The Hartford Insurance Group (H1IG34) Fair Value & Analysis
Financial Services · BR · Market cap R$199B
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 13 days ago
Fair value updated Jun 26, 2026 — revised from R$237.89 to R$279.87 (+17.6%) since Jun 24, 2026.
Price vs Fair Value (12 months)
12‑month range R$512.57 – R$731.24 · fair‑value band R$209.90 – R$349.83 · the R$727.00 price screens above the R$279.87 fair value. As of Jun 26, 2026.
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The Hartford Insurance Group (H1IG34) currently trades at R$727.00, while our model-based Fair Value estimate is R$279.87 — implying the stock looks roughly 61.5% overvalued today. We read business quality at 72/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, The Hartford Insurance Group generated revenue of R$28.8B at a net margin of 14.1%. Revenue grew 6.1% year over year. It earns a return on equity of 22.7%. Net debt stands at R$4.2B. Fundamentals as of Jun 26, 2026
Our scenario range runs from R$209.90 (bear case) to R$349.83 (bull case); at R$727.00, the current price sits above that range. The share trades about 2% below its 52-week high and 42% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -5% fair-value upside — at -62%, H1IG34 screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds. The company offers insurance coverage, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. In addition, it provides group life, disability, and other group …
Revenue & earnings trend
FY2022 – FY2025 · reported fiscal years
The Hartford Insurance Group reported revenue of R$28.3B in FY2025 versus R$22.4B in FY2022, a compound +8.2%/yr. Reported net income was R$3.8B in FY2025, compounding +28.3%/yr from FY2022.
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Similar stocks
10 more Insurance - Diversified stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Berkshire Hathaway Inc BRK | C$35.75 | C$32.35 | -10% |
| Allianz SE 1ALV | €420.00 | €397.72 | -5% |
| Zurich Insurance Group ZURVY | $36.15 | $29.58 | -18% |
| AXA SA 1CS | €44.03 | €67.43 | +53% |
| Assicurazioni Generali S.p.A ARZGY | $24.41 | $28.91 | +18% |
| Sun Life Financial Inc SLF | $77.26 | $61.63 | -20% |
| American International Group AIGB34 | R$394.65 | R$91.86 | -77% |
| Talanx AG TLLXY | $60.33 | $109.24 | +81% |
| Arch Capital Group ACGL | $91.31 | $179.69 | +97% |
| Helvetia Baloise Holding HLVTY | $7.07 | $3.29 | -53% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.