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AB Industrivärden (INDU-C) Fair Value & Analysis

Financial Services · SE · Market cap 233B SEK (≈ $24.4B) · ISIN SE0000107203

What is AB Industrivärden really worth?

AI AB Industrivärden INDU-C · ST
Pricekr 535.80
Fair Valuekr 1,077
Upside+100.9%
Quality67/100

A solid business, trading 50% below our fair value of kr 1,077.

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Strengths

Highly profitable · 99.3% net margin
Low debt · generates free cash flow
Ranks above peers (11/15)
Wide moat 94/100

Risks

!Mixed Growth (revenue YoY +176.3 %/yr)

For context

·1.63% dividend yield
Evidence: High Range kr 652.03 – kr 1,932

Fair value as of: Aug 28, 2026

From 11 valuation models · updated 7 days ago

Share price −4.7% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The price is below even our cautious bear case (kr 652.03). The market is more pessimistic than our downside scenario.
  • The model range is unusually wide (kr 652.03 to kr 1,932). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid quality (67/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

kr 562.20 kr 198.83 Fair Value kr 1,077 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 28, 2026.

How to read this chart

60‑month range kr 198.83 – kr 562.20 · fair‑value band kr 652.03 – kr 1,932 · the kr 535.80 price screens below the kr 1,077 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 28, 2026.

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Analysis

AB Industrivärden (INDU-C) currently trades at kr 535.80, while our model-based Fair Value estimate is kr 1,077, implying the stock looks roughly 50.2% undervalued today. The Quality Score stands at 67/100 (solid quality), in the Financial Services sector. Bull case: the Multiples group reads highest at a median of kr 1,393 per share, and 8 of the 11 models we run sit above the kr 535.80 price. Bear case: the Growth DCF group reads lowest at kr 215.06, and 3 of the 11 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, AB Industrivärden generated revenue of 40.4B SEK at a net margin of 99.1%. Revenue grew 59.3% year over year. It earns a return on equity of 21.6%. Net debt stands at 5.9B SEK. Fundamentals as of Aug 28, 2026

Our scenario range runs from kr 652.03 (bear case) to kr 1,932 (bull case); at kr 535.80, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 63% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at 101%, INDU-C screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly kr 92.56 per share, which is 8.6 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF best evidence kr 253.47 kr 391.63 kr 600.63 76
Owner Earnings kr 721.70 kr 1,164 kr 1,876 74
Rev-Margin DCF kr 143.54 kr 215.06 kr 298.78 72
All 11 models by family
DCF Models
Owner Earnings kr 721.70 kr 1,164 kr 1,876 74
5Y P/E Exit kr 845.54 kr 1,532 kr 2,261 69
10Y P/E Exit kr 636.19 kr 1,186 kr 1,880 61
Earnings-Based
Graham-Dodd kr 557.37 kr 1,770 kr 2,358 62
Lynch FV kr 389.58 kr 556.55 kr 723.51 58
Multiples
P/E Multiple kr 1,291 kr 1,721 kr 2,152 61
P/B Multiple kr 1,045 kr 1,393 kr 1,742 53
Asset-Based
NCAV (Graham) kr 221.14 kr 296.32 kr 442.27 52
Growth DCF
Growth DCF best evidence kr 253.47 kr 391.63 kr 600.63 76
Rev-Margin DCF kr 143.54 kr 215.06 kr 298.78 72
Economic Profit
Residual Income kr 557.27 kr 734.21 kr 2,768 63

Widest divergence: Multiples (kr 1,393) versus Growth DCF (kr 215.06). Highest evidence: Growth DCF (76).

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Key figures & financial health

P/E ratio 5.4 as of Jun 8, 2026
P/S ratio 5.32 P/E × margin
EPS (TTM) kr 92.80 price ÷ EPS = P/E 5.4
Dividend yield 1.6% payout 9.4%
Net margin 99.2% FY2025
Return on equity 21.6% TTM
More key figures
Profitability
Return on assets (EBIT) 10.4% avg 5y
Operating margin 99.7% TTM
Growth
Revenue (TTM) 40.4B SEK TTM
Revenue growth (YoY) +59.3%
EPS growth (YoY) +60.2%
Balance sheet & cash flow
Free cash flow 9.2B SEK FY2025
Net debt 5.9B SEK FY2025 · ≈ 0.6 yrs of FCF

