PT Quantum Clovera Investama Tbk, (KREN) Fair Value & Analysis

Financial Services · ID · Market cap 218B IDR

Below-average quality, and screening another 91% overvalued on our models.

What matters now

• The price sits above even our optimistic bull case (1.90 IDR). The favourable scenario is already priced in.
• Weak quality (35/100) and above fair value at the same time, the margin of safety is missing on both counts.
• The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
• A fairly wide model range (0.9500 IDR to 1.90 IDR) leaves room in how you read the outcome.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 11, 2026.

How to read this chart

60‑month range 4.00 IDR – 191.00 IDR · fair‑value band 0.9500 IDR – 1.90 IDR · the 14.00 IDR price screens above the 1.27 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 11, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

PT Quantum Clovera Investama Tbk, (KREN) currently trades at 14.00 IDR, while our model-based Fair Value estimate is 1.27 IDR, implying the stock looks roughly 90.9% overvalued today. The Quality Score stands at 35/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, PT Quantum Clovera Investama Tbk, generated revenue of 4.1T IDR at a net margin of -3.8%. Revenue declined 37.3% year over year. It earns a return on equity of -11.3%. Net debt stands at 105B IDR. Fundamentals as of Jul 11, 2026

Our scenario range runs from 0.9500 IDR (bear case) to 1.90 IDR (bull case); at 14.00 IDR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 62% below its 52-week high and 75% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -91%, KREN screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Key figures & financial health

Quality Score breakdown

About the company

PT Quantum Clovera Investama Tbk, together with its subsidiaries, engages in business activities in the fields of technology and digital services in Indonesia. It operates through Financial and Investment; and Technology and Digital segments.

Full company description

PT Quantum Clovera Investama Tbk, together with its subsidiaries, engages in business activities in the fields of technology and digital services in Indonesia. It operates through Financial and Investment; and Technology and Digital segments. The company offers clean energy products and services, digital wholesale services, content entertainment products, digital product aggregation services, digital cloud advertising, and IoT products. It is also involved in the trading of marketable securities; underwriting activities; the sale of digital products through integrated engagement platforms; printing activities; the trade of telecommunications equipment and machinery; information technology and computer services; software publishing, e-commerce, and other computer programming activities; the production of household electrothermal equipment; retail trade through media for food, beverages, tobacco, chemical, pharmaceutical, cosmetic, and laboratory equipment; computer consulting; and facility management activities. In addition, it engages in land transportation, workshop, and agriculture activities, advertising, and the rental of electric vehicles. The company was formerly known as PT Kresna Graha Investama Tbk and changed its name to PT Quantum Clovera Investama Tbk in July 2023. PT Quantum Clovera Investama Tbk was founded in 1999 and is based in Jakarta, Indonesia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

PT Quantum Clovera Investama Tbk, reported revenue of 4.7T IDR in FY2025 versus 12.4T IDR in FY2021, a compound −21.4%/yr. Reported net income was −130B IDR in FY2025.

KREN screens 91% overvalued. Compare with Fondul Proprietatea SA →

Peer Group

Asset Management · 971 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Asset Management median · lower = cheaper

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 11, 2026).

Explore undervalued stocks

More undervalued Financial Services stocks →

Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.