Grupo de Inversiones Suramericana S.A (GIVPY) Fair Value & Analysis

Financial Services · US · Market cap $1.9B

A solid business, screening 100% undervalued on our models.

What matters now

• The price is below even our cautious bear case ($8.63). The market is more pessimistic than our downside scenario.
• Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 5, 2026.

How to read this chart

54‑month range $2.39 – $5.88 · fair‑value band $8.63 – $14.38 · the $5.75 price screens below the $11.50 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 5, 2026.

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Analysis

Grupo de Inversiones Suramericana S.A (GIVPY) currently trades at $5.75, while our model-based Fair Value estimate is $11.50, implying the stock looks roughly 100.0% undervalued today. The Quality Score stands at 56/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Grupo de Inversiones Suramericana S.A generated revenue of $30.6T at a net margin of 6.3%. Revenue grew 10.4% year over year. It earns a return on equity of 9.2%. Net debt stands at $9.3T. Fundamentals as of Jul 5, 2026

Our scenario range runs from $8.63 (bear case) to $14.38 (bull case); at $5.75, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 2% below its 52-week high and 63% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at 100%, GIVPY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Multiples ($52,124) versus Asset-Based ($39,821). Highest evidence: P/E Multiple (63).

Key figures & financial health

Quality Score breakdown

About the company

Grupo de Inversiones Suramericana S.A., through its subsidiaries, invests in the financial services sector in Colombia, Chile, Mexico, Brazil, Uruguay, Panama, Peru, Dominican Republic, El Salvador, Argentina, the United States, Luxembourg, and Bermuda.

Full company description

Grupo de Inversiones Suramericana S.A., through its subsidiaries, invests in the financial services sector in Colombia, Chile, Mexico, Brazil, Uruguay, Panama, Peru, Dominican Republic, El Salvador, Argentina, the United States, Luxembourg, and Bermuda. The company offers pension funds, savings, investment, and asset management services; life, non-life, and health insurance; reinsurance; pension insurance and annuities; risk management; management consulting, securities brokerage, and data processing services; medical, paramedical, and dental; clinical laboratory and imaging; consulting; intermediation; financial and investment management; marketing and promotion; and health services. It also involves in the marketing of telecommunication products and solutions; investments in movable and immovable property; vehicle inspection, repair, purchase, selling, and assistance services; various commercial activities; development of digital channels; acts, contracts, services, and operations of trust companies; design, development, production, operation, maintenance, and commercialization of software systems, solutions, and products; financial products and services; and management of mutual funds and investments. In addition, the company purchases and sells securities; leases computer equipment; administers intellectual property, franchises, concessions, and authorizations; collects Mexican art; outsources information processing services; and acts as trustee in titling processes. Further, it is involved in the real estate activities with own or leased properties; investment in personal property; manage and operate private and public investment vehicles through trusts; marketing of goods, and leasing and other services; and management of investment companies. The company was formerly known as Suramericana de Inversiones SA and changed its name to Grupo de Inversiones Suramericana S.A. in April 2009. The company was founded in 1944 and is headquartered in Medellín, Colombia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Grupo de Inversiones Suramericana S.A reported revenue of $30.6T in FY2025 versus $24.3T in FY2021, a compound +5.9%/yr. Reported net income was $1.3T in FY2025, compounding −1.7%/yr from FY2021.

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Peer Group

Insurance - Diversified · 84 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Insurance - Diversified median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.