Corebridge Financial Inc. (CRBG) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of Corebridge Financial Inc. stock $25.17, price $34.24, that is 26.5% below the price, quality 52 out of 100. Rating: overvalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
50‑month range $11.72 – $36.24 · fair‑value band $18.88 – $31.46 · the $34.24 price screens above the $25.17 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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Corebridge Financial, Inc. provides retirement solutions and insurance products in the United States. The company operates through Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets segments.
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The Individual Retirement segment provides fixed annuities, fixed index and registered index-linked, and variable annuities.
The Group Retirement segment offers in-plan products and services comprising an open architecture recordkeeping platform that allows plan participants to allocate money to a variety of mutual fund options or a fixed interest account; flexible group variable and fixed annuity; and in-plan investment advisory services.
It also provides out-of-plan products and services, including proprietary and non-proprietary annuities; investment advisory solutions, such as fiduciary, fee-based investments; and brokerage services for non-proprietary variable annuity, securities, life insurance, mutual funds, and 529 plans.
The Life Insurance segment offers term, whole, index universal, and guaranteed universal life insurance products.
The Institutional Markets segment provides defined contribution and bank-owned life insurance stable value wraps, structured settlement and pension risk transfer annuities, corporate and bank-owned life insurance, private placement variable universal life and annuities products, and guaranteed investment contracts.
The company was formerly known as SAFG Retirement Services, Inc. Corebridge Financial, Inc. was incorporated in 1998 and is headquartered in Houston, Texas.
Stock analysis
Corebridge Financial Inc. (CRBG) currently trades at $34.24, while our model-based Fair Value estimate is $25.17, 26% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the data coverage at medium.
Scenario range: $18.88 (bear) to $31.46 (bull), the price of $34.24 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 52/100 (solid quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Corebridge Financial Inc. reported revenue of $2.9B in FY2025 versus $22.1B in FY2021, a compound −39.9%/yr. Reported net income was −$366M in FY2025.
Key figures
Market cap $15.6B Large · P/E ratio 21.5 · P/S ratio 0.80 · EPS (TTM) $1.59 · Dividend yield 2.9% · Net margin 4.7% · Return on equity 7.1% · Return on assets (EBIT) 1.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 39 out of 100 (low confidence).
What moves the price
The share trades about 6% below its 52-week high and 55% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at −26%, CRBG screens richer than that median.
Fair Value models
Bear$18.88Fair Value $25.17Bull$31.46
Price $34.24 · Downside -26.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.5181 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 2 officers or directors sold shares worth $1.5M and none bought.
BuyNIPPON LIFE INSURANCE CO10% owner39× since Sep 9, 2026: 10,900,682 shares, avg. $34.47$375.7MNov 3, 202610b5-1 plan
SaleDavid DitilloChief Information Officer5× since Feb 17, 2026: 42,064 shares, avg. $32.91$1.4MSep 11, 202610b5-1 plan
SaleElizabeth B CropperEVP & Chief Human Res. Officer7,745 shares at $33.06$256,050Aug 19, 2026
SaleBlackstone Holdings I/II GP L.L.C.10% owner14,500,000 shares at $33.87$491.1MAug 10, 2026
SaleAMERICAN INTERNATIONAL GROUP, INC.10% owner24,654,833 shares at $30.42$750.0MFeb 12, 2026
Plus 9 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+7.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−28.1%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−21.0%
’18
’19
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−35.4% (2020) → −18.7% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
The company could shrink this much every year for the next five years and today's price would still be justified.
News mood ⓘNews mood, the average tone of recent news (96 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
AI conclusion: The planned merger promises cost synergies and broader retirement capabilities, while limited moat signals and negative net income despite positive FCF highlight the main weaknesses.
Main risk: Rivals such as Athene backed by Apollo could sustain aggressive pricing and superior yields via private credit, eroding Corebridge's annuity margins and customer acquisition.
