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Kresna Graha Investama Tbk PT (KREN) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of Kresna Graha Investama Tbk PT stock IDR 8, price IDR 12, that is 33.8% below the price, quality 35 out of 100. Rating: overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Financial Services ID · ISIN ID1000124308

KG Kresna Graha Investama Tbk PT logo Thin data Nov 10, 2026

Kresna Graha Investama Tbk PT

KREN · JK
Expensive, weak quality

Our calculation puts a fair price 34% below what the stock costs today.

Revenue last quarter 40% below a year ago.
Fair value 7.94 IDR · Overvalued
Quality 35/100
Weak Growth (revenue 5y −15.8 %/yr in IDR)
Loss-making · -3.6% net margin (TTM)
Trails peers (1/11)
Narrow moat 10/100
Thin data
Estimate
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26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

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Price vs Fair Value

191.00 IDR 4.00 IDR Fair Value 7.94 IDR Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range 4.00 IDR – 191.00 IDR · fair‑value band 5.95 IDR – 9.92 IDR · the 12.00 IDR price screens above the 7.94 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 10, 2026.

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Company profile

PT Quantum Clovera Investama Tbk, together with its subsidiaries, engages in business activities in the fields of technology and digital services in Indonesia. It operates through Financial and Investment; and Technology and Digital segments.

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The company offers clean energy products and services, digital wholesale services, content entertainment products, digital product aggregation services, digital cloud advertising, and IoT products.

It is also involved in the trading of marketable securities; underwriting activities; the sale of digital products through integrated engagement platforms; printing activities; the trade of telecommunications equipment and machinery; information technology and computer services; software publishing, e-commerce, and other computer programming activities; the production of household electrothermal equipment; retail trade through media for food, beverages, tobacco, chemical, pharmaceutical, cosmetic, and laboratory equipment; computer consulting; and facility management activities.

In addition, it engages in land transportation, workshop, and agriculture activities, advertising, and the rental of electric vehicles. The company was formerly known as PT Kresna Graha Investama Tbk and changed its name to PT Quantum Clovera Investama Tbk in July 2023.

PT Quantum Clovera Investama Tbk was founded in 1999 and is based in Jakarta, Indonesia.

Stock analysis

Kresna Graha Investama Tbk PT (KREN) currently trades at 12.00 IDR, while our estimate is 7.94 IDR, 34% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: 5.95 IDR (bear) to 9.92 IDR (bull), the price of 12.00 IDR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 35/100 (below-average quality), in the Financial Services sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

Kresna Graha Investama Tbk PT reported revenue of 4.7T IDR in FY2025 versus 12.4T IDR in FY2021, a compound −21.4%/yr. Reported net income was −130B IDR in FY2025.

Key figures

Market cap 218B IDR (≈ $12.1M) Micro · P/S ratio 0.06 · EPS (TTM) −6.78 IDR · Net margin −3.6% · Return on equity −11.4% · Return on assets (EBIT) −4.2% (5-year average) · Operating margin −3.4% · Revenue (TTM) 3.7T IDR.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 10 out of 100 (medium confidence).

What moves the price

The share trades about 68% below its 52-week high and 9% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −19% fair-value upside, at −34%, KREN screens richer than that median.

Fair Value

Bear 5.95 IDR Fair Value 7.94 IDR Bull 9.92 IDR
Price 12.00 IDR · Downside -33.8%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 35/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 21
How much profit the company makes from its sales and capital
Quality Growth 9
Are margins and returns getting better?
Cashflow 10
Do the profits arrive as real cash?
Financial strength 23
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 30
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 5
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−33.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−27.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−15.8%
Start year 2020 (pandemic). Over 10 years: +38.2% a year
Revenue growth 24 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+32.7%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−1.9% (2020) → −2.7% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

KREN screens overvalued: fair value 34% below the price. Compare with Blackstone Inc →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 658 stocks

Beats the industry median on 1/10 measures
Overall it trails its industry peers.
Valuation
Quality Score 35 · Bottom 25%
Fair Value upside −33.8% · Bottom 25%
Profitability
Return on assets −5.0% · Bottom 25%
Net margin (12 months) −3.6% · Bottom 25%
Operating margin (12 months) −3.4% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY) −39.7% · Bottom 25%
Balance sheet
Debt / equity 5.81× · Highest 25%

Valuation Multiplesvs Asset Management median · lower = cheaper

P/B 6.31× · Priciest 25%
P/S (12 months) 0.06× · Cheapest 25%
PEG 2.20× · Pricier than median

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Raymond James Financial, Inc RJF $168.11 $281.42 +67% vs KREN
Apollo Global Management, Inc APO $122.74 $197.52 +61% vs KREN
Ameriprise Financial, Inc AMP $519.96 $609.56 +17% vs KREN
Exor N.V EXO €74.30 €76.42 +3% vs KREN
State Street Corporation STT $171.62 $139.37 −19% vs KREN
Ares Management Corporation ARES $139.41 $99.35 −29% vs KREN
Northern Trust Corporation NTRS $177.89 $123.42 −31% vs KREN
Brookfield Asset Management Ltd BAM $53.49 $31.26 −42% vs KREN
Blackstone Inc BX $122.53 $52.29 −57% vs KREN
KKR & Co KKR $100.85 $27.63 −73% vs KREN

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Kresna Graha Investama Tbk PT: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Kresna Graha Investama Tbk PT Fair Value". https://www.fairvalue-calculator.com/stock/KREN