Figures from reported company fundamentals · as of Aug 28, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 67/100

Of which business quality 63 · Market factors (momentum, volatility) 74

Profitability 60
Margins and returns on capital today
Quality Growth 85
Are margins and returns improving?
Cashflow 47
Earnings quality: real cash, not paper profit
Fin. Strength 80
Balance sheet, leverage, solvency risk
Investment 19
Disciplined investing over empire-building
Low Volatility 78
Calm price path (market factor)
Momentum 65
Price trend over the last 3–12 months (market factor)
52W Momentum 84
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

AB Industrivärden is a publicly owned investment manager. The firm invests in the public equity markets of Nordic region. It employs fundamental analysis, with a focus on factors like long term return potential, proven business model, balance between risk and return, and attractive valuation to create its portfolio.

Full company description

AB Industrivärden is a publicly owned investment manager. The firm invests in the public equity markets of Nordic region. It employs fundamental analysis, with a focus on factors like long term return potential, proven business model, balance between risk and return, and attractive valuation to create its portfolio. AB Industrivärden was founded in 1944 and is based in Stockholm, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

AB Industrivärden reported revenue of 35.7B SEK in FY2025 versus 26.7B SEK in FY2021, a compound +7.5%/yr. Reported net income was 35.4B SEK in FY2025, compounding +7.4%/yr from FY2021.

Growth Quality 69/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
35.7B SEK
Latest YoY
+176.3%
Avg. revenue growth/yr (23Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+6.0%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+7.5% (5.9 + 1.6)
Revenue +7.5%/yr
FY21 26.7B SEK
FY22 −14.0B SEK
FY23 30.4B SEK
FY24 12.9B SEK
FY25 35.7B SEK
Net income +7.4%/yr
FY21 26.6B SEK
FY22 −14.0B SEK
FY23 30.2B SEK
FY24 12.7B SEK
FY25 35.4B SEK
Character of growth · EPS growth decomposed (2014-2025) +14.5 % p.a.
Revenue per share +14.0 %

of which total revenue +13.2 % · buybacks/dilution +0.8 %

EBIT margin +0.5 %
Tax rate +6.8 %
Residual (interest, one-offs) −6.4 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

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Cite: Fair Value Calculator (2026). "AB Industrivärden Fair Value". https://www.fairvalue-calculator.com/stock/INDU-C

Peer Group

Asset Management · 697 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 67 · Top 25%
Fair Value upside +101% · Top 25%
Return on equity (TTM) 32% · Top 25%
Return on assets 20% · Top 25%
Net margin (TTM) 99% · Top 25%
Operating margin (TTM) 100% · Top 25%
Revenue growth 12% · Above median
Dividend yield (TTM) 1.6% · Bottom 25%
Debt / equity 0.03× · Lower than median

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 5.4× · Cheaper than 75% of peers
P/B 1.22× · Pricier than median
P/S (TTM) 3.68× · Pricier than median
P/FCF 2.6× · Cheaper than median
EV/EBITDA 3.7× · Cheaper than 75% of peers
PEG 5.47× · Pricier than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE100 · sector 40
FUTURE60 · sector 14
PAST100 · sector 24
HEALTH99 · sector 95
DIVIDEND33 · sector 81

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 28, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 417.20 kr 824.66 +98%
Brookfield Corporation BN C$55.74 C$10.67 −81%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $176.69 $142.42 −19%

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Frequently asked questions

Is AB Industrivärden (INDU-C) overvalued or undervalued?
As of Aug 28, 2026, our model estimates a fair value of kr 1,077 versus a price of kr 535.80, about +101% upside (undervalued).
What is the fair value of INDU-C?
Our model-based fair value for AB Industrivärden is kr 1,077 (as of Aug 28, 2026), built from audited fundamentals. The current price: kr 535.80.
What is the quality score of INDU-C?
AB Industrivärden has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of AB Industrivärden (INDU-C)?
AB Industrivärden reported trailing-twelve-month revenue of about 40.4B SEK (latest available figure, as of Aug 28, 2026).
What is the net profit margin of INDU-C?
The net profit margin of AB Industrivärden is about 99.1%, meaning it keeps roughly 99.1% of revenue as net income. Based on the latest reported figures.
Does AB Industrivärden pay a dividend?
AB Industrivärden currently shows a dividend yield of about 1.63% relative to its recent price (as of Aug 28, 2026).
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