Bull case: By completing the merger with Equitable and leveraging combined scale and asset management capabilities, Corebridge could enhance product differentiation and distribution to counter pricing pressure.
Bear case: If PE-backed competitors continue to undercut on rates using alternative assets, Corebridge might face sustained margin compression and loss of market share in key annuity segments.
Corebridge is advancing its planned merger with Equitable Holdings after strong shareholder approval, with regulatory reviews progressing toward a year-end close. The deal targets hundreds of millions in cost synergies and broader retirement and insurance capabilities, yet it also raises questions about integration risks and whether the combined business sustains its current earnings momentum. Will the scale advantages deliver more value than the execution challenges subtract?
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Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 593 stocks
Beats the industry median on 3/14 measures
Overall it trails its industry peers.
Valuation
Quality Score52 · Below median
Fair Value upside−26.5% · Bottom 25%
Profitability
Return on equity (12 months)7.1% · Below median
Return on assets−0.1% · Bottom 25%
Net margin (12 months)4.7% · Bottom 25%
Operating margin (12 months)11.1% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)25.9% · Above median
Dividend yield (12 months)2.9% · Below median
Balance sheet
Debt / equity0.83× · Highest 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
P/E (12 months)21.5× · Pricier than median
P/B1.18× · Pricier than median
P/S (12 months)0.80× · Cheapest 25%
Price / free cash flow7.7× · Cheaper than median
EV/EBITDA9.6× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 59
FUTURE (revenue growth)100· sector 39
PAST (return on equity)29· sector 30
HEALTH (low debt)59· sector 96
DIVIDEND (yield)57· sector 80
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Corebridge Financial Inc. Fair Value". https://www.fairvalue-calculator.com/stock/CRBG
Frequently asked questions
Is Corebridge Financial Inc. (CRBG) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of $25.17 versus a price of $34.24, about 26% lower (overvalued).
What is the fair value of CRBG?
Our model-based fair value for Corebridge Financial Inc. is $25.17 (as of Nov 3, 2026), built from audited fundamentals. The current price: $34.24.
What is the quality score of CRBG?
Corebridge Financial Inc. has a Quality Score of 52/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Corebridge Financial Inc. (CRBG)?
Our model-based price target is the fair value of $25.17 (as of Nov 3, 2026) from 2 valuation models. Cautious scenario $18.88, optimistic scenario $31.46. It is a calculation from audited fundamentals, not an analyst target.
What is the Corebridge Financial Inc. stock forecast for 2026?
Our models put fair value at $25.17, about 26% lower versus a price of $34.24 (overvalued). Cautious scenario $18.88, optimistic scenario $31.46. The calculation is refreshed regularly with new filings.
Does Corebridge Financial Inc. pay a dividend?
Corebridge Financial Inc. currently shows a dividend yield of 2.86% relative to its recent price (as of Nov 3, 2026).
What growth is priced into Corebridge Financial Inc. (CRBG)?
For today's price to be fair in a discounted-cash-flow model, Corebridge Financial Inc. would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 9.2 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -28.1 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of CRBG use?
Our models discount Corebridge Financial Inc. at 9.2 %: a base by market capitalisation (large), damped by beta 0.98, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Corebridge Financial Inc. that is less than minus 40 % per year a year over ten years, using the same discount rate (9.2 %) and the same formula as our fair value.
How much growth has Corebridge Financial Inc. (CRBG) delivered so far?
Over the past 5 years revenue at Corebridge Financial Inc. grew -28.1 % a year. The price currently implies less than minus 40 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Corebridge Financial Inc. (CRBG) growing?
The median revenue growth in the sector is +9.4 % a year. That is the yardstick for the growth priced into Corebridge Financial Inc. (less than minus 40 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Corebridge Financial Inc. (CRBG)?
