INDIAN INFOTECH & SOFTWARE LTD. (INDINFO) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of INDIAN INFOTECH & SOFTWARE LTD. ₹0.89, price ₹0.54, upside +65.3%, quality 37 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 4, 2026.
How to read this chart
60‑month range ₹0.3442 – ₹10.96 · the ₹0.5400 price screens below the ₹0.8925 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Oct 4, 2026.
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Indian Infotech and Software Limited, a non-banking finance company, engages in the financing business in India. It focuses on consumer, SME, and commercial lending activities. The company was formerly known as Indian Leasers Limited and changed its name to Indian Infotech and Software Limited in July 1998.
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Indian Infotech and Software Limited, a non-banking finance company, engages in the financing business in India. It focuses on consumer, SME, and commercial lending activities. The company was formerly known as Indian Leasers Limited and changed its name to Indian Infotech and Software Limited in July 1998. Indian Infotech and Software Limited was incorporated in 1982 and is based in Mumbai, India.
Stock analysis
INDIAN INFOTECH & SOFTWARE LTD. (INDINFO) currently trades at ₹0.5400, while our model-based Fair Value estimate is ₹0.8925, implying the stock looks roughly 39.5% undervalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of ₹1.24 per share, and 2 of the 4 models we run sit above the ₹0.5400 price.
Bear case: the Multiples group reads lowest at ₹0.1100, and 2 of the 4 models stay below the price. Evidence for this calculation is low.
Quality & growth
The Quality Score stands at 37/100 (below-average quality), in the Financials sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
INDIAN INFOTECH & SOFTWARE LTD. reported revenue of ₹641M in FY2026 versus ₹554M in FY2022, a compound +3.7%/yr. Reported net income was ₹13.8M in FY2026, compounding +44.5%/yr from FY2022.
Key figures
Market cap ₹904M (≈ $9.4M) · P/E ratio 54.0 · P/S ratio 1.17 · EPS (TTM) ₹0.0100 · Net margin 2.2% · Return on equity 0.5% · Return on assets (EBIT) −0.1% · Operating margin −13.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 43% below its 52-week high and 10% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financials peers we cover trades at −57% fair-value upside, at 65%, INDINFO screens cheaper than that median.
Fair Value models
Bear ₹0.8925Fair Value ₹0.8925Bull ₹0.8925
Price ₹0.5400 · Upside +65.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.0052 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.58/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+62.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+42.2%
Start year 2021 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.2%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+21.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year+21.2%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−104% → 3%
Compare INDIAN INFOTECH & SOFTWARE LTD. with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Investment Banking & Investment Services · 19 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is INDIAN INFOTECH & SOFTWARE LTD. (INDINFO) overvalued or undervalued?
As of Oct 4, 2026, our model estimates a fair value of ₹0.8925 versus a price of ₹0.5400, about +65% upside (undervalued).
What is the fair value of INDINFO?
Our model-based fair value for INDIAN INFOTECH & SOFTWARE LTD. is ₹0.8925 (as of Oct 4, 2026), built from audited fundamentals. The current price: ₹0.5400.
What is the quality score of INDINFO?
INDIAN INFOTECH & SOFTWARE LTD. has a Quality Score of 37/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
Our model-based price target is the fair value of ₹0.8925 (as of Oct 4, 2026) from 4 valuation models. It is a calculation from audited fundamentals, not an analyst target.
What is the INDIAN INFOTECH & SOFTWARE LTD. stock forecast for 2026?
Our models put fair value at ₹0.8925, about +65% upside versus a price of ₹0.5400 (undervalued). The calculation is refreshed regularly with new filings.
What is the revenue of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
INDIAN INFOTECH & SOFTWARE LTD. reported trailing-twelve-month revenue of about ₹641M (latest available figure, as of Oct 4, 2026).
What is the intrinsic value of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For INDIAN INFOTECH & SOFTWARE LTD. it is ₹0.8925 per share (as of Oct 4, 2026), against a price of ₹0.5400. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).
