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IRB-Brasil Resseguros S.A (IRBR3) Fair Value & Analysis

Financial Services · BR · Market cap R$4.1B

PriceR$54.25
Fair ValueR$62.61
Upside+15.4%
Quality95/100
Evidence: High Range R$46.96 – R$78.27

Fair value as of: Jun 25, 2026

Analysis

IRB-Brasil Resseguros S.A (IRBR3) currently trades at R$54.25, while our model-based Fair Value estimate is R$62.61 — implying the stock looks roughly 15.4% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

IRB-Brasil Resseguros S.A. provides reinsurance solutions in Brazil and internationally. It offers reinsurance solutions for casualty, cargo and marine, agricultural risks, property, life and health, oil and gas, financial lines, surety, and mortgage. IRB-Brasil Resseguros S.A. was founded in 1939 and is headquartered in Rio de Janeiro, Brazil.

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Frequently asked questions

Is IRB-Brasil Resseguros S.A (IRBR3) undervalued?
As of Jun 25, 2026, our model estimates a fair value of R$62.61 versus a price of R$54.25 — about +15% (undervalued). Model-based estimate, not financial advice.
What is the fair value of IRBR3?
Our 21-model fair value for IRB-Brasil Resseguros S.A is R$62.61 (as of Jun 25, 2026), built from audited fundamentals. The current price is R$54.25.
What is the quality score of IRBR3?
IRB-Brasil Resseguros S.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.