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Life & Banc Split Corp (LBS) Fair Value & Analysis

Financial Services · CA · Market cap C$1.4B

LB Life & Banc Split Corp LBS · TO
PriceC$13.42
Fair ValueC$15.85
Upside+18.1%
Quality95/100
Evidence: High Range C$11.89 – C$19.81

Fair value as of: Jun 26, 2026

From 15 valuation models · updated 4 days ago

Fair value updated Jun 26, 2026 — revised from C$30.08 to C$15.85 (−47.3%) since Jun 24, 2026. Share price +4.6% over the past month.

Price vs Fair Value (12 months)

C$15.35 C$6.92 Fair Value C$15.85 Jun 2025 Jun 2026

12‑month range C$6.92 – C$15.35 · fair‑value band C$11.89 – C$19.81 · the C$13.42 price screens below the C$15.85 fair value. As of Jun 26, 2026.

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Analysis

Life & Banc Split Corp (LBS) currently trades at C$13.42, while our model-based Fair Value estimate is C$15.85 — implying the stock looks roughly 18.1% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Life & Banc Split Corp generated revenue of C$311M at a net margin of 87.0%. Revenue grew 14.5% year over year. It earns a return on equity of 47.8%. Net debt stands at C$512M. Fundamentals as of Jun 26, 2026

Key figures & financial health

Revenue (TTM) C$311M
Revenue growth (YoY) +14.5%
Net margin 87.0%
Return on equity 47.8%
Free cash flow −C$2.1M FY2025
P/E ratio 2.5
More key figures
Operating margin 98.3%
EPS (TTM) C$5.25
Dividend yield 8.1%
EPS growth (YoY) +16.2%
Net debt C$512M FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Life & Banc Split Corp. is a closed-ended equity mutual fund launched and managed by Brompton Funds Limited. The fund invests in the public equity markets of Canada. It seeks to invest in stocks of companies operating across banking and life insurance sector. The fund primarily invests in the stocks of the six largest banks of the country, as well as of life insurance companies, utilizing a split share structure on a low cost basis. It benchmarks the performance of its portfolio against the S&P/TSX Capped Financials Index and S&P/TSX Composite Index. Life & Banc Split Corp. was formed on September 6, 2006 and is domiciled in Canada.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Life & Banc Split Corp reported revenue of C$69.5M in FY2025 versus C$158M in FY2021, a compound −18.5%/yr. Reported net income was C$270M in FY2025, compounding +14.7%/yr from FY2021.

Revenue −18.5%/yr
FY21 C$158M
FY22 −C$44.3M
FY23 C$42.6M
FY24 C$40.4M
FY25 C$69.5M
Net income +14.7%/yr
FY21 C$156M
FY22 −C$46.5M
FY23 C$58.0M
FY24 C$165M
FY25 C$270M

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Frequently asked questions

Is Life & Banc Split Corp (LBS) undervalued?
As of Jun 26, 2026, our model estimates a fair value of C$15.85 versus a price of C$13.42 — about +18% (undervalued). Model-based estimate, not financial advice.
What is the fair value of LBS?
Our 21-model fair value for Life & Banc Split Corp is C$15.85 (as of Jun 26, 2026), built from audited fundamentals. The current price is C$13.42.
What is the quality score of LBS?
Life & Banc Split Corp has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Life & Banc Split Corp (LBS)?
Life & Banc Split Corp reported trailing-twelve-month revenue of about C$311M (latest available figure, as of Jun 26, 2026).
What is the net profit margin of LBS?
The net profit margin of Life & Banc Split Corp is about 87.0%, meaning it keeps roughly 87.0% of revenue as net income. Based on the latest reported figures.
Does Life & Banc Split Corp pay a dividend?
Life & Banc Split Corp currently shows a dividend yield of about 8.14% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.