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Mapfre, S.A (MPFRY) Fair Value & Analysis

Financial Services · US · Market cap $16.6B

MS Mapfre, S.A logo Mapfre, S.A MPFRY · US
Price$9.49
Fair Value$10.96
Upside+15.5%
Quality64/100
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Evidence: High Range $8.22 – $13.70 📤 Share as image

Fair value as of: Jun 26, 2026

From 25 valuation models · updated 26 days ago

Fair value updated Jun 26, 2026, revised from $14.28 to $10.96 (−23.2%) since Jun 24, 2026. Share price −2.7% over the past month.

Price vs Fair Value (12 months)

$10.42 $2.39 Fair Value $10.96 Mar 2022 Jul 2026

12‑month range $2.39 – $10.42 · fair‑value band $8.22 – $13.70 · the $9.49 price screens below the $10.96 fair value. As of Jun 26, 2026.

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Analysis

Mapfre, S.A (MPFRY) currently trades at $9.49, while our model-based Fair Value estimate is $10.96, implying the stock looks roughly 15.5% undervalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Mapfre, S.A generated revenue of $29.9B at a net margin of 3.9%. Revenue declined 1.5% year over year. It earns a return on equity of 18.3%. Net debt stands at $1.4B. Fundamentals as of Jun 26, 2026

Our scenario range runs from $8.22 (bear case) to $13.70 (bull case); at $9.49, the current price sits within that range. The share trades about 9% below its 52-week high and 23% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -5% fair-value upside, at 15%, MPFRY screens cheaper than that median.

Key figures & financial health

Revenue (TTM) $29.9B
Revenue growth (YoY) -1.5%
Net margin 3.9%
Return on equity 18.3%
Free cash flow $1.4B FY2025
P/E ratio 11.3
More key figures
Operating margin 10.2%
EPS (TTM) $0.8600
Dividend yield 4.3%
EPS growth (YoY) -3.2%
Net debt $1.4B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Mapfre, S.A., together with its subsidiaries, engages in insurance, reinsurance, and financial activities in Spain. The company offers life; health; accident; property and casualty protection that include automobile insurance, homeowner and commercial risk, and family third-party liability insurance; savings and investment; retirement; burial; travel and leisure insurance; and agriculture and livestock insurance products. It also provides investment and pension funds; reinsurance services; insurance for businesses; and business multirisk insurance. The company serves its products to companies, small, medium, and large corporations, as well as to professionals, entrepreneurs, the self-employed, and small businesses. The company was formerly known as Corporacion Mapfre and changed its name to Mapfre, S.A. in December 2006. Mapfre, S.A. was founded in 1933 and is based in Majadahonda, Spain. Mapfre, S.A. operates as a subsidiary of Cartera Mapfre, S.L.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Mapfre, S.A reported revenue of $26.4B in FY2025 versus $20.6B in FY2021, a compound +6.4%/yr. Reported net income was $1.1B in FY2025, compounding +10.3%/yr from FY2021.

Revenue +6.4%/yr
FY21 $20.6B
FY22 $21.7B
FY23 $25.6B
FY24 $25.8B
FY25 $26.4B
Net income +10.3%/yr
FY21 $765M
FY22 $564M
FY23 $677M
FY24 $968M
FY25 $1.1B

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Cite: Fair Value Calculator (2026). "Mapfre, S.A Fair Value". https://www.fairvalue-calculator.com/stock/MPFRY

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Tryg A/S TRYG kr 150.80 kr 109.55 -27%

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Frequently asked questions

Is Mapfre, S.A (MPFRY) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $10.96 versus a price of $9.49, about +15% (undervalued). Model-based estimate, not financial advice.
What is the fair value of MPFRY?
Our model-based fair value for Mapfre, S.A is $10.96 (as of Jun 26, 2026), built from audited fundamentals. The current price is $9.49.
What is the quality score of MPFRY?
Mapfre, S.A has a Quality Score of 64/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Mapfre, S.A (MPFRY)?
Mapfre, S.A reported trailing-twelve-month revenue of about $29.9B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of MPFRY?
The net profit margin of Mapfre, S.A is about 3.9%, meaning it keeps roughly 3.9% of revenue as net income. Based on the latest reported figures.
Does Mapfre, S.A pay a dividend?
Mapfre, S.A currently shows a dividend yield of about 4.30% relative to its recent price (as of Jun 26, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.