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Urbana Corporation (URB-A) Fair Value & Analysis

Financial Services · CA · Market cap C$365M

UC Urbana Corporation URB-A · TO
PriceC$8.40
Fair ValueC$17.10
Upside+103.6%
Quality60/100
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Evidence: Medium Range C$12.83 – C$21.38 📤 Share as image

Fair value as of: Jul 16, 2026

From 12 valuation models · updated 5 days ago

Fair value updated Jul 16, 2026, revised from C$16.62 to C$17.10 (+2.9%) since Jul 5, 2026. Share price +0.8% over the past month.

Price vs Fair Value (12 months)

C$9.59 C$6.47 Fair Value C$17.10 Jul 2025 Jul 2026

12‑month range C$6.47 – C$9.59 · fair‑value band C$12.83 – C$21.38 · the C$8.40 price screens below the C$17.10 fair value. As of Jul 16, 2026.

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Analysis

Urbana Corporation (URB-A) currently trades at C$8.40, while our model-based Fair Value estimate is C$17.10, implying the stock looks roughly 103.6% undervalued today. We read business quality at 60/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Urbana Corporation generated revenue of C$128M at a net margin of 76.1%. Revenue declined 54.9% year over year. It earns a return on equity of 19.3%. Net debt stands at C$25.2M. Fundamentals as of Jul 16, 2026

Our scenario range runs from C$12.83 (bear case) to C$21.38 (bull case); at C$8.40, the current price sits below that range. The share trades about 13% below its 52-week high and 40% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 53% fair-value upside, at 104%, URB-A screens cheaper than that median.

Key figures & financial health

Revenue (TTM) C$128M
Revenue growth (YoY) -54.9%
Net margin 76.1%
Return on equity 19.3%
Free cash flow −C$10.9M FY2025
P/E ratio 3.6
More key figures
Operating margin 83.7%
EPS (TTM) C$2.36
Dividend yield 1.7%
EPS growth (YoY) -59.8%
Net debt C$25.2M FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 16, 2026. TTM = trailing twelve months.

About the company

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Urbana Corporation reported revenue of −C$14.7M in FY2025 versus C$70.4M in FY2021. Reported net income was C$69.2M in FY2025, compounding +3.6%/yr from FY2021.

Revenue
FY21 C$70.4M
FY22 C$24.7M
FY23 C$81.9M
FY24 C$120M
FY25 −C$14.7M
Net income +3.6%/yr
FY21 C$60.0M
FY22 C$18.9M
FY23 C$69.5M
FY24 C$102M
FY25 C$69.2M

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Cite: Fair Value Calculator (2026). "Urbana Corporation Fair Value". https://www.fairvalue-calculator.com/stock/URB-A

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Frequently asked questions

Is Urbana Corporation (URB-A) undervalued?
As of Jul 16, 2026, our model estimates a fair value of C$17.10 versus a price of C$8.40, about +104% (undervalued). Model-based estimate, not financial advice.
What is the fair value of URB-A?
Our model-based fair value for Urbana Corporation is C$17.10 (as of Jul 16, 2026), built from audited fundamentals. The current price is C$8.40.
What is the quality score of URB-A?
Urbana Corporation has a Quality Score of 60/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Urbana Corporation (URB-A)?
Urbana Corporation reported trailing-twelve-month revenue of about C$128M (latest available figure, as of Jul 16, 2026).
What is the net profit margin of URB-A?
The net profit margin of Urbana Corporation is about 76.1%, meaning it keeps roughly 76.1% of revenue as net income. Based on the latest reported figures.
Does Urbana Corporation pay a dividend?
Urbana Corporation currently shows a dividend yield of about 1.68% relative to its recent price (as of Jul 16, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.