Intact Financial Corporation (IFCZF) Fair Value & Analysis
Financial Services · US · Market cap $34.8B
Intact Financial Corporation
IFCZF · US
Fair value as of: Jun 26, 2026
From 24 valuation models · updated 18 days ago
Fair value updated Jun 26, 2026 — revised from $179.20 to $174.50 (−2.6%) since Jun 24, 2026. Share price +6.2% over the past month.
Price vs Fair Value (12 months)
12‑month range $175.10 – $221.49 · fair‑value band $130.87 – $218.12 · the $210.37 price screens above the $174.50 fair value. As of Jun 26, 2026.
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Intact Financial Corporation (IFCZF) currently trades at $210.37, while our model-based Fair Value estimate is $174.50 — implying the stock looks roughly 17.1% overvalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Intact Financial Corporation generated revenue of $26.4B at a net margin of 13.1%. Revenue grew 4.5% year over year. It earns a return on equity of 17.2%. Net debt stands at $4.2B. Fundamentals as of Jun 26, 2026
Our scenario range runs from $130.87 (bear case) to $218.12 (bull case); at $210.37, the current price sits within that range. The share trades about 16% below its 52-week high and 21% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 62% fair-value upside — at -17%, IFCZF screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongings from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance, including commercial auto, property, and liability coverages. The company also provides business insurance. It serves its products to accident and health, technology, ocean and inland marine, builder's risk, and entertainment, as well as financial professional lines; and various products to specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. The company offers specialty insurance …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Intact Financial Corporation reported revenue of $26.1B in FY2025 versus $17.6B in FY2021, a compound +10.4%/yr. Reported net income was $3.4B in FY2025, compounding +13.0%/yr from FY2021.
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Recent news
- Media Advisory - Intact Financial Corporation to announce 2026 second quarter results on July 28, 2026, and hold earnings conference call th
- Intact Financial reports $416M pre-tax catastrophe hit for Q2
- Intact Financial Corporation announces second quarter catastrophe and large losses estimate
- Rory Meleniclis Named Chief Information Officer to Lead Next Phase of Technology Transformation for Global Specialty Lines at Intact Insuran
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
Similar stocks
10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Chubb Limited C1BL34 | R$380.31 | R$420.71 | +11% |
| The Progressive Corporation PGR | $207.38 | $335.04 | +62% |
| Tokio Marine Holdings TKOMF | $45.59 | $41.60 | -9% |
| The Travelers Companies, Inc TRV | 5,323 MXN | 5,975 MXN | +12% |
| The Allstate Corporation ALL | $223.34 | $446.68 | +100% |
| The People's Insurance Company 601319 | ¥6.78 | ¥13.56 | +100% |
| PICC Property and Casualty Company PPCCY | $48.70 | $64.67 | +33% |
| MS&AD Insurance Group MSADF | $28.59 | $44.04 | +54% |
| Sompo Holdings SMPNY | $18.81 | $30.65 | +63% |
| Fairfax Financial Holdings FFH | C$2,280 | C$4,113 | +80% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.