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FIT INVEST JSC (FIT) fair value: what the stock is really worth

As of Nov 9, 2026: fair value (intrinsic value) of FIT INVEST JSC stock VND 3,064, price VND 2,930, upside +4.6%, quality 54 out of 100. Rating: fairly valued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

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Financial Services VN · ISIN VN000000FIT6

FI FIT INVEST JSC logo Thin data Nov 7, 2026

FIT INVEST JSC

FIT · VN
Fairly valued, in a downtrend

The stock costs about what our calculation considers fair.

Low debt
Generates free cash flow
Fair value 3,064 VND · Fairly valued
Quality 54/100
Mixed Growth (revenue 5y +11.8 %/yr in VND)
Thin margins · 0.6% net margin (TTM)
Costs 77 times its yearly profit.
Trails peers (4/13)
Narrow moat 26/100 · thin data
Thin data
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What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

5,650 VND 2,730 VND Fair Value 3,064 VND Apr 2025 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.

How to read this chart

19‑month range 2,730 VND – 5,650 VND · fair‑value band 1,147 VND – 4,151 VND · the 2,930 VND price screens below the 3,064 VND fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.

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Company profile

F.I.T Group Joint Stock Company engages in the manufacturing and trading of medicine and medical equipment in Vietnam. It operates through three segments: Consultancy and Investment, Agriculture, and Pharmaceuticals and Medical Equipment.

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The Consultancy and Investment segment offers services, including investment consultancy, M&A consultancy, equitization consultancy, corporate governance consultancy, market development consultancy, business financial management consultancy, human resource development consultancy, real estate brokerage, and leasing offices, as well as trading real estate and managing parking areas and public facilities.

The Agriculture segment engages in the trading, processing, and exporting of agricultural products, plant varieties, seeds, consumer goods, mineral water, and related services.

The Pharmaceuticals and Medical Equipment segment focuses on trading pharmaceuticals, medical equipment, producing capsules, and manufacturing medical devices.

The company also conducts financial investment activities, including investments in shares of unlisted companies, capital contributions, and investment cooperation contracts.

In addition, the company invests in stocks and bonds, as well as in businesses operating in large-scale sectors; and offers investment consulting services comprising consulting on corporate restructuring, corporate financial management, and business valuation.

Further, it manufactures and exports canned and frozen vegetables; produces mineral water, green tea, and tonics; and offers cosmetics. The company was formerly known as F.I.T Investment Joint Stock Company and changed its name to F.I.T Group Joint Stock Company in October 2016.

F.I.T Group Joint Stock Company was founded in 2007 and is based in Hanoi, Vietnam.

Stock analysis

FIT INVEST JSC (FIT) currently trades at 2,930 VND, while our model-based Fair Value estimate is 3,064 VND, so the stock looks roughly fairly valued today (gap 4.4%).

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Valuation

Bull case: the Multiples group reads highest at a median of 7,831 VND per share, and 4 of the 6 models we run sit above the 2,930 VND price.

Bear case: the Earnings-Based group reads lowest at 2,065 VND, and 2 of the 6 models stay below the price. Data coverage for this calculation is low.

Scenario range: 1,147 VND (bear) to 4,151 VND (bull), the price of 2,930 VND sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

FIT INVEST JSC reported revenue of 2.1T VND in FY2025 versus 1.2T VND in FY2021, a compound +14.2%/yr. Reported net income was 40.0B VND in FY2025, compounding −29.1%/yr from FY2021.

Key figures

Market cap 996B VND (≈ $38.9M) Micro · P/E ratio 76.9 · P/S ratio 0.50 · EPS (TTM) 38.12 VND · Net margin 0.6% · Return on equity −0.2% · Return on assets (EBIT) 1.0% (5-year average) · Operating margin 2.1%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 26 out of 100 (low confidence).

What moves the price

The share trades about 48% below its 52-week high and 7% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at 5%, FIT screens cheaper than that median.

