EN DE

Urbana Corporation (URB-A) Fair Value & Analysis

Financial Services · CA · Market cap C$356M (≈ $257M) · ISIN CA91707P2089

What is Urbana Corporation really worth?

UC Urbana Corporation URB-A · TO
PriceC$8.70
Fair ValueC$10.99
Upside+26.3%
Quality56/100

A solid business, trading 21% below our fair value of C$10.99.

Watch Urbana Corporation for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

Strengths

Highly profitable · 76.1% net margin
Ranks above peers (9/12)
Wide moat 80/100

Risks

!Mixed Growth (revenue 5y +15.2 %/yr)
!negative free cash flow
!Evidence only medium, so the estimate is less certain

For context

·1.61% dividend yield
Evidence: Medium Range C$8.24 – C$13.74

Fair value as of: Aug 27, 2026

From 2 valuation models · updated 8 days ago

Share price +0.2% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

C$9.59 C$2.71 Fair Value C$10.99 Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range C$2.71 – C$9.59 · fair‑value band C$8.24 – C$13.74 · the C$8.70 price screens below the C$10.99 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 27, 2026.

Full chart & analysis →

Which stocks are undervalued right now? Check free Discover now →

Analysis

Urbana Corporation (URB-A) currently trades at C$8.70, while our model-based Fair Value estimate is C$10.99, implying the stock looks roughly 20.8% undervalued today. The Quality Score stands at 56/100 (solid quality), in the Financial Services sector. How firm this estimate is: it rests on 12 models at a data quality of 95/100, which puts the evidence level at medium.

Over the trailing twelve months, Urbana Corporation generated revenue of C$128M at a net margin of 76.1%. Revenue declined 54.9% year over year. It earns a return on equity of 19.3%. Net debt stands at C$25.2M. Fundamentals as of Aug 27, 2026

Our scenario range runs from C$8.24 (bear case) to C$13.74 (bull case); at C$8.70, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 9% below its 52-week high and 45% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at 26%, URB-A screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly C$1.51 per share, which is 13.7 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple best evidence C$8.24 C$10.99 C$13.74 53
NCAV (Graham) C$6.46 C$8.66 C$12.93 50
All 2 models by family
Multiples
P/B Multiple best evidence C$8.24 C$10.99 C$13.74 53
Asset-Based
NCAV (Graham) C$6.46 C$8.66 C$12.93 50

Widest divergence: Multiples (C$10.99) versus Asset-Based (C$8.66). Highest evidence: P/B Multiple (53).

Notify me when URB-A reaches fair value

Put URB-A on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Free, no payment details. Unsubscribe anytime in one click.

Key figures & financial health

P/E ratio 3.6 as of Jun 7, 2026
P/S ratio 2.79 TTM
EPS (TTM) C$2.36 price ÷ EPS = P/E 3.6
Dividend yield 1.6% payout 5.9%
Net margin 76.1% TTM
Return on equity 19.3% TTM
More key figures
Profitability
Return on assets (EBIT) 15.5% avg 5y
Operating margin 83.7% TTM
Growth
Revenue (TTM) C$128M TTM
Revenue growth (YoY) −54.9%
EPS growth (YoY) −59.8%
Balance sheet & cash flow
Free cash flow −C$10.9M FY2025
Net debt C$25.2M FY2025

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 56/100

Of which business quality 56 · Market factors (momentum, volatility) 65

Profitability 24
Margins and returns on capital today
Quality Growth 20
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 75
Balance sheet, leverage, solvency risk
Investment 3
Disciplined investing over empire-building
Low Volatility 92
Calm price path (market factor)
Momentum 48
Price trend over the last 3–12 months (market factor)
52W Momentum 63
Distance to the 52-week high (market factor)
Net Issuance 84
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments.

Full company description

Urbana Corporation is an investment fund launched and managed by Caldwell Investment Management Ltd. For its equity investment the fund primarily invests in public equity markets of United States and Canada. The fund primarily focuses on U.S. financial companies and Canadian resource companies for equity investments. The fund also focuses on private equity investments. It was formerly known as Macho River Gold Mines Limited. Urbana Corporation is domiciled in Canada.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Urbana Corporation reported revenue of −C$14.7M in FY2025 versus C$70.4M in FY2021. Reported net income was C$69.2M in FY2025, compounding +3.6%/yr from FY2021.

