ABA Fair Value & Analysis
Financials · PH · Market cap 1.7B PHP
Fair value as of: Jul 10, 2026
From 6 valuation models · updated 31 days ago
Fair value updated Jul 10, 2026, revised from 0.6200 PHP to 0.6300 PHP (+1.6%) since Jun 26, 2026. Share price +1.6% over the past month.
Below-average quality, screening 100% undervalued on our models.
What matters now
- The large discount to fair value meets weak quality (37/100). That raises the risk this is a value trap rather than a bargain.
- The price is below even our cautious bear case (0.4730 PHP). The market is more pessimistic than our downside scenario.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 10, 2026.
How to read this chart
60‑month range 0.2600 PHP – 2.92 PHP · fair‑value band 0.4730 PHP – 0.7870 PHP · the 0.3150 PHP price screens below the 0.6300 PHP fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 10, 2026.
Analysis
ABA (ABA) currently trades at 0.3150 PHP, while our model-based Fair Value estimate is 0.6300 PHP, implying the stock looks roughly 100.0% undervalued today. The Quality Score stands at 37/100 (below-average quality), in the Financials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
The stock trades on a trailing P/E of 4.4. Fundamentals as of Jul 10, 2026
Our scenario range runs from 0.4730 PHP (bear case) to 0.7870 PHP (bull case); at 0.3150 PHP, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 61% below its 52-week high and 21% above its 52-week low. For context, the median of 10 Financials peers we cover trades at 8% fair-value upside, at 100%, ABA screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 6 models by family
Widest divergence: Multiples (5.73 PHP) versus Dividend Discount (1.01 PHP). Highest evidence: Residual Income (76).
Notify me when ABA reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Quality Score breakdown
Of which business quality 42 · Market factors (momentum, volatility) 19
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2020 – FY2024 · reported fiscal years
ABA reported revenue of 8.0M PHP in FY2024 versus 824K PHP in FY2020, a compound +76.6%/yr. Reported net income was 2.6B PHP in FY2024.
Watch ABA: get an alert when its fair value changes →
Peer Group
Investment Banking & Investment Services · 17 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Investment Banking & Investment Services stocks, each showing price versus our Fair Value estimate (as of Jul 10, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Affiliated Managers Group MGR | $20.15 | $36.48 | +81% |
| Hercules Capital, Inc HCXY | $25.16 | $50.32 | +100% |
| Edelweiss Financial Services Limited 532922 | ₹115.40 | ₹124.39 | +8% |
| Mirae Asset Venture Investment Co 100790 | 14,110 KRW | 7,569 KRW | -46% |
| Aju IB Investment Co 027360 | 3,220 KRW | 910.91 KRW | -72% |
| EBEST Investment & Securities Co 078020 | 6,240 KRW | 5,844 KRW | -6% |
| PSE PSE | 205.00 PHP | 246.27 PHP | +20% |
| IKAB IKAB | ₹1,190 | ₹203.09 | -83% |
| SERA SERA | ₹40.61 | ₹81.22 | +100% |
| Lindeman Asia Investment Co 277070 | 2,995 KRW | 2,878 KRW | -4% |
Compare ABA with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is ABA overvalued or undervalued?
What is the fair value of ABA?
What is the quality score of ABA?
What is the net profit margin of ABA?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track ABA and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.