Fair Value models

Bear 1,147 VND Fair Value 3,064 VND Bull 4,151 VND
Price 2,930 VND · Upside +4.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (32.69 VND per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income 5,722 VND 6,150 VND 6,927 VND 71
Graham-Dodd 799.83 VND 3,064 VND 4,151 VND 64
P/E Multiple 1,147 VND 1,529 VND 1,911 VND 63
All 6 models by family
Earnings-Based
Graham-Dodd 799.83 VND 3,064 VND 4,151 VND 64
Lynch FV 746.79 VND 1,067 VND 1,387 VND 61
Multiples
P/E Multiple 1,147 VND 1,529 VND 1,911 VND 63
P/B Multiple 10,600 VND 14,133 VND 17,666 VND 55
Asset-Based
NCAV (Graham) 2,132 VND 3,230 VND 4,037 VND 54
Economic Profit
Residual Income 5,722 VND 6,150 VND 6,927 VND 71

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Quality Score breakdown

Overall quality 54/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 15
How much profit the company makes from its sales and capital
Quality Growth 34
Are margins and returns getting better?
Cashflow 95
Do the profits arrive as real cash?
Financial strength 42
Debt, balance sheet and risk of trouble
Investment 72
Does it invest with discipline instead of growing at any price?
Low Volatility 72
How calm the share price moves, does not count
Price momentum 15
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 3
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 85/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+6.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.8%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.8%
What shareholders gained per year (last 5 years), in VND ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis. Measured in VND: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+24.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+24.3%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 4%

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks

Beats the industry median on 4/12 measures
Overall it trails its industry peers.
Valuation
Quality Score 54 · Below median
Fair Value upside +4.9% · Below median
Profitability
Return on assets 0.5% · Bottom 25%
Net margin (12 months) 0.6% · Bottom 25%
Operating margin (12 months) 2.1% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −11.7% · Bottom 25%
Balance sheet
Debt / equity 0.13× · Above median

Valuation Multiplesvs Asset Management median · lower = cheaper

P/E (12 months) 76.9× · Priciest 25%
P/B 0.26× · Cheapest 25%
P/S (12 months) 0.50× · Cheapest 25%
Price / free cash flow (fiscal year) 0.8× · Cheapest 25%
EV/EBITDA 8.1× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)40 · sector 60
FUTURE (revenue growth)0 · sector 38
PAST (return on equity)0 · sector 29
HEALTH (low debt)93 · sector 96
DIVIDEND (yield)0 · sector 80

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Exor N.V EXO €73.35 €139.37 +90% vs FIT
Raymond James Financial, Inc RJF $162.81 $281.42 +73% vs FIT
Apollo Global Management, Inc APO $116.75 $197.52 +69% vs FIT
Ameriprise Financial, Inc AMP $501.49 $609.56 +22% vs FIT
State Street Corporation STT $165.56 $139.37 −16% vs FIT
Ares Management Corporation ARES $133.98 $99.35 −26% vs FIT
Northern Trust Corporation NTRS $172.76 $123.42 −29% vs FIT
Brookfield Asset Management Ltd BAM $52.95 $31.26 −41% vs FIT
Blackstone Inc BX $119.50 $52.29 −56% vs FIT
KKR & Co KKR $96.48 $27.32 −72% vs FIT

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FIT INVEST JSC: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "FIT INVEST JSC Fair Value". https://www.fairvalue-calculator.com/stock/FIT