The free-cash-flow yield on the price is 13.00 %: that much free cash flow Corebridge Financial Inc. produces per unit of market value. When it exceeds the discount rate of our models (9.2 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Corebridge Financial Inc. (CRBG)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Corebridge Financial Inc. it is $25.17 per share (as of Nov 3, 2026), against a price of $34.24. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Corebridge Financial Inc. stock overvalued or undervalued in 2026?
As of Nov 3, 2026, CRBG trades above its calculated fair value: price $34.24, fair value $25.17, a gap of about −26% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CRBG?
No. The price is what the market pays today ($34.24); the fair value is what the company's own numbers justify ($25.17). For Corebridge Financial Inc. the two are $9.07 per share apart. That gap is exactly why we show both numbers side by side.
How much is Corebridge Financial Inc. worth?
The market values Corebridge Financial Inc. at about $15.6B (market capitalisation, as of Nov 3, 2026). Per share that is $34.24; our models calculate a fair value of $25.17 per share.
What do the bullish and bearish scenarios say about CRBG?
Our models span a range for Corebridge Financial Inc.: cautious scenario $18.88, base $25.17, optimistic $31.46 per share (as of Nov 3, 2026, price $34.24). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of CRBG?
Corebridge Financial Inc. trades at a price-to-earnings ratio of 21.5 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $25.17 is built from several models across several years. Other multiples: P/B 1.2, P/S 0.8, EV/EBITDA 9.6.
How solid is the balance sheet of Corebridge Financial Inc. (CRBG)?
Balance-sheet figures for Corebridge Financial Inc. (as of Nov 3, 2026): return on equity 7.1%, debt of 0.83 per unit of equity. They feed the Quality Score of 52/100, which measures business quality independently of the share price.
How far is CRBG from its 52-week high?
Corebridge Financial Inc. trades at $34.24, about 6% below its 52-week high of $36.24 and 55% above the low of $22.11 (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of $25.17 is for.
Which stocks are comparable to Corebridge Financial Inc.?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Corebridge Financial Inc. stock attractive at the current price?
The data as of Nov 3, 2026: price $34.24, calculated fair value $25.17 (−26%), Quality Score 52/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CRBG calculated?
We run Corebridge Financial Inc. through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $25.17, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5% above its aggregate fair value. Corebridge Financial Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Corebridge Financial Inc. (CRBG)?
The closing price on Nov 5, 2026 was $34.24. Our model-based fair value is $25.17, about 26% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Corebridge Financial Inc. right now?
The price sits above even our optimistic bull case ($31.46). The favourable scenario is already priced in. Solid but not exceptional quality (52/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Corebridge Financial Inc.
How large is the market capitalisation of Corebridge Financial Inc. (CRBG)?
The market capitalisation of Corebridge Financial Inc. is $15.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Corebridge Financial Inc. (CRBG)?
The price-to-sales ratio of Corebridge Financial Inc. is 0.80 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Corebridge Financial Inc. (CRBG)?
Earnings per share at Corebridge Financial Inc. are $1.59 (price ÷ EPS = P/E 21.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Corebridge Financial Inc. (CRBG)?
The dividend yield of Corebridge Financial Inc. is 2.9% (payout 61.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Corebridge Financial Inc. (CRBG)?
The net margin of Corebridge Financial Inc. is 4.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Corebridge Financial Inc. (CRBG)?
The return on equity (ROE) of Corebridge Financial Inc. is 7.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Corebridge Financial Inc. (CRBG)?
On an EBIT basis the return on assets of Corebridge Financial Inc. is 1.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Corebridge Financial Inc. (CRBG)?
The operating margin of Corebridge Financial Inc. is 11.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Corebridge Financial Inc. (CRBG)?
Revenue at Corebridge Financial Inc. is growing +25.9% versus a year earlier (3y avg +15.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Corebridge Financial Inc. (CRBG)?
Earnings per share at Corebridge Financial Inc. are growing −58.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Corebridge Financial Inc. (CRBG) carry?
The net debt of Corebridge Financial Inc. is $10.5B (fiscal year 2025, ≈ 5.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 3, 2026