Administradora de Fondos de Pensiones PlanVital S.A (PLANVITAL) Fair Value & Analysis
Financial Services · CL · Market cap 560B CLP
Fair value as of: Jul 27, 2026
From 11 valuation models · updated 14 days ago
Share price +0.6% over the past month.
A solid business, but screening 58% overvalued on our models.
What matters now
- A high-quality business (quality 74/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety.
- The price sits above even our optimistic bull case (136.52 CLP). The favourable scenario is already priced in.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.
How to read this chart
60‑month range 1.64 CLP – 302.41 CLP · fair‑value band 81.91 CLP – 136.52 CLP · the 262.00 CLP price screens above the 109.22 CLP fair value. Dashed = 300-day average. As of Jul 27, 2026.
Analysis
Administradora de Fondos de Pensiones PlanVital S.A (PLANVITAL) currently trades at 262.00 CLP, while our model-based Fair Value estimate is 109.22 CLP, implying the stock looks roughly 58.3% overvalued today. The Quality Score stands at 74/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, Administradora de Fondos de Pensiones PlanVital S.A generated revenue of 151B CLP at a net margin of 44.3%. Revenue grew 2.4% year over year. It earns a return on equity of 43.2%. Net debt stands at 4.4B CLP. Fundamentals as of Jul 27, 2026
Our scenario range runs from 81.91 CLP (bear case) to 136.52 CLP (bull case); at 262.00 CLP, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 13% below its 52-week high and 44% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at -58%, PLANVITAL screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 11 models by family
Widest divergence: DCF Models (645.84 CLP) versus Asset-Based (52.27 CLP). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 72 · Market factors (momentum, volatility) 71
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Administradora de Fondos de Pensiones PlanVital S.A. is a privately owned investment manager. The firm manages pension funds and individual retirement accounts. It makes its investments in the public equity markets of Chile. Administradora de Fondos de Pensiones PlanVital S.A was founded in 1981 and is based in Santiago, Chile.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Administradora de Fondos de Pensiones PlanVital S.A reported revenue of 132B CLP in FY2025 versus 79.2B CLP in FY2021, a compound +13.6%/yr. Reported net income was 68.2B CLP in FY2025, compounding +27.7%/yr from FY2021.
PLANVITAL screens 58% overvalued. Compare with Fondul Proprietatea SA →
Peer Group
Asset Management · 973 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Asset Management median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 27, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Fondul Proprietatea SA FP | $0.0420 | $0.0800 | +90% |
| BlackRock, Inc BLK | $1,136 | $465.75 | -59% |
| Blackstone Inc BX | $124.56 | $16.35 | -87% |
| Investor AB INVEB | kr 423.70 | kr 847.40 | +100% |
| Brookfield Corporation BN | C$62.45 | C$10.12 | -84% |
| KKR & Co KKR | $100.94 | $44.88 | -56% |
| AB Industrivärden INDUA | kr 532.50 | kr 1,065 | +100% |
| Jio Financial Services Limited JIOFIN | ₹242.98 | ₹40.19 | -83% |
| Hedef Holding HEDEF | 267.25 TRY | 320.98 TRY | +20% |
| Bajaj Holdings BAJAJHLDNG | ₹10,398 | ₹9,202 | -12% |
Compare Administradora de Fondos de Pensiones PlanVital S.A with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is Administradora de Fondos de Pensiones PlanVital S.A (PLANVITAL) overvalued or undervalued?
What is the fair value of PLANVITAL?
What is the quality score of PLANVITAL?
What is the revenue of Administradora de Fondos de Pensiones PlanVital S.A (PLANVITAL)?
What is the net profit margin of PLANVITAL?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track Administradora de Fondos de Pensiones PlanVital S.A and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.