Frequently asked questions

Is FIT INVEST JSC (FIT) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 3,064 VND versus a price of 2,930 VND, about +5% upside (fairly valued).
What is the fair value of FIT?
Our model-based fair value for FIT INVEST JSC is 3,064 VND (as of Nov 7, 2026), built from audited fundamentals. The current price: 2,930 VND.
What is the quality score of FIT?
FIT INVEST JSC has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for FIT INVEST JSC (FIT)?
Our model-based price target is the fair value of 3,064 VND (as of Nov 7, 2026) from 6 valuation models. Cautious scenario 1,147 VND, optimistic scenario 4,151 VND. It is a calculation from audited fundamentals, not an analyst target.
What is the FIT INVEST JSC stock forecast for 2026?
Our models put fair value at 3,064 VND, about +5% upside versus a price of 2,930 VND (fairly valued). Cautious scenario 1,147 VND, optimistic scenario 4,151 VND. The calculation is refreshed regularly with new filings.
What is the revenue of FIT INVEST JSC (FIT)?
FIT INVEST JSC reported trailing-twelve-month revenue of about 2.0T VND (latest available figure, as of Nov 7, 2026).
What is the intrinsic value of FIT INVEST JSC (FIT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For FIT INVEST JSC it is 3,064 VND per share (as of Nov 7, 2026), against a price of 2,930 VND. It is the blended result of 6 valuation models in 4 families (Earnings-Based, Multiples, Asset-Based, Economic Profit).
Is FIT INVEST JSC stock overvalued or undervalued in 2026?
As of Nov 7, 2026, FIT trades below its calculated fair value: price 2,930 VND, fair value 3,064 VND, a gap of about +5% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FIT?
No. The price is what the market pays today (2,930 VND); the fair value is what the company's own numbers justify (3,064 VND). For FIT INVEST JSC the two are 133.83 VND per share apart. That gap is exactly why we show both numbers side by side.
How much is FIT INVEST JSC worth?
The market values FIT INVEST JSC at about 996B VND (market capitalisation, as of Nov 7, 2026). Per share that is 2,930 VND; our models calculate a fair value of 3,064 VND per share.
What do the bullish and bearish scenarios say about FIT?
Our models span a range for FIT INVEST JSC: cautious scenario 1,147 VND, base 3,064 VND, optimistic 4,151 VND per share (as of Nov 7, 2026, price 2,930 VND). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FIT?
FIT INVEST JSC trades at a price-to-earnings ratio of 76.9 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 3,064 VND is built from several models across several years. Other multiples: P/B 0.3, P/S 0.5, EV/EBITDA 8.1.
How solid is the balance sheet of FIT INVEST JSC (FIT)?
Balance-sheet figures for FIT INVEST JSC (as of Nov 7, 2026): return on equity −0.2%, debt of 0.13 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is FIT from its 52-week high?
FIT INVEST JSC trades at 2,930 VND, about 48% below its 52-week high of 5,650 VND and 7% above the low of 2,730 VND (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 3,064 VND is for.
Which stocks are comparable to FIT INVEST JSC?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is FIT INVEST JSC stock attractive at the current price?
The data as of Nov 7, 2026: price 2,930 VND, calculated fair value 3,064 VND (+5%), Quality Score 54/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FIT calculated?
We run FIT INVEST JSC through 6 models from 4 families: Earnings-Based, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 3,064 VND builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. FIT INVEST JSC currently trades 4% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of FIT INVEST JSC (FIT)?
The closing price on Nov 9, 2026 was 2,930 VND. Our model-based fair value is 3,064 VND, about +5% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with FIT INVEST JSC right now?
The model range is unusually wide (1,147 VND to 4,151 VND). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of FIT INVEST JSC

How large is the market capitalisation of FIT INVEST JSC (FIT)?
The market capitalisation of FIT INVEST JSC is 996B VND (≈ $38.9M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of FIT INVEST JSC (FIT)?
The price-to-sales ratio of FIT INVEST JSC is 0.50 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of FIT INVEST JSC (FIT)?
Earnings per share at FIT INVEST JSC are 38.12 VND (price ÷ EPS = P/E 76.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of FIT INVEST JSC (FIT)?
The net margin of FIT INVEST JSC is 0.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of FIT INVEST JSC (FIT)?
The return on equity (ROE) of FIT INVEST JSC is −0.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of FIT INVEST JSC (FIT)?
On an EBIT basis the return on assets of FIT INVEST JSC is 1.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of FIT INVEST JSC (FIT)?
The operating margin of FIT INVEST JSC is 2.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at FIT INVEST JSC (FIT)?
Revenue at FIT INVEST JSC is growing −11.7% versus a year earlier (3y avg +2.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at FIT INVEST JSC (FIT)?
Earnings per share at FIT INVEST JSC are growing −52.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does FIT INVEST JSC (FIT) generate?
The free cash flow of FIT INVEST JSC is 1.2T VND (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does FIT INVEST JSC (FIT) carry?
The net debt of FIT INVEST JSC is 1.4T VND (fiscal year 2025, ≈ 1.1 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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