Growth Quality 64/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2024)
C$120M
Latest YoY
+46.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+19.4%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+15.2%
Avg. revenue growth/yr (27Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+30.0%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+12.1% (10.5 + 1.6)
Revenue
FY21 C$70.4M
FY22 C$24.7M
FY23 C$81.9M
FY24 C$120M
FY25 −C$14.7M
Net income +3.6%/yr
FY21 C$60.0M
FY22 C$18.9M
FY23 C$69.5M
FY24 C$102M
FY25 C$69.2M
Character of growth · EPS growth decomposed (2014-2025) +17.9 % p.a.
Revenue per share +17.7 %

of which total revenue +13.6 % · buybacks/dilution +3.6 %

EBIT margin +0.1 %
Tax rate +0.0 %
Residual (interest, one-offs) +0.1 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

Watch URB-A: get an alert when its fair value changes →

Share or link this analysis
𝕏 Post WhatsApp LinkedIn Reddit
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Urbana Corporation Fair Value". https://www.fairvalue-calculator.com/stock/URB-A

Peer Group

Asset Management · 696 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 55 · Below median
Fair Value upside +26% · Above median
Return on equity (TTM) 19% · Top 25%
Return on assets 12% · Top 25%
Net margin (TTM) 76% · Top 25%
Operating margin (TTM) 84% · Top 25%
Revenue growth −55% · Bottom 25%
Dividend yield (TTM) 1.6% · Bottom 25%

Valuation Multiples vs Asset Management median · lower = cheaper

P/E (TTM) 3.6× · Cheaper than 75% of peers
P/B 0.48× · Cheaper than 75% of peers
P/S (TTM) 2.01× · Cheaper than median
EV/EBITDA 3.3× · Cheaper than 75% of peers

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE68 · sector 40
FUTURE0 · sector 14
PAST77 · sector 24
HEALTH0 · sector 95
DIVIDEND32 · sector 81

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Aug 27, 2026).

Stock Price Fair Value vs Fair Value
Blackstone Inc BX $142.39 $52.88 −63%
Investor AB INVEB kr 417.20 kr 824.66 +98%
Brookfield Corporation BN C$55.74 C$10.67 −81%
KKR & Co KKR $108.68 $19.97 −82%
Apollo Global Management, Inc APO $135.04 $101.04 −25%
State Street Corporation STT $193.33 $138.33 −28%
Ameriprise Financial, Inc AMP $559.32 $515.24 −8%
Ares Management Corporation ARES $143.10 $30.88 −78%
Northern Trust Corporation NTRS $186.79 $122.02 −35%
Raymond James Financial, Inc RJF $181.10 $142.42 −21%

Compare Urbana Corporation with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screener Filter by region, size and sector Compare tool Two stocks side by side Extrinsic Value Calculator (Options) Splits an option premium into intrinsic and extrinsic (time) value. Peter Lynch Fair Value Formula & Calculator Apply Peter Lynch's fair value formula in seconds: fair P/E ≈ earnings growth (+ dividend) - free, with formula and example.

Frequently asked questions

Is Urbana Corporation (URB-A) overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of C$10.99 versus a price of C$8.70, about +26% upside (undervalued).
What is the fair value of URB-A?
Our model-based fair value for Urbana Corporation is C$10.99 (as of Aug 27, 2026), built from audited fundamentals. The current price: C$8.70.
What is the quality score of URB-A?
Urbana Corporation has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Urbana Corporation (URB-A)?
Urbana Corporation reported trailing-twelve-month revenue of about C$128M (latest available figure, as of Aug 27, 2026).
What is the net profit margin of URB-A?
The net profit margin of Urbana Corporation is about 76.1%, meaning it keeps roughly 76.1% of revenue as net income. Based on the latest reported figures.
Does Urbana Corporation pay a dividend?
Urbana Corporation currently shows a dividend yield of about 1.61% relative to its recent price (as of Aug 27, 2026).
Free · no account needed

Watch Urbana Corporation in the live analysis

One click puts Urbana Corporation on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.