Mineral & Financial Investments Ltd (MAFL) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Mineral & Financial Investments Ltd £0.48, price £0.45, upside +7.9%, quality 50 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range £0.0855 – £0.5500 · fair‑value band £0.3600 – £1.41 · the £0.4450 price screens below the £0.4800 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 23, 2026.
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Mineral & Financial Investments Limited, an investment company, invests in natural resources, minerals, metals, and oil and gas projects in the Cayman Islands. The company is based in Grand Cayman, the Cayman Islands.
Stock analysis
Mineral & Financial Investments Ltd (MAFL) currently trades at £0.4450, while our model-based Fair Value estimate is £0.4800, implying the stock looks roughly 7.3% fairly valued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of £1.96 per share, and 5 of the 6 models we run sit above the £0.4450 price.
Bear case: the Asset-Based group reads lowest at £0.2400, and 1 of the 6 models stay below the price. Evidence for this calculation is low.
Scenario range: £0.3600 (bear) to £1.41 (bull), the price of £0.4450 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 50/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Mineral & Financial Investments Ltd reported revenue of £1.4M in FY2025 versus £99.0K in FY2021, a compound +93.4%/yr. Reported net income was £2.2M in FY2025, compounding +22.5%/yr from FY2021.
Key figures
Market cap 18.0M GBX · P/E ratio 5.6 · P/S ratio 8.73 · EPS (TTM) £0.0800 · Net margin 81.5% · Return on equity 24.2% · Return on assets (EBIT) −8.6% · Operating margin 87.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).
What moves the price
The share trades about 19% below its 52-week high and 44% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at 8%, MAFL screens cheaper than that median.
Fair Value models
Bear £0.3600Fair Value £0.4800Bull £1.41
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (£0.0800 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.57/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+121.2%
Revenue growth 19 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+14.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year+14.5%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.15% vs 15%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−34,700% → 168%
Compare Mineral & Financial Investments Ltd with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 659 stocks
Beats the industry median on 7/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score48 · Below median
Fair Value upside+8% · Below median
Profitability
Return on equity (TTM)24% · Top 25%
Return on assets15% · Top 25%
Net margin (TTM)81% · Top 25%
Operating margin (TTM)87% · Top 25%
Growth and dividend
Revenue growth92% · Top 25%
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
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Is Mineral & Financial Investments Ltd (MAFL) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of £0.4800 versus a price of £0.4450, about +8% upside (fairly valued).
What is the fair value of MAFL?
Our model-based fair value for Mineral & Financial Investments Ltd is £0.4800 (as of Sep 23, 2026), built from audited fundamentals. The current price: £0.4450.
What is the quality score of MAFL?
Mineral & Financial Investments Ltd has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Mineral & Financial Investments Ltd (MAFL)?
Our model-based price target is the fair value of £0.4800 (as of Sep 23, 2026) from 6 valuation models. Cautious scenario £0.3600, optimistic scenario £1.41. It is a calculation from audited fundamentals, not an analyst target.
What is the Mineral & Financial Investments Ltd stock forecast for 2026?
Our models put fair value at £0.4800, about +8% upside versus a price of £0.4450 (fairly valued). Cautious scenario £0.3600, optimistic scenario £1.41. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Mineral & Financial Investments Ltd (MAFL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Mineral & Financial Investments Ltd it is £0.4800 per share (as of Sep 23, 2026), against a price of £0.4450. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Mineral & Financial Investments Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, MAFL trades below its calculated fair value: price £0.4450, fair value £0.4800, a gap of about +8% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of MAFL?
No. The price is what the market pays today (£0.4450); the fair value is what the company's own numbers justify (£0.4800). For Mineral & Financial Investments Ltd the two are £0.0350 per share apart. That gap is exactly why we show both numbers side by side.
How much is Mineral & Financial Investments Ltd worth?
The market values Mineral & Financial Investments Ltd at about 18.0M GBX (market capitalisation, as of Sep 23, 2026). Per share that is £0.4450; our models calculate a fair value of £0.4800 per share.
What do the bullish and bearish scenarios say about MAFL?
Our models span a range for Mineral & Financial Investments Ltd: cautious scenario £0.3600, base £0.4800, optimistic £1.41 per share (as of Sep 23, 2026, price £0.4450). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of MAFL?
Mineral & Financial Investments Ltd trades at a price-to-earnings ratio of 5.6 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of £0.4800 is built from several models across several years. Other multiples: P/B 1.7, P/S 5.5, EV/EBITDA 10.2.
How solid is the balance sheet of Mineral & Financial Investments Ltd (MAFL)?
Balance-sheet figures for Mineral & Financial Investments Ltd (as of Sep 23, 2026): return on equity 24.2%, debt of 0.00 per unit of equity. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is MAFL from its 52-week high?
Mineral & Financial Investments Ltd trades at £0.4450, about 19% below its 52-week high of £0.5500 and 44% above the low of £0.3100 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of £0.4800 is for.
Which stocks are comparable to Mineral & Financial Investments Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Mineral & Financial Investments Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price £0.4450, calculated fair value £0.4800 (+8%), Quality Score 50/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of MAFL calculated?
We run Mineral & Financial Investments Ltd through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of £0.4800, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Mineral & Financial Investments Ltd currently trades 8 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Mineral & Financial Investments Ltd (MAFL)?
The closing price on Sep 23, 2026 was £0.4450. Our model-based fair value is £0.4800, about +8% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Mineral & Financial Investments Ltd right now?
The model range is unusually wide (£0.3600 to £1.41). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Mineral & Financial Investments Ltd
How large is the market capitalisation of Mineral & Financial Investments Ltd (MAFL)?
The market capitalisation of Mineral & Financial Investments Ltd is 18.0M GBX. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Mineral & Financial Investments Ltd (MAFL)?
The price-to-sales ratio of Mineral & Financial Investments Ltd is 8.73 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Mineral & Financial Investments Ltd (MAFL)?
Earnings per share at Mineral & Financial Investments Ltd are £0.0800 (price ÷ EPS = P/E 5.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Mineral & Financial Investments Ltd (MAFL)?
The net margin of Mineral & Financial Investments Ltd is 81.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Mineral & Financial Investments Ltd (MAFL)?
The return on equity (ROE) of Mineral & Financial Investments Ltd is 24.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Mineral & Financial Investments Ltd (MAFL)?
On an EBIT basis the return on assets of Mineral & Financial Investments Ltd is −8.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Mineral & Financial Investments Ltd (MAFL)?
The operating margin of Mineral & Financial Investments Ltd is 87.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Mineral & Financial Investments Ltd (MAFL)?
Revenue at Mineral & Financial Investments Ltd is growing +91.6% versus a year earlier (3y avg +121%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Mineral & Financial Investments Ltd (MAFL)?
Earnings per share at Mineral & Financial Investments Ltd are growing +96.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Mineral & Financial Investments Ltd (MAFL) generate?
The free cash flow of Mineral & Financial Investments Ltd is −653K GBX (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Mineral & Financial Investments Ltd (MAFL) hold?
Mineral & Financial Investments Ltd holds more cash than debt, 193K GBX net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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