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Radiant Cash Management Services Limited (RADIANTCMS) Fair Value & Analysis

Industrials · IN · Market cap ₹4.2B

RC Radiant Cash Management Services Limited RADIANTCMS · NSE
Price₹39.25
Fair Value₹56.95
Upside+45.1%
Quality47/100
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Evidence: High Range ₹43.43 – ₹70.47

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price +3.0% over the past month.

Price vs Fair Value (12 months)

₹61.12 ₹32.76 Fair Value ₹56.95 Jul 2025 Jul 2026

12‑month range ₹32.76 – ₹61.12 · fair‑value band ₹43.43 – ₹70.47 · the ₹39.25 price screens below the ₹56.95 fair value. As of Jul 3, 2026.

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Analysis

Radiant Cash Management Services Limited (RADIANTCMS) currently trades at ₹39.25, while our model-based Fair Value estimate is ₹56.95 — implying the stock looks roughly 45.1% undervalued today. We read business quality at 47/100 (below-average quality), in the Industrials sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, Radiant Cash Management Services Limited generated revenue of ₹4.3B at a net margin of 7.5%. Revenue declined 3.4% year over year. It earns a return on equity of 10.2%. The balance sheet holds a net cash position of ₹307M. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) ₹4.3B
Revenue growth (YoY) -3.4%
Net margin 7.5%
Return on equity 10.2%
Free cash flow ₹129M FY2026
P/E ratio 13.0
More key figures
Operating margin 5.6%
EPS (TTM) ₹3.02
Dividend yield 6.4%
EPS growth (YoY) -35.4%
Net cash ₹307M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

About the company

Radiant Cash Management Services Limited engages in the provision of cash logistics and other related services in India. The company offers cash pick-up and delivery, network currency management, cash processing, and cash vans/cash-in-transit services, as well as other value-added services. It also provides Radiant Insta Credit App, a platform that offers instant credit services. The company serves restaurants, auto parts suppliers, jewelry stores, electronics retailers, petrol pumps, furniture stores, supermarkets, salons, sports goods retailers, footwear retailers, pharmacies, diagnostics/labs, hospitals, cafes, sweet shops, banks, NBFCs, microfinance institutions, logistics companies, e-commerce businesses, apparel and lifestyle retailers, grocery stores, auto service stations, retail stores, MSME businesses, and cinemas. Radiant Cash Management Services Limited was incorporated in 2005 and is headquartered in Chennai, India.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Radiant Cash Management Services Limited reported revenue of ₹4.3B in FY2026 versus ₹2.9B in FY2022, a compound +10.7%/yr. Reported net income was ₹323M in FY2026, compounding −4.1%/yr from FY2022.

Revenue +10.7%/yr
FY22 ₹2.9B
FY23 ₹3.5B
FY24 ₹3.9B
FY25 ₹4.3B
FY26 ₹4.3B
Net income −4.1%/yr
FY22 ₹382M
FY23 ₹627M
FY24 ₹448M
FY25 ₹465M
FY26 ₹323M

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Frequently asked questions

Is Radiant Cash Management Services Limited (RADIANTCMS) undervalued?
As of Jul 3, 2026, our model estimates a fair value of ₹56.95 versus a price of ₹39.25 — about +45% (undervalued). Model-based estimate, not financial advice.
What is the fair value of RADIANTCMS?
Our model-based fair value for Radiant Cash Management Services Limited is ₹56.95 (as of Jul 3, 2026), built from audited fundamentals. The current price is ₹39.25.
What is the quality score of RADIANTCMS?
Radiant Cash Management Services Limited has a Quality Score of 47/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Radiant Cash Management Services Limited (RADIANTCMS)?
Radiant Cash Management Services Limited reported trailing-twelve-month revenue of about ₹4.3B (latest available figure, as of Jul 3, 2026).
What is the net profit margin of RADIANTCMS?
The net profit margin of Radiant Cash Management Services Limited is about 7.5%, meaning it keeps roughly 7.5% of revenue as net income. Based on the latest reported figures.
Does Radiant Cash Management Services Limited pay a dividend?
Radiant Cash Management Services Limited currently shows a dividend yield of about 6.44% relative to its recent price (as of Jul 3, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.