Is INDIAN INFOTECH & SOFTWARE LTD. stock overvalued or undervalued in 2026?
As of Oct 4, 2026, INDINFO trades below its calculated fair value: price ₹0.5400, fair value ₹0.8925, a gap of about +65% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of INDINFO?
No. The price is what the market pays today (₹0.5400); the fair value is what the company's own numbers justify (₹0.8925). For INDIAN INFOTECH & SOFTWARE LTD. the two are ₹0.3525 per share apart. That gap is exactly why we show both numbers side by side.
How much is INDIAN INFOTECH & SOFTWARE LTD. worth?
The market values INDIAN INFOTECH & SOFTWARE LTD. at about ₹904M (market capitalisation, as of Oct 4, 2026). Per share that is ₹0.5400; our models calculate a fair value of ₹0.8925 per share.
What is the P/E ratio of INDINFO?
INDIAN INFOTECH & SOFTWARE LTD. trades at a price-to-earnings ratio of 54.0 (as of Oct 4, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹0.8925 is built from several models across several years. Other multiples: P/B 0.3, P/S 1.4.
How solid is the balance sheet of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
Balance-sheet figures for INDIAN INFOTECH & SOFTWARE LTD. (as of Oct 4, 2026): return on equity 0.5%. They feed the Quality Score of 37/100, which measures business quality independently of the share price.
How far is INDINFO from its 52-week high?
INDIAN INFOTECH & SOFTWARE LTD. trades at ₹0.5400, about 43% below its 52-week high of ₹0.9400 and 10% above the low of ₹0.4900 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹0.8925 is for.
Which stocks are comparable to INDIAN INFOTECH & SOFTWARE LTD.?
From the same area (Financials) we also value Mirae Asset Venture Investment Co, Aju IB Investment Co, EBEST Investment & Securities Co, PSE, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is INDIAN INFOTECH & SOFTWARE LTD. stock attractive at the current price?
The data as of Oct 4, 2026: price ₹0.5400, calculated fair value ₹0.8925 (+65%), Quality Score 37/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of INDINFO calculated?
We run INDIAN INFOTECH & SOFTWARE LTD. through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹0.8925, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.9 % above its aggregate fair value. INDIAN INFOTECH & SOFTWARE LTD. currently trades 39 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
The closing price on Oct 1, 2026 was ₹0.5400. Our model-based fair value is ₹0.8925, about +65% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with INDIAN INFOTECH & SOFTWARE LTD. right now?
The large discount to fair value meets weak quality (37/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (₹0.8925). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of INDIAN INFOTECH & SOFTWARE LTD.
How large is the market capitalisation of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
The market capitalisation of INDIAN INFOTECH & SOFTWARE LTD. is ₹904M (≈ $9.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
The price-to-sales ratio of INDIAN INFOTECH & SOFTWARE LTD. is 1.17 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
Earnings per share at INDIAN INFOTECH & SOFTWARE LTD. are ₹0.0100 (price ÷ EPS = P/E 54.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
The net margin of INDIAN INFOTECH & SOFTWARE LTD. is 2.2% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
The return on equity (ROE) of INDIAN INFOTECH & SOFTWARE LTD. is 0.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
On an EBIT basis the return on assets of INDIAN INFOTECH & SOFTWARE LTD. is −0.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
The operating margin of INDIAN INFOTECH & SOFTWARE LTD. is −13.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
Revenue at INDIAN INFOTECH & SOFTWARE LTD. is growing +408% versus a year earlier (3y avg +10.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at INDIAN INFOTECH & SOFTWARE LTD. (INDINFO)?
Earnings per share at INDIAN INFOTECH & SOFTWARE LTD. are growing −54.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does INDIAN INFOTECH & SOFTWARE LTD. (INDINFO) generate?
The free cash flow of INDIAN INFOTECH & SOFTWARE LTD. is −₹586M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does INDIAN INFOTECH & SOFTWARE LTD. (INDINFO) carry?
The net debt of INDIAN INFOTECH & SOFTWARE LTD. is ₹3.0M (fiscal year 2023). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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