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Morarka Finance Limited (MORARKFI) Fair Value & Analysis

Financial Services · IN · Market cap ₹287M

MF Morarka Finance Limited MORARKFI · BSE
Price₹63.85
Fair Value₹54.01
Upside-15.4%
Quality55/100
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Evidence: High Range ₹40.51 – ₹67.52

Fair value as of: Jul 5, 2026

From 16 valuation models · updated today

Share price +16.3% over the past month.

Price vs Fair Value (12 months)

₹124.92 ₹44.37 Fair Value ₹54.01 Jul 2025 Jul 2026

12‑month range ₹44.37 – ₹124.92 · fair‑value band ₹40.51 – ₹67.52 · the ₹63.85 price screens above the ₹54.01 fair value. As of Jul 5, 2026.

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Analysis

Morarka Finance Limited (MORARKFI) currently trades at ₹63.85, while our model-based Fair Value estimate is ₹54.01 — implying the stock looks roughly 15.4% overvalued today. We read business quality at 55/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

Over the trailing twelve months, Morarka Finance Limited generated revenue of ₹22.2M at a net margin of 64.4%. Revenue grew 50.5% year over year. It earns a return on equity of 1.4%. The stock trades on a trailing P/E of 20.1. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹40.51 (bear case) to ₹67.52 (bull case); at ₹63.85, the current price sits within that range. The share trades about 53% below its 52-week high and 52% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside — at -15%, MORARKFI screens richer than that median.

Key figures & financial health

Revenue (TTM) ₹22.2M
Revenue growth (YoY) +50.5%
Net margin 64.4%
Return on equity 1.4%
Free cash flow −₹1.1M FY2026
P/E ratio 20.1
More key figures
Operating margin -128%
EPS (TTM) ₹3.18
Dividend yield 2.4%
EPS growth (YoY) -81.9%

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

About the company

Morarka Finance Limited operates as a non-banking finance company primarily in India. The company offers services related to portfolio management, which include investment in securities, corporate advisory services, and advancing of loans. It also rents properties and offers management consultancy services. The company was formerly known as Morarka Holdings Limited and changed its name to Morarka Finance Limited in May 1993. Morarka Finance Limited was incorporated in 1985 and is based in Mumbai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Morarka Finance Limited reported revenue of ₹19.1M in FY2026 versus ₹34.5M in FY2022, a compound −13.8%/yr. Reported net income was ₹14.3M in FY2026, compounding −21.1%/yr from FY2022.

Revenue −13.8%/yr
FY22 ₹34.5M
FY23 ₹51.9M
FY24 ₹51.9M
FY25 ₹10.1M
FY26 ₹19.1M
Net income −21.1%/yr
FY22 ₹36.9M
FY23 ₹46.8M
FY24 ₹63.2M
FY25 ₹28.0M
FY26 ₹14.3M

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Cite: Fair Value Calculator (2026). "Morarka Finance Limited Fair Value". https://www.fairvalue-calculator.com/stock/MORARKFI

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Frequently asked questions

Is Morarka Finance Limited (MORARKFI) undervalued?
As of Jul 5, 2026, our model estimates a fair value of ₹54.01 versus a price of ₹63.85 — about −15% (overvalued). Model-based estimate, not financial advice.
What is the fair value of MORARKFI?
Our model-based fair value for Morarka Finance Limited is ₹54.01 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹63.85.
What is the quality score of MORARKFI?
Morarka Finance Limited has a Quality Score of 55/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Morarka Finance Limited (MORARKFI)?
Morarka Finance Limited reported trailing-twelve-month revenue of about ₹22.2M (latest available figure, as of Jul 5, 2026).
What is the net profit margin of MORARKFI?
The net profit margin of Morarka Finance Limited is about 64.4%, meaning it keeps roughly 64.4% of revenue as net income. Based on the latest reported figures.
Does Morarka Finance Limited pay a dividend?
Morarka Finance Limited currently shows a dividend yield of about 2.36% relative to its recent price (as of Jul 5, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.