Srestha Finvest Ltd (SRESTHA) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Srestha Finvest Ltd ₹0.36, price ₹0.24, upside +50.0%, quality 37 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹0.1900 – ₹2.02 · fair‑value band ₹0.2400 – ₹0.4500 · the ₹0.2400 price screens below the ₹0.3600 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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Srestha Finvest Ltd (SRESTHA) currently trades at ₹0.2400, while our model-based Fair Value estimate is ₹0.3600, implying the stock looks roughly 33.3% undervalued today.
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Valuation
How firm this estimate is: it rests on 1 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: ₹0.2400 (bear) to ₹0.4500 (bull), the price of ₹0.2400 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 37/100 (below-average quality), in the Financials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Srestha Finvest Ltd reported revenue of ₹74.4M in FY2025 versus ₹23.0M in FY2021, a compound +34.1%/yr. Reported net income was −₹75.6M in FY2025.
Key figures
Market cap ₹457M (≈ $4.7M) · EPS (TTM) ₹−0.2100 · Net margin −102% · Return on equity −4.5% · Return on assets (EBIT) −3.8% · Operating margin 102% · Revenue (TTM) −₹450M · Revenue growth (YoY) −55.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 38% below its 52-week high and 26% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financials peers we cover trades at −16% fair-value upside, at 50%, SRESTHA screens cheaper than that median.
Fair Value models
Bear ₹0.2400Fair Value ₹0.3600Bull ₹0.4500
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.24/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+93.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.5%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.2%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
28.4% (2021) → −167.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialized Finance · 15 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Srestha Finvest Ltd (SRESTHA) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹0.3600 versus a price of ₹0.2400, about +50% upside (undervalued).
What is the fair value of SRESTHA?
Our model-based fair value for Srestha Finvest Ltd is ₹0.3600 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹0.2400.
What is the quality score of SRESTHA?
Srestha Finvest Ltd has a Quality Score of 37/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Srestha Finvest Ltd (SRESTHA)?
Our model-based price target is the fair value of ₹0.3600 (as of Sep 27, 2026) from 1 valuation models. Cautious scenario ₹0.2400, optimistic scenario ₹0.4500. It is a calculation from audited fundamentals, not an analyst target.
What is the Srestha Finvest Ltd stock forecast for 2026?
Our models put fair value at ₹0.3600, about +50% upside versus a price of ₹0.2400 (undervalued). Cautious scenario ₹0.2400, optimistic scenario ₹0.4500. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Srestha Finvest Ltd (SRESTHA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Srestha Finvest Ltd it is ₹0.3600 per share (as of Sep 27, 2026), against a price of ₹0.2400. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Srestha Finvest Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, SRESTHA trades below its calculated fair value: price ₹0.2400, fair value ₹0.3600, a gap of about +50% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SRESTHA?
No. The price is what the market pays today (₹0.2400); the fair value is what the company's own numbers justify (₹0.3600). For Srestha Finvest Ltd the two are ₹0.1200 per share apart. That gap is exactly why we show both numbers side by side.
How much is Srestha Finvest Ltd worth?
The market values Srestha Finvest Ltd at about ₹457M (market capitalisation, as of Sep 27, 2026). Per share that is ₹0.2400; our models calculate a fair value of ₹0.3600 per share.
What do the bullish and bearish scenarios say about SRESTHA?
Our models span a range for Srestha Finvest Ltd: cautious scenario ₹0.2400, base ₹0.3600, optimistic ₹0.4500 per share (as of Sep 27, 2026, price ₹0.2400). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Srestha Finvest Ltd (SRESTHA)?
Balance-sheet figures for Srestha Finvest Ltd (as of Sep 27, 2026): return on equity −4.5%, debt of 0.29 per unit of equity. They feed the Quality Score of 37/100, which measures business quality independently of the share price.
How far is SRESTHA from its 52-week high?
Srestha Finvest Ltd trades at ₹0.2400, about 38% below its 52-week high of ₹0.3900 and 26% above the low of ₹0.1900 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹0.3600 is for.
Which stocks are comparable to Srestha Finvest Ltd?
From the same area (Financials) we also value PRITHVIEXCH, SAUMYA, RTFL, DHRUVCA, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Srestha Finvest Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price ₹0.2400, calculated fair value ₹0.3600 (+50%), Quality Score 37/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SRESTHA calculated?
We run Srestha Finvest Ltd through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹0.3600, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Srestha Finvest Ltd currently trades 33 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Srestha Finvest Ltd (SRESTHA)?
The closing price on Oct 1, 2026 was ₹0.2400. Our model-based fair value is ₹0.3600, about +50% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Srestha Finvest Ltd right now?
The large discount to fair value meets weak quality (37/100). That raises the risk this is a value trap rather than a bargain. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (₹0.2400 to ₹0.4500) leaves room in how you read the outcome. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Srestha Finvest Ltd
How large is the market capitalisation of Srestha Finvest Ltd (SRESTHA)?
The market capitalisation of Srestha Finvest Ltd is ₹457M (≈ $4.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Srestha Finvest Ltd (SRESTHA)?
Earnings per share at Srestha Finvest Ltd are ₹−0.2100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Srestha Finvest Ltd (SRESTHA)?
The net margin of Srestha Finvest Ltd is −102% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Srestha Finvest Ltd (SRESTHA)?
The return on equity (ROE) of Srestha Finvest Ltd is −4.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Srestha Finvest Ltd (SRESTHA)?
On an EBIT basis the return on assets of Srestha Finvest Ltd is −3.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Srestha Finvest Ltd (SRESTHA)?
The operating margin of Srestha Finvest Ltd is 102% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How much revenue does Srestha Finvest Ltd (SRESTHA) generate?
Srestha Finvest Ltd generates revenue of −₹450M (last twelve months). Revenue of the last twelve months (TTM), the most recent full year, not the calendar year.
How fast is revenue growing at Srestha Finvest Ltd (SRESTHA)?
Revenue at Srestha Finvest Ltd is growing −55.7% versus a year earlier (3y avg +93.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Srestha Finvest Ltd (SRESTHA)?
Earnings per share at Srestha Finvest Ltd are growing −94.8% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Srestha Finvest Ltd (SRESTHA) generate?
The free cash flow of Srestha Finvest Ltd is −₹206M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Srestha Finvest Ltd (SRESTHA) carry?
The net debt of Srestha Finvest Ltd is ₹476M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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