Powszechny Zaklad Ubezpieczen SA (PZAKY) Fair Value & Analysis
Financial Services · US · Market cap $16.1B
Powszechny Zaklad Ubezpieczen SA
PZAKY · US
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 5 days ago
Fair value updated Jun 26, 2026 — revised from $26.63 to $26.79 (+0.6%) since Jun 24, 2026. Share price −9.9% over the past month.
Price vs Fair Value (12 months)
12‑month range $12.69 – $22.94 · fair‑value band $20.09 – $33.48 · the $18.79 price screens below the $26.79 fair value. As of Jun 26, 2026.
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Powszechny Zaklad Ubezpieczen SA (PZAKY) currently trades at $18.79, while our model-based Fair Value estimate is $26.79 — implying the stock looks roughly 42.6% undervalued today. We read business quality at 55/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium) — always confirm before acting.
Over the trailing twelve months, Powszechny Zaklad Ubezpieczen SA generated revenue of $63.2B at a net margin of 10.1%. Revenue declined 4.7% year over year. It earns a return on equity of 18.3%. Net debt stands at $30.1B. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance; Mass Insurance; Group Insurance and Individually Continued Insurance; Individual Insurance; Life Investment Insurance; Investments; Banking; Pension Insurance; Baltic Countries; Ukraine; and Investment Contracts segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health and accident insurance. It also provides banking, asset management, brokerage, investment and transaction advisory, finance leasing, and factoring; and transfer agent, call center, business consulting, IT, venture capital fund management, medical, training, assistance, data center, printing, human resources and payroll, and financial and accounting services, as well as manages pension and mutual funds. In addition, the company is involved in buying, operating, leasing, and …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Powszechny Zaklad Ubezpieczen SA reported revenue of $64.7B in FY2025 versus $40.8B in FY2021, a compound +12.2%/yr. Reported net income was $6.7B in FY2025, compounding +19.0%/yr from FY2021.
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Recent news
- 3 European Dividend Stocks With Yields Up To 7.2%
- Powszechny Zaklad Ubezpieczen SA (PZAKY) Q1 2026 Earnings Call Highlights: Record Sales and ...
- Powszechny Zaklad Ubezpieczen SA (PZAKY) Full Year 2025 Earnings Call Highlights: Navigating ...
- European Dividend Stocks To Watch In January 2026
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.