Frequently asked questions

Is Kresna Graha Investama Tbk PT (KREN) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 7.94 IDR versus a price of 12.00 IDR, about 34% lower (overvalued).
What is the fair value of KREN?
Our estimate for Kresna Graha Investama Tbk PT is 7.94 IDR (as of Nov 10, 2026), built from audited fundamentals. The current price: 12.00 IDR.
What is the quality score of KREN?
Kresna Graha Investama Tbk PT has a Quality Score of 35/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Kresna Graha Investama Tbk PT (KREN)?
Our calculated price target is the estimate of 7.94 IDR (as of Nov 10, 2026). Cautious scenario 5.95 IDR, optimistic scenario 9.92 IDR. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the Kresna Graha Investama Tbk PT stock forecast for 2026?
Our estimate puts fair value at 7.94 IDR, about 34% lower versus a price of 12.00 IDR (overvalued). Cautious scenario 5.95 IDR, optimistic scenario 9.92 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Kresna Graha Investama Tbk PT (KREN)?
Kresna Graha Investama Tbk PT reported trailing-twelve-month revenue of about 3.7T IDR (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of Kresna Graha Investama Tbk PT (KREN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Kresna Graha Investama Tbk PT it is 7.94 IDR per share (as of Nov 10, 2026), against a price of 12.00 IDR.
Is Kresna Graha Investama Tbk PT stock overvalued or undervalued in 2026?
As of Nov 10, 2026, KREN trades above its calculated fair value: price 12.00 IDR, fair value 7.94 IDR, a gap of about −34% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of KREN?
No. The price is what the market pays today (12.00 IDR); the fair value is what the company's own numbers justify (7.94 IDR). For Kresna Graha Investama Tbk PT the two are 4.06 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Kresna Graha Investama Tbk PT worth?
The market values Kresna Graha Investama Tbk PT at about 218B IDR (market capitalisation, as of Nov 10, 2026). Per share that is 12.00 IDR; our models calculate a fair value of 7.94 IDR per share.
What do the bullish and bearish scenarios say about KREN?
Our models span a range for Kresna Graha Investama Tbk PT: cautious scenario 5.95 IDR, base 7.94 IDR, optimistic 9.92 IDR per share (as of Nov 10, 2026, price 12.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of KREN?
The PEG ratio of Kresna Graha Investama Tbk PT is 2.20 (P/E divided by earnings growth, as of Nov 10, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Kresna Graha Investama Tbk PT (KREN)?
Balance-sheet figures for Kresna Graha Investama Tbk PT (as of Nov 10, 2026): return on equity −11.4%, debt of 5.81 per unit of equity. They feed the Quality Score of 35/100, which measures business quality independently of the share price.
How far is KREN from its 52-week high?
Kresna Graha Investama Tbk PT trades at 12.00 IDR, about 68% below its 52-week high of 37.00 IDR and 9% above the low of 11.00 IDR (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 7.94 IDR is for.
Which stocks are comparable to Kresna Graha Investama Tbk PT?
From the same area (Financial Services) we also value Blackstone Inc, KKR & Co, Brookfield Asset Management Ltd, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Kresna Graha Investama Tbk PT stock attractive at the current price?
The data as of Nov 10, 2026: price 12.00 IDR, calculated fair value 7.94 IDR (−34%), Quality Score 35/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. Kresna Graha Investama Tbk PT itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Kresna Graha Investama Tbk PT (KREN)?
The closing price on Nov 10, 2026 was 12.00 IDR. Our estimate is 7.94 IDR, about 34% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Kresna Graha Investama Tbk PT right now?
The price sits above even our optimistic bull case (9.92 IDR). The favourable scenario is already priced in. Weak quality (35/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Kresna Graha Investama Tbk PT

How large is the market capitalisation of Kresna Graha Investama Tbk PT (KREN)?
The market capitalisation of Kresna Graha Investama Tbk PT is 218B IDR (≈ $12.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Kresna Graha Investama Tbk PT (KREN)?
The price-to-sales ratio of Kresna Graha Investama Tbk PT is 0.06 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Kresna Graha Investama Tbk PT (KREN)?
Earnings per share at Kresna Graha Investama Tbk PT are −6.78 IDR. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Kresna Graha Investama Tbk PT (KREN)?
The net margin of Kresna Graha Investama Tbk PT is −3.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Kresna Graha Investama Tbk PT (KREN)?
The return on equity (ROE) of Kresna Graha Investama Tbk PT is −11.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Kresna Graha Investama Tbk PT (KREN)?
On an EBIT basis the return on assets of Kresna Graha Investama Tbk PT is −4.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Kresna Graha Investama Tbk PT (KREN)?
The operating margin of Kresna Graha Investama Tbk PT is −3.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Kresna Graha Investama Tbk PT (KREN)?
Revenue at Kresna Graha Investama Tbk PT is growing −39.7% versus a year earlier (3y avg −27.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Kresna Graha Investama Tbk PT (KREN)?
Earnings per share at Kresna Graha Investama Tbk PT are growing −90.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Kresna Graha Investama Tbk PT (KREN) generate?
The free cash flow of Kresna Graha Investama Tbk PT is −26.5B IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Kresna Graha Investama Tbk PT (KREN) carry?
The net debt of Kresna Graha Investama Tbk PT is 105B IDR (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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