: cautious scenario A$0.1200, base A$0.2000, optimistic A$0.2200 per share (as of Nov 7, 2026, price A$0.2650). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CIW?
Clime Investment Management Ltd trades at a price-to-earnings ratio of 26.5 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$0.2000 is built from several models across several years. Median P/E at fiscal year-end, 8 fiscal years (2017 to 2026), reported earnings: 27.9. Other multiples: P/B 0.9, P/S 2.8.
How solid is the balance sheet of Clime Investment Management Ltd (CIW)?
Balance-sheet figures for Clime Investment Management Ltd (as of Nov 7, 2026): return on equity 3.1%, debt of 0.02 per unit of equity. They feed the Quality Score of 38/100, which measures business quality independently of the share price.
How far is CIW from its 52-week high?
Clime Investment Management Ltd trades at A$0.2650, about 31% below its 52-week high of A$0.3861 and 6% above the low of A$0.2500 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.2000 is for.
Which stocks are comparable to Clime Investment Management Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Clime Investment Management Ltd stock attractive at the current price?
The data as of Nov 7, 2026: price A$0.2650, calculated fair value A$0.2000 (−25%), Quality Score 38/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CIW calculated?
We run Clime Investment Management Ltd through 9 models from 6 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of A$0.2000 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Clime Investment Management Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Clime Investment Management Ltd (CIW)?
The closing price on Nov 9, 2026 was A$0.2650. Our model-based fair value is A$0.2000, about 25% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Clime Investment Management Ltd right now?
The price sits above even our optimistic bull case (A$0.2200). The favourable scenario is already priced in. Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts. A fairly wide model range (A$0.1200 to A$0.2200) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
Key figures of Clime Investment Management Ltd
How large is the market capitalisation of Clime Investment Management Ltd (CIW)?
The market capitalisation of Clime Investment Management Ltd is A$21.6M (≈ $14.9M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Clime Investment Management Ltd (CIW)?
The price-to-sales ratio of Clime Investment Management Ltd is 2.85 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Clime Investment Management Ltd (CIW)?
Earnings per share at Clime Investment Management Ltd are A$0.0100 (price ÷ EPS = P/E 26.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Clime Investment Management Ltd (CIW)?
The dividend yield of Clime Investment Management Ltd is 3.0% (payout 80.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Clime Investment Management Ltd (CIW)?
The net margin of Clime Investment Management Ltd is 10.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Clime Investment Management Ltd (CIW)?
The return on equity (ROE) of Clime Investment Management Ltd is 3.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Clime Investment Management Ltd (CIW)?
On an EBIT basis the return on assets of Clime Investment Management Ltd is −2.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Clime Investment Management Ltd (CIW)?
The operating margin of Clime Investment Management Ltd is −20.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Clime Investment Management Ltd (CIW)?
Revenue at Clime Investment Management Ltd is growing −11.5% versus a year earlier (3y avg −20.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Clime Investment Management Ltd (CIW)?
Earnings per share at Clime Investment Management Ltd are growing −50.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Clime Investment Management Ltd (CIW) generate?
The free cash flow of Clime Investment Management Ltd is −A$1.5M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Clime Investment Management Ltd (CIW) carry?
The net debt of Clime Investment Management Ltd is A$4.2M (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 7, 2026