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I Love Lund Ab (Publ) (LOVE-B) Fair Value & Analysis

Financial Services · SE · Market cap 38.8M SEK (≈ $4.0M)

What is I Love Lund Ab (Publ) really worth?

IL I Love Lund Ab (Publ) LOVE-B · ST
Pricekr 90.00
Fair Valuekr 71.84
Upside−20.2%
Quality53/100

A solid business, but trading 25% above our fair value of kr 71.84.

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Risks

!Weak Growth
!Thin margins · 0.0% net margin
!negative free cash flow
!Trails peers (1/8)
!Narrow moat 41/100
!Evidence only low, so the estimate is less certain
!Weak on valuation: 6 out of 100
Evidence: Low Range kr 53.88 – kr 89.80

Fair value as of: Sep 1, 2026

From 2 valuation models · updated today

Share price −5.8% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (4 years)

kr 250.00 kr 54.50 Fair Value kr 71.84 Sep 2022 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 1, 2026.

How to read this chart

47‑month range kr 54.50 – kr 250.00 · fair‑value band kr 53.88 – kr 89.80 · the kr 90.00 price screens above the kr 71.84 fair value. Dashed = 300-day average. As of Sep 1, 2026.

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Analysis

I Love Lund Ab (Publ) (LOVE-B) currently trades at kr 90.00, while our model-based Fair Value estimate is kr 71.84, implying the stock looks roughly 25.3% overvalued today. The Quality Score stands at 53/100 (solid quality), in the Financial Services sector. How firm this estimate is: it rests on 2 models at a data quality of 92/100, which puts the evidence level at low.

Our scenario range runs from kr 53.88 (bear case) to kr 89.80 (bull case); at kr 90.00, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 42% below its 52-week high and 65% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −20%, LOVE-B screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple best evidence kr 53.88 kr 71.84 kr 89.80 55
NCAV (Graham) kr 42.26 kr 56.63 kr 84.52 51
All 2 models by family
Multiples
P/B Multiple best evidence kr 53.88 kr 71.84 kr 89.80 55
Asset-Based
NCAV (Graham) kr 42.26 kr 56.63 kr 84.52 51

Widest divergence: Multiples (kr 71.84) versus Asset-Based (kr 56.63). Highest evidence: P/B Multiple (55).

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Key figures & financial health

EPS (TTM) kr −1.55
Return on assets (EBIT) −15.9% avg 4y
Free cash flow −2.7M SEK FY2025

Figures from reported company fundamentals · as of Sep 1, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 53/100

Of which business quality 47 · Market factors (momentum, volatility) 36

Profitability 0
Margins and returns on capital today
Quality Growth 64
Are margins and returns improving?
Cashflow 26
Earnings quality: real cash, not paper profit
Fin. Strength 68
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 0
Calm price path (market factor)
Momentum 61
Price trend over the last 3–12 months (market factor)
52W Momentum 33
Distance to the 52-week high (market factor)
Net Issuance 60
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

I Love Lund Ab (Publ) is a principal investment firm. I Love Lund Ab (Publ) was founded in 2017 and is based in Lund, Sweden.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2025 · reported fiscal years

I Love Lund Ab (Publ) reported revenue of 91.0K SEK in FY2025 versus −399K SEK in FY2022. Reported net income was −4.8M SEK in FY2025.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
91.0K SEK
Value creation/yr We only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Revenue
FY22 −399K SEK
FY23 2.0M SEK
FY24 −1.2M SEK
FY25 91.0K SEK
Net income
FY22 −11.7M SEK
FY23 −3.3M SEK
FY24 −7.0M SEK
FY25 −4.8M SEK

LOVE-B screens 25% overvalued. Compare with Blackstone Inc →

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Cite: Fair Value Calculator (2026). "I Love Lund Ab (Publ) Fair Value". https://www.fairvalue-calculator.com/stock/LOVE-B

Peer Group

Asset Management · 725 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 47 · Below median
Fair Value upside −20% · Below median
Return on assets 0% · Below median
Net margin (TTM) 0% · Below median
Operating margin (TTM) 0% · Bottom 25%
Revenue growth 0% · Below median

Valuation Multiples vs Asset Management median · lower = cheaper

P/B 0.11× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE6 · sector 38
FUTURE0 · sector 15
PAST0 · sector 22
HEALTH0 · sector 96
DIVIDEND0 · sector 79

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Sep 1, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 417.20 kr 824.66 +98%
Brookfield Corporation BN C$58.60 C$7.74 −87%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $176.69 $142.42 −19%

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Frequently asked questions

Is I Love Lund Ab (Publ) (LOVE-B) overvalued or undervalued?
As of Sep 1, 2026, our model estimates a fair value of kr 71.84 versus a price of kr 90.00, about −20% upside (overvalued).
What is the fair value of LOVE-B?
Our model-based fair value for I Love Lund Ab (Publ) is kr 71.84 (as of Sep 1, 2026), built from audited fundamentals. The current price: kr 90.00.
What is the quality score of LOVE-B?
I Love Lund Ab (Publ) has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the net profit margin of LOVE-B?
The net profit margin of I Love Lund Ab (Publ) is about 0.0%, meaning it keeps roughly 0.0% of revenue as net income. Based on the latest reported figures.
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