F.I.T Group (FIT) Fair Value & Analysis
Financial Services · VN · Market cap 1.2T VND
Fair value as of: Jul 13, 2026
From 12 valuation models · updated 28 days ago
Share price −12.4% over the past month.
A solid business, but screening 36% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (2,499 VND). The favourable scenario is already priced in.
- Solid but not exceptional quality (52/100) and above fair value, neither a clear bargain nor a standout compounder.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (16 months)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 13, 2026.
How to read this chart
16‑month range 2,950 VND – 5,650 VND · fair‑value band 1,500 VND – 2,499 VND · the 3,110 VND price screens above the 2,000 VND fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 13, 2026.
Analysis
F.I.T Group (FIT) currently trades at 3,110 VND, while our model-based Fair Value estimate is 2,000 VND, implying the stock looks roughly 35.7% overvalued today. The Quality Score stands at 52/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, F.I.T Group generated revenue of 2.1T VND at a net margin of 1.0%. Revenue declined 4.2% year over year. It earns a return on equity of 0.2%. Net debt stands at 1.4T VND. Fundamentals as of Jul 13, 2026
Our scenario range runs from 1,500 VND (bear case) to 2,499 VND (bull case); at 3,110 VND, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 48% below its 52-week high, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -36%, FIT screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 12 models by family
Widest divergence: Growth DCF (19,088 VND) versus Dividend Discount (265.09 VND). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 55 · Market factors (momentum, volatility) 24
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
F.I.T Group Joint Stock Company engages in the manufacturing and trading of medicine and medical equipment in Vietnam. It operates through three segments: Consultancy and Investment, Agriculture, and Pharmaceuticals and Medical Equipment.
Full company description
F.I.T Group Joint Stock Company engages in the manufacturing and trading of medicine and medical equipment in Vietnam. It operates through three segments: Consultancy and Investment, Agriculture, and Pharmaceuticals and Medical Equipment. The Consultancy and Investment segment offers services, including investment consultancy, M&A consultancy, equitization consultancy, corporate governance consultancy, market development consultancy, business financial management consultancy, human resource development consultancy, real estate brokerage, and leasing offices, as well as trading real estate and managing parking areas and public facilities. The Agriculture segment engages in the trading, processing, and exporting of agricultural products, plant varieties, seeds, consumer goods, mineral water, and related services. The Pharmaceuticals and Medical Equipment segment focuses on trading pharmaceuticals, medical equipment, producing capsules, and manufacturing medical devices. The company also conducts financial investment activities, including investments in shares of unlisted companies, capital contributions, and investment cooperation contracts. In addition, the company invests in stocks and bonds, as well as in businesses operating in large-scale sectors; and offers investment consulting services comprising consulting on corporate restructuring, corporate financial management, and business valuation. Further, it manufactures and exports canned and frozen vegetables; produces mineral water, green tea, and tonics; and offers cosmetics. The company was formerly known as F.I.T Investment Joint Stock Company and changed its name to F.I.T Group Joint Stock Company in October 2016. F.I.T Group Joint Stock Company was founded in 2007 and is based in Hanoi, Vietnam.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
F.I.T Group reported revenue of 2.1T VND in FY2025 versus 1.2T VND in FY2021, a compound +14.2%/yr. Reported net income was 40.0B VND in FY2025, compounding −29.1%/yr from FY2021.
FIT screens 36% overvalued. Compare with Fondul Proprietatea SA →
Peer Group
Asset Management · 971 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Asset Management median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Fondul Proprietatea SA FP | $0.0420 | $0.0800 | +90% |
| BlackRock, Inc BLK | $1,136 | $465.75 | -59% |
| Blackstone Inc BX | $124.56 | $16.35 | -87% |
| Investor AB INVEB | kr 423.70 | kr 847.40 | +100% |
| Brookfield Corporation BN | C$62.45 | C$10.12 | -84% |
| KKR & Co KKR | $100.94 | $44.88 | -56% |
| AB Industrivärden INDUA | kr 532.50 | kr 1,065 | +100% |
| Jio Financial Services Limited JIOFIN | ₹242.98 | ₹40.19 | -83% |
| Hedef Holding HEDEF | 267.25 TRY | 320.98 TRY | +20% |
| Bajaj Holdings BAJAJHLDNG | ₹10,398 | ₹9,202 | -12% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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