Regency Affiliates Inc (RAFI) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Regency Affiliates Inc $8.40, price $4.58, upside +83.4%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Regency Affiliates Inc for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range $2.68 – $8.10 · fair‑value band $6.27 – $12.54 · the $4.58 price screens below the $8.40 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.
Follow Regency Affiliates in your weekly email
Every Wednesday you see whether Regency Affiliates is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Regency Affiliates, Inc. operates as a managed real estate company. The company acquires, owns, invests in, and manages a portfolio of commercial real estate; and engages in leasing activities. Its portfolio includes an office complex and self-storage properties. The company was incorporated in 1980 and is based in Larchmont, New York.
Stock analysis
Regency Affiliates Inc (RAFI) currently trades at $4.58, while our model-based Fair Value estimate is $8.40, implying the stock looks roughly 45.5% undervalued today.
Show more
Valuation
How firm this estimate is: it rests on 6 models at a data quality of 96/100, which puts the evidence level at medium.
Scenario range: $6.27 (bear) to $12.54 (bull), the price of $4.58 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Regency Affiliates Inc reported revenue of $5.0M in FY2025 versus $4.7M in FY2021, a compound +1.8%/yr. Reported net income was −$875K in FY2025.
Key figures
Market cap $22.2M · P/E ratio 9.3 · P/S ratio 4.24 · EPS (TTM) $0.4900 · Dividend yield 3.2% · Net margin −17.4% · Return on equity −0.5% · Return on assets (EBIT) 1.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 41 out of 100 (low confidence).
What moves the price
The share trades about 21% below its 52-week high and 23% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −4% fair-value upside, at 83%, RAFI screens cheaper than that median.
Fair Value models
Bear $6.27Fair Value $8.40Bull $12.54
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($0.3598 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.6/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−0.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.7%
Start year 2020 (pandemic). Over 10 years: +96.1% a year
Revenue growth 30 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.7%
’02
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
9.1% (2020) → 17.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 656 stocks
Beats the industry median on 4/12 measures
Overall it trails its industry peers.
Valuation
Quality Score46 · Bottom 25%
Fair Value upside+83% · Top 25%
Profitability
Return on assets1% · Below median
Net margin (TTM)−5% · Bottom 25%
Operating margin (TTM)22% · Below median
Growth and dividend
Revenue growth8% · Above median
Dividend yield (TTM)3.2% · Below median
Balance sheet
Debt / equity0.47× · Above median
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Regency Affiliates Inc (RAFI) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $8.40 versus a price of $4.58, about +83% upside (undervalued).
What is the fair value of RAFI?
Our model-based fair value for Regency Affiliates Inc is $8.40 (as of Sep 23, 2026), built from audited fundamentals. The current price: $4.58.
What is the quality score of RAFI?
Regency Affiliates Inc has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Regency Affiliates Inc (RAFI)?
Our model-based price target is the fair value of $8.40 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $6.27, optimistic scenario $12.54. It is a calculation from audited fundamentals, not an analyst target.
What is the Regency Affiliates Inc stock forecast for 2026?
Our models put fair value at $8.40, about +83% upside versus a price of $4.58 (undervalued). Cautious scenario $6.27, optimistic scenario $12.54. The calculation is refreshed regularly with new filings.
What is the revenue of Regency Affiliates Inc (RAFI)?
Regency Affiliates Inc reported trailing-twelve-month revenue of about $5.2M (latest available figure, as of Sep 23, 2026).
Does Regency Affiliates Inc pay a dividend?
Regency Affiliates Inc currently shows a dividend yield of about 3.16% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of Regency Affiliates Inc (RAFI)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Regency Affiliates Inc it is $8.40 per share (as of Sep 23, 2026), against a price of $4.58. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Regency Affiliates Inc stock overvalued or undervalued in 2026?
As of Sep 23, 2026, RAFI trades below its calculated fair value: price $4.58, fair value $8.40, a gap of about +83% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RAFI?
No. The price is what the market pays today ($4.58); the fair value is what the company's own numbers justify ($8.40). For Regency Affiliates Inc the two are $3.82 per share apart. That gap is exactly why we show both numbers side by side.
How much is Regency Affiliates Inc worth?
The market values Regency Affiliates Inc at about $22.2M (market capitalisation, as of Sep 23, 2026). Per share that is $4.58; our models calculate a fair value of $8.40 per share.
What do the bullish and bearish scenarios say about RAFI?
Our models span a range for Regency Affiliates Inc: cautious scenario $6.27, base $8.40, optimistic $12.54 per share (as of Sep 23, 2026, price $4.58). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RAFI?
Regency Affiliates Inc trades at a price-to-earnings ratio of 9.3 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $8.40 is built from several models across several years. Other multiples: P/B 0.4, P/S 4.2, EV/EBITDA 22.0.
How solid is the balance sheet of Regency Affiliates Inc (RAFI)?
Balance-sheet figures for Regency Affiliates Inc (as of Sep 23, 2026): return on equity −0.5%, debt of 0.47 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is RAFI from its 52-week high?
Regency Affiliates Inc trades at $4.58, about 21% below its 52-week high of $5.80 and 23% above the low of $3.73 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of $8.40 is for.
Which stocks are comparable to Regency Affiliates Inc?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Corporation, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Regency Affiliates Inc stock attractive at the current price?
The data as of Sep 23, 2026: price $4.58, calculated fair value $8.40 (+83%), Quality Score 44/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RAFI calculated?
We run Regency Affiliates Inc through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $8.40, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. Regency Affiliates Inc currently trades 83 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Regency Affiliates Inc (RAFI)?
The closing price on Sep 24, 2026 was $4.58. Our model-based fair value is $8.40, about +83% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Regency Affiliates Inc right now?
The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case ($6.27). The market is more pessimistic than our downside scenario. A fairly wide model range ($6.27 to $12.54) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Regency Affiliates Inc
How large is the market capitalisation of Regency Affiliates Inc (RAFI)?
The market capitalisation of Regency Affiliates Inc is $22.2M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Regency Affiliates Inc (RAFI)?
The price-to-sales ratio of Regency Affiliates Inc is 4.24 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Regency Affiliates Inc (RAFI)?
Earnings per share at Regency Affiliates Inc are $0.4900 (price ÷ EPS = P/E 9.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Regency Affiliates Inc (RAFI)?
The dividend yield of Regency Affiliates Inc is 3.2% (payout 29.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Regency Affiliates Inc (RAFI)?
The net margin of Regency Affiliates Inc is −17.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Regency Affiliates Inc (RAFI)?
The return on equity (ROE) of Regency Affiliates Inc is −0.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Regency Affiliates Inc (RAFI)?
On an EBIT basis the return on assets of Regency Affiliates Inc is 1.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Regency Affiliates Inc (RAFI)?
The operating margin of Regency Affiliates Inc is 22.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Regency Affiliates Inc (RAFI)?
Revenue at Regency Affiliates Inc is growing +8.4% versus a year earlier (3y avg −1.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Regency Affiliates Inc (RAFI)?
Earnings per share at Regency Affiliates Inc are growing +28.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Regency Affiliates Inc (RAFI) generate?
The free cash flow of Regency Affiliates Inc is −$26.4K (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Regency Affiliates Inc (RAFI) carry?
The net debt of Regency Affiliates Inc is $26.9M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Regency Affiliates Inc in the live analysis
One click puts Regency Affiliates Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
Some data
Sep 23, 2026