EUROZ Hartleys Group Ltd (EZL) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of EUROZ Hartleys Group Ltd stock A$1.40, price A$1.32, upside +6.5%, quality 71 out of 100. Rating: fairly valued. Calculated from audited financials with 9 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
60‑month range A$0.5915 – A$1.39 · fair‑value band A$1.05 – A$1.75 · the A$1.32 price screens below the A$1.40 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 8, 2026.
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Euroz Hartleys Group Limited, a diversified financial services company, provides stockbroking, wealth and funds management, and investing services in Australia. It operates through Private Wealth and Wholesale segments.
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The company offers equities research, institutional sales, and private wealth services, as well as corporate advisory services for equity capital raising and underwriting, mergers and acquisitions, strategic planning and reviews, and privatization and reconstructions.
It also provides strategic investment advice, superannuation advice, investment management, and portfolio administration services; and raises equity capital through initial public offerings, placements, and rights issues.
The company was formerly known as Euroz Limited and changed its name to Euroz Hartleys Group Limited in November 2021. Euroz Hartleys Group Limited was founded in 2000 and is based in Perth, Australia.
Stock analysis
EUROZ Hartleys Group Ltd (EZL) currently trades at A$1.32, while our model-based Fair Value estimate is A$1.40, so the stock looks roughly fairly valued today (gap 6.1%).
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Valuation
Bull case: the Earnings-Based group reads highest at a median of A$4.45 per share, and 4 of the 9 models we run sit above the A$1.32 price.
Bear case: the Economic Profit group reads lowest at A$0.7800, and 5 of the 9 models stay below the price. Data coverage for this calculation is low.
Scenario range: A$1.05 (bear) to A$1.75 (bull), the price of A$1.32 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 71/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
EUROZ Hartleys Group Ltd reported revenue of A$142M in FY2026 versus A$119M in FY2022, a compound +4.6%/yr. Reported net income was A$16.7M in FY2026, compounding −20.0%/yr from FY2022.
Key figures
Market cap A$216M (≈ $149M) Micro · P/E ratio 13.2 · P/S ratio 1.54 · EPS (TTM) A$0.1000 · Dividend yield 5.7% · Net margin 11.8% · Return on equity 15.9% · Return on assets (EBIT) 14.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 55 out of 100 (medium confidence).
What moves the price
The share trades about 5% below its 52-week high and 42% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at 6%, EZL screens cheaper than that median.
Fair Value models
BearA$1.05Fair Value A$1.40BullA$1.75
Price A$1.32 · Upside +6.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then (A$0.0090 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.28/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+45.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.1%
Start year 2021 (pandemic). Over 10 years: +14.0% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.7%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
≈ −6.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−12.3%
Dividend (yield on the price)5.7%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−19.0% vs 1.9%, slowing
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.43% → 18%
Pace: the 5-year rate starts in 2021 (pandemic)
⚠ Rate on operating basis: 2026 sits 93% above its own trend.
Compare EUROZ Hartleys Group Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks
Beats the industry median on 7/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score71 · Top 25%
Fair Value upside+6.5% · Below median
Profitability
Return on equity (12 months)15.9% · Above median
Return on assets8.3% · Above median
Net margin (12 months)11.8% · Below median
Operating margin (12 months)12.2% · Below median
Growth and dividend
Revenue growth (quarter YoY)42.6% · Top 25%
Dividend yield (12 months)5.7% · Above median
Balance sheet
Debt / equity0.14× · Above median
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "EUROZ Hartleys Group Ltd Fair Value". https://www.fairvalue-calculator.com/stock/EZL
Frequently asked questions
Is EUROZ Hartleys Group Ltd (EZL) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of A$1.40 versus a price of A$1.32, about +6% upside (fairly valued).
What is the fair value of EZL?
Our model-based fair value for EUROZ Hartleys Group Ltd is A$1.40 (as of Nov 8, 2026), built from audited fundamentals. The current price: A$1.32.
What is the quality score of EZL?
EUROZ Hartleys Group Ltd has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for EUROZ Hartleys Group Ltd (EZL)?
Our model-based price target is the fair value of A$1.40 (as of Nov 8, 2026) from 9 valuation models. Cautious scenario A$1.05, optimistic scenario A$1.75. It is a calculation from audited fundamentals, not an analyst target.
What is the EUROZ Hartleys Group Ltd stock forecast for 2026?
Our models put fair value at A$1.40, about +6% upside versus a price of A$1.32 (fairly valued). Cautious scenario A$1.05, optimistic scenario A$1.75. The calculation is refreshed regularly with new filings.
What is the revenue of EUROZ Hartleys Group Ltd (EZL)?
EUROZ Hartleys Group Ltd reported trailing-twelve-month revenue of about A$141M (latest available figure, as of Nov 8, 2026).
Does EUROZ Hartleys Group Ltd pay a dividend?
EUROZ Hartleys Group Ltd currently shows a dividend yield of 5.70% relative to its recent price (as of Nov 8, 2026).
How much is the dividend of EUROZ Hartleys Group Ltd (EZL) and when is the ex-dividend date?
EUROZ Hartleys Group Ltd pays a dividend of A$0.075 per share a year, a dividend yield of 5.7%. The last ex-dividend date was Sep 3, 2026. A dividend has been paid every year since at least 2001. The payout ratio is 75.0% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of EUROZ Hartleys Group Ltd (EZL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For EUROZ Hartleys Group Ltd it is A$1.40 per share (as of Nov 8, 2026), against a price of A$1.32. It is the blended result of 9 valuation models in 6 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is EUROZ Hartleys Group Ltd stock overvalued or undervalued in 2026?
As of Nov 8, 2026, EZL trades below its calculated fair value: price A$1.32, fair value A$1.40, a gap of about +6% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of EZL?
No. The price is what the market pays today (A$1.32); the fair value is what the company's own numbers justify (A$1.40). For EUROZ Hartleys Group Ltd the two are A$0.0850 per share apart. That gap is exactly why we show both numbers side by side.
How much is EUROZ Hartleys Group Ltd worth?
The market values EUROZ Hartleys Group Ltd at about A$216M (market capitalisation, as of Nov 8, 2026). Per share that is A$1.32; our models calculate a fair value of A$1.40 per share.
What do the bullish and bearish scenarios say about EZL?
Our models span a range for EUROZ Hartleys Group Ltd: cautious scenario A$1.05, base A$1.40, optimistic A$1.75 per share (as of Nov 8, 2026, price A$1.32). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of EZL?
EUROZ Hartleys Group Ltd trades at a price-to-earnings ratio of 13.2 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$1.40 is built from several models across several years. Other multiples: P/B 2.3, P/S 1.5, EV/EBITDA 5.5.
How solid is the balance sheet of EUROZ Hartleys Group Ltd (EZL)?
Balance-sheet figures for EUROZ Hartleys Group Ltd (as of Nov 8, 2026): return on equity 15.9%, debt of 0.14 per unit of equity. They feed the Quality Score of 71/100, which measures business quality independently of the share price.
How far is EZL from its 52-week high?
EUROZ Hartleys Group Ltd trades at A$1.32, about 5% below its 52-week high of A$1.39 and 42% above the low of A$0.9275 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of A$1.40 is for.
Which stocks are comparable to EUROZ Hartleys Group Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is EUROZ Hartleys Group Ltd stock attractive at the current price?
The data as of Nov 8, 2026: price A$1.32, calculated fair value A$1.40 (+6%), Quality Score 71/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of EZL calculated?
We run EUROZ Hartleys Group Ltd through 9 models from 6 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of A$1.40 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. EUROZ Hartleys Group Ltd currently trades 6% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of EUROZ Hartleys Group Ltd (EZL)?
The closing price on Nov 9, 2026 was A$1.32. Our model-based fair value is A$1.40, about +6% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with EUROZ Hartleys Group Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of EUROZ Hartleys Group Ltd (EZL) come from?
Earnings per share at EUROZ Hartleys Group Ltd grew −2.9 % a year from 2016 to 2026. Broken into its drivers: revenue per share +8.3 %, EBIT margin −6.5 %, tax rate −2.1 %, residual (interest, one-offs) −2.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of EUROZ Hartleys Group Ltd
How large is the market capitalisation of EUROZ Hartleys Group Ltd (EZL)?
The market capitalisation of EUROZ Hartleys Group Ltd is A$216M (≈ $149M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of EUROZ Hartleys Group Ltd (EZL)?
The price-to-sales ratio of EUROZ Hartleys Group Ltd is 1.54 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of EUROZ Hartleys Group Ltd (EZL)?
Earnings per share at EUROZ Hartleys Group Ltd are A$0.1000 (price ÷ EPS = P/E 13.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of EUROZ Hartleys Group Ltd (EZL)?
The dividend yield of EUROZ Hartleys Group Ltd is 5.7% (payout 75.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of EUROZ Hartleys Group Ltd (EZL)?
The net margin of EUROZ Hartleys Group Ltd is 11.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of EUROZ Hartleys Group Ltd (EZL)?
The return on equity (ROE) of EUROZ Hartleys Group Ltd is 15.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of EUROZ Hartleys Group Ltd (EZL)?
On an EBIT basis the return on assets of EUROZ Hartleys Group Ltd is 14.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of EUROZ Hartleys Group Ltd (EZL)?
The operating margin of EUROZ Hartleys Group Ltd is 12.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at EUROZ Hartleys Group Ltd (EZL)?
Revenue at EUROZ Hartleys Group Ltd is growing +42.6% versus a year earlier (3y avg +14.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at EUROZ Hartleys Group Ltd (EZL)?
Earnings per share at EUROZ Hartleys Group Ltd are growing −29.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does EUROZ Hartleys Group Ltd (EZL) generate?
The free cash flow of EUROZ Hartleys Group Ltd is −A$1.2M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does EUROZ Hartleys Group Ltd (EZL) hold?
EUROZ Hartleys Group Ltd holds more cash than debt, A$68.7M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Nov 8, 2026