Ryder Capital Ltd (RYD) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Ryder Capital Ltd stock A$1.57, price A$2.03, that is 22.7% below the price, quality 49 out of 100. Rating: overvalued. Calculated from audited financials with 2 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range A$0.7299 – A$2.26 · fair‑value band A$1.17 – A$1.96 · the A$2.03 price screens above the A$1.57 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Ryder Capital Limited is a listed investment company launched and managed by Ryder Investment Management Pty Limited. Ryder Capital Limited is based in Australia.
Stock analysis
Ryder Capital Ltd (RYD) currently trades at A$2.03, while our model-based Fair Value estimate is A$1.57, 23% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 2 models at a data quality of 96/100, which puts the data coverage at low.
Scenario range: A$1.17 (bear) to A$1.96 (bull), the price of A$2.03 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Financial Services sector.
Weak Growth: Growth has flattened: the last year, three and five years all grew more slowly than the long-term average.
Ryder Capital Ltd reported revenue of A$3.2M in FY2026 versus A$5.2M in FY2022, a compound −11.4%/yr. Reported net income was A$431K in FY2026, compounding −40.6%/yr from FY2022.
Key figures
Market cap A$164M (≈ $113M) Micro · P/E ratio 203.0 · P/S ratio 27.2 · EPS (TTM) A$0.0100 · Net margin 13.4% · Return on equity 165% · Return on assets (EBIT) 0.7% (5-year average) · Free cash flow −A$6.5M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 62 out of 100 (low confidence).
What moves the price
The share trades about 10% below its 52-week high and 28% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −16% fair-value upside, at −23%, RYD screens richer than that median.
Fair Value models
BearA$1.17Fair Value A$1.57BullA$1.96
Price A$2.03 · Downside -22.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 4 months old). Earnings retained since then (A$0.0036 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.14/100
Growth has flattened: the last year, three and five years all grew more slowly than the long-term average.
Revenue growth 1 year
−18.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+0.8%
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.3%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−28.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year−28.3%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−28.3% vs 6.8%, slowing
Profit margin 2020 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.20% → −15%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Asset Management · 587 stocks
Beats the industry median on 2/10 measures
Overall it trails its industry peers.
Valuation
Quality Score49 · Bottom 25%
Fair Value upside−22.7% · Bottom 25%
Profitability
Return on equity (12 months)165.5% · Top 25%
Return on assets0.3% · Bottom 25%
Net margin (12 months)13.4% · Below median
Operating margin (12 months)0.0% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)0.0% · Below median
Dividend yield (12 months)0.0% · Bottom 25%
Valuation Multiplesvs Asset Management median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Ryder Capital Ltd Fair Value". https://www.fairvalue-calculator.com/stock/RYD
Frequently asked questions
Is Ryder Capital Ltd (RYD) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of A$1.57 versus a price of A$2.03, about 23% lower (overvalued).
What is the fair value of RYD?
Our model-based fair value for Ryder Capital Ltd is A$1.57 (as of Nov 6, 2026), built from audited fundamentals. The current price: A$2.03.
What is the quality score of RYD?
Ryder Capital Ltd has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Ryder Capital Ltd (RYD)?
Our model-based price target is the fair value of A$1.57 (as of Nov 6, 2026) from 2 valuation models. Cautious scenario A$1.17, optimistic scenario A$1.96. It is a calculation from audited fundamentals, not an analyst target.
What is the Ryder Capital Ltd stock forecast for 2026?
Our models put fair value at A$1.57, about 23% lower versus a price of A$2.03 (overvalued). Cautious scenario A$1.17, optimistic scenario A$1.96. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Ryder Capital Ltd (RYD)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Ryder Capital Ltd it is A$1.57 per share (as of Nov 6, 2026), against a price of A$2.03. It is the blended result of 2 valuation models in 2 families (Multiples, Asset-Based).
Is Ryder Capital Ltd stock overvalued or undervalued in 2026?
As of Nov 6, 2026, RYD trades above its calculated fair value: price A$2.03, fair value A$1.57, a gap of about −23% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RYD?
No. The price is what the market pays today (A$2.03); the fair value is what the company's own numbers justify (A$1.57). For Ryder Capital Ltd the two are A$0.4600 per share apart. That gap is exactly why we show both numbers side by side.
How much is Ryder Capital Ltd worth?
The market values Ryder Capital Ltd at about A$164M (market capitalisation, as of Nov 6, 2026). Per share that is A$2.03; our models calculate a fair value of A$1.57 per share.
What do the bullish and bearish scenarios say about RYD?
Our models span a range for Ryder Capital Ltd: cautious scenario A$1.17, base A$1.57, optimistic A$1.96 per share (as of Nov 6, 2026, price A$2.03). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RYD?
Ryder Capital Ltd trades at a price-to-earnings ratio of 203.0 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$1.57 is built from several models across several years. Median P/E at fiscal year-end, 7 fiscal years (2019 to 2026), reported earnings: 50.9. Other multiples: P/B 0.8.
How solid is the balance sheet of Ryder Capital Ltd (RYD)?
Balance-sheet figures for Ryder Capital Ltd (as of Nov 6, 2026): return on equity 165.5%. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is RYD from its 52-week high?
Ryder Capital Ltd trades at A$2.03, about 10% below its 52-week high of A$2.26 and 28% above the low of A$1.59 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of A$1.57 is for.
Which stocks are comparable to Ryder Capital Ltd?
From the same area (Financial Services) we also value Blackstone Inc, Brookfield Asset Management Ltd, KKR & Co, Apollo Global Management, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Ryder Capital Ltd stock attractive at the current price?
The data as of Nov 6, 2026: price A$2.03, calculated fair value A$1.57 (−23%), Quality Score 49/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RYD calculated?
We run Ryder Capital Ltd through 2 models from 2 families: Multiples, Asset-Based. Every model gets the same audited fundamentals; the fair value of A$1.57 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Ryder Capital Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Ryder Capital Ltd (RYD)?
The closing price on Nov 9, 2026 was A$2.03. Our model-based fair value is A$1.57, about 23% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Ryder Capital Ltd right now?
The price sits above even our optimistic bull case (A$1.96). The favourable scenario is already priced in. Weak quality (49/100) and above fair value at the same time, the margin of safety is missing on both counts. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Ryder Capital Ltd
How large is the market capitalisation of Ryder Capital Ltd (RYD)?
The market capitalisation of Ryder Capital Ltd is A$164M (≈ $113M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Ryder Capital Ltd (RYD)?
The price-to-sales ratio of Ryder Capital Ltd is 27.2 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Ryder Capital Ltd (RYD)?
Earnings per share at Ryder Capital Ltd are A$0.0100 (price ÷ EPS = P/E 203.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Ryder Capital Ltd (RYD)?
The net margin of Ryder Capital Ltd is 13.4% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Ryder Capital Ltd (RYD)?
The return on equity (ROE) of Ryder Capital Ltd is 165% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Ryder Capital Ltd (RYD)?
On an EBIT basis the return on assets of Ryder Capital Ltd is 0.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much free cash flow does Ryder Capital Ltd (RYD) generate?
The free cash flow of Ryder Capital Ltd is −A$6.5M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Ryder Capital Ltd (RYD) hold?
Ryder Capital Ltd holds more cash than debt, A$